Compare Prospect, CT Car Insurance Rates (2021)

Car insurance in Prospect, CT averages $417 a month. Prospect, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Prospect car insurance rates, compare quotes from the top car insurance companies in Prospect, CT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Prospect for teen drivers is State Farm
  • The cheapest car insurance company in Prospect is State Farm
  • Average car insurance rates in Prospect, CT are $5,006/year

If you need to buy Prospect, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Prospect, CT is right here.

You’ll find Prospect car insurance rates, the cheapest Prospect, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Prospect, Connecticut car insurance rates to New Haven car insurance rates, Bridgeport car insurance rates, and Danbury car insurance rates.

Ready to find affordable Prospect, CT car insurance today? Enter your ZIP code for fast, free Prospect car insurance quotes.

Cheapest Prospect, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prospect, CT car insurance rates? Every Prospect, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prospect, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,123 $4,069 $3,803 $4,075 $12,673 $14,974 $4,302 $4,504
GEICO $2,691 $2,698 $2,495 $2,515 $6,238 $7,363 $2,593 $2,515
Liberty Mutual $3,930 $4,290 $3,025 $3,748 $19,626 $22,165 $3,965 $4,329
Nationwide $2,481 $2,510 $2,228 $2,338 $6,896 $8,757 $2,880 $3,099
Progressive $2,796 $2,601 $2,382 $2,489 $11,611 $12,858 $3,183 $3,545
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,828 $1,853 $1,831 $1,823 $14,098 $22,734 $1,991 $2,230
USAA $2,110 $2,086 $1,969 $1,941 $6,712 $7,039 $2,831 $2,930

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Minimum Car Insurance in Prospect, CT

Every driver must carry the minimum car insurance in Prospect, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Prospect, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Prospect, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prospect, CT. Compare credit history car insurance rates in Prospect from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prospect, Connecticut

Insurance Company Poor Fair Good
Allstate $8,363 $6,321 $5,011
GEICO $5,296 $3,191 $2,428
Liberty Mutual $11,570 $7,190 $5,644
Nationwide $5,165 $3,465 $3,066
Progressive $5,646 $5,059 $4,844
State Farm $4,355 $2,784 $2,239
Travelers $6,863 $5,723 $5,560
USAA $4,563 $3,082 $2,711

Cheapest Prospect, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prospect, CT to rates for a clean record with top companies.

Annual Prospect, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,578 $6,911 $8,193 $5,578
GEICO $2,289 $3,007 $6,445 $2,812
Liberty Mutual $7,121 $8,918 $8,838 $7,664
Nationwide $3,171 $4,142 $4,748 $3,533
Progressive $4,422 $6,414 $4,655 $5,241
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $4,869 $5,273 $7,678 $6,375
USAA $2,667 $3,356 $5,118 $2,667

Cheapest Prospect, CT Car Insurance for Teen Drivers

Teen car insurance in Prospect, CT can be expensive. Take a look at rates from the top car insurance companies in Prospect for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prospect, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,673 $14,974
GEICO $6,238 $7,363
Liberty Mutual $19,626 $22,165
Nationwide $6,896 $8,757
Progressive $11,611 $12,858
State Farm $5,808 $7,300
Travelers $14,098 $22,734
USAA $6,712 $7,039

Cheapest Prospect, CT Car Insurance for Seniors

Take a look at Prospect, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prospect, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $4,075
GEICO $2,495 $2,515
Liberty Mutual $3,025 $3,748
Nationwide $2,228 $2,338
Progressive $2,382 $2,489
State Farm $1,748 $1,748
Travelers $1,831 $1,823
USAA $1,969 $1,941

Cheapest Prospect, CT Car Insurance Rates After a DUI

A DUI in Prospect, CT increases car insurance rates. Compare Prospect, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prospect, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,193
GEICO $6,445
Liberty Mutual $8,838
Nationwide $4,748
Progressive $4,655
State Farm $3,198
Travelers $7,678
USAA $5,118

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Cheapest Prospect, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prospect, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prospect, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,565 $6,565
GEICO $3,582 $3,695
Liberty Mutual $8,135 $8,135
Nationwide $3,898 $3,898
Progressive $5,183 $5,183
State Farm $3,049 $3,203
Travelers $6,049 $6,049
USAA $3,411 $3,493

The Best Cheap Car Insurance Companies in Prospect, CT

Take a look at a side-by-side comparison of the top car insurance companies in Prospect, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prospect, Connecticut

Insurance Company Average Annual Rates
Allstate $6,565
GEICO $3,638
Liberty Mutual $8,135
Nationwide $3,898
Progressive $5,183
State Farm $3,126
Travelers $6,049
USAA $3,452

Category Winners: Cheapest Car Insurance in Prospect, Connecticut

Find the cheapest car insurance companies in Prospect, CT for each category right here.

Best Annual Car Insurance Rates by Company in Prospect, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Prospect, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prospect car insurance rates. Find the cheapest Prospect, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prospect, Connecticut

Insurance Company Low Medium High
Allstate $6,159 $6,555 $6,981
GEICO $3,349 $3,591 $3,976
Liberty Mutual $7,773 $8,062 $8,570
Nationwide $3,954 $3,929 $3,813
Progressive $4,796 $5,135 $5,618
State Farm $2,934 $3,131 $3,312
Travelers $5,590 $6,006 $6,550
USAA $3,221 $3,456 $3,680

Compare Car Insurance Quotes in Prospect, CT

Ready to find affordable Prospect, Connecticut car insurance today? Enter your ZIP code for fast, free Prospect, CT car insurance quotes.

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