Compare Prospect, OR Car Insurance Rates (2021)

Car insurance in Prospect, OR averages $275 a month. Prospect, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Prospect car insurance rates, compare quotes from the top car insurance companies in Prospect, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prospect, OR after a DUI are $3,884/year
  • The cheapest car insurance company in Prospect is USAA
  • Average car insurance rates in Prospect, OR are $3,305/year

If you need to buy Prospect, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Prospect, OR is right here.

You’ll find Prospect car insurance rates, the cheapest Prospect, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Prospect, Oregon car insurance rates to Eugene car insurance rates, Beaverton car insurance rates, and Portland car insurance rates.

Ready to find affordable Prospect, OR car insurance today? Enter your ZIP code for fast, free Prospect car insurance quotes.

Cheapest Prospect, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prospect, OR car insurance rates? Every Prospect, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prospect, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,317 $3,092 $3,015 $3,049 $9,909 $11,041 $3,499 $3,525
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,890 $1,844 $1,675 $1,780 $7,687 $7,837 $2,125 $2,185
GEICO $2,371 $2,292 $2,186 $2,184 $6,097 $5,582 $2,527 $2,200
Liberty Mutual $2,665 $2,810 $2,322 $2,570 $8,370 $9,005 $2,570 $2,592
Nationwide $2,129 $2,121 $1,897 $1,985 $4,800 $5,995 $2,474 $2,602
Progressive $1,964 $1,783 $1,699 $1,751 $8,348 $9,220 $2,351 $2,234
State Farm $1,455 $1,455 $1,332 $1,332 $4,619 $5,796 $1,651 $1,894
Travelers $1,728 $1,737 $1,548 $1,608 $4,745 $5,704 $1,803 $1,830
USAA $1,485 $1,440 $1,473 $1,420 $4,505 $4,831 $1,904 $1,975

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Minimum Car Insurance in Prospect, OR

Every driver must carry the minimum car insurance in Prospect, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Prospect, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Prospect, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prospect, OR. Compare credit history car insurance rates in Prospect from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prospect, Oregon

Insurance Company Poor Fair Good
Allstate $6,645 $4,671 $3,851
American Family $4,117 $3,040 $2,573
Farmers $3,906 $3,197 $3,030
GEICO $3,836 $3,180 $2,524
Liberty Mutual $6,033 $3,558 $2,748
Nationwide $3,632 $2,874 $2,495
Progressive $4,132 $3,561 $3,313
State Farm $3,409 $2,175 $1,741
Travelers $3,245 $2,531 $1,988
USAA $3,573 $1,985 $1,580

Cheapest Prospect, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prospect, OR to rates for a clean record with top companies.

Annual Prospect, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,085 $5,494 $5,674 $4,971
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,844 $3,668 $3,586 $3,413
GEICO $2,103 $3,330 $4,376 $2,910
Liberty Mutual $3,639 $4,076 $4,684 $4,052
Nationwide $2,544 $2,724 $3,855 $2,878
Progressive $2,767 $5,039 $3,569 $3,301
State Farm $2,165 $2,829 $2,386 $2,386
Travelers $2,101 $2,683 $3,005 $2,563
USAA $1,731 $2,416 $3,345 $2,024

Cheapest Prospect, OR Car Insurance for Teen Drivers

Teen car insurance in Prospect, OR can be expensive. Take a look at rates from the top car insurance companies in Prospect for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prospect, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,909 $11,041
American Family $5,264 $8,240
Farmers $7,687 $7,837
GEICO $6,097 $5,582
Liberty Mutual $8,370 $9,005
Nationwide $4,800 $5,995
Progressive $8,348 $9,220
State Farm $4,619 $5,796
Travelers $4,745 $5,704
USAA $4,505 $4,831

Cheapest Prospect, OR Car Insurance for Seniors

Take a look at Prospect, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prospect, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,015 $3,049
American Family $1,903 $1,903
Farmers $1,675 $1,780
GEICO $2,186 $2,184
Liberty Mutual $2,322 $2,570
Nationwide $1,897 $1,985
Progressive $1,699 $1,751
State Farm $1,332 $1,332
Travelers $1,548 $1,608
USAA $1,473 $1,420

Cheapest Prospect, OR Car Insurance Rates After a DUI

A DUI in Prospect, OR increases car insurance rates. Compare Prospect, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prospect, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,674
American Family $4,356
Farmers $3,586
GEICO $4,376
Liberty Mutual $4,684
Nationwide $3,855
Progressive $3,569
State Farm $2,386
Travelers $3,005
USAA $3,345

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Cheapest Prospect, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prospect, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prospect, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,056 $5,056
American Family $3,194 $3,293
Farmers $3,378 $3,378
GEICO $3,127 $3,232
Liberty Mutual $4,113 $4,113
Nationwide $3,000 $3,000
Progressive $3,669 $3,669
State Farm $2,379 $2,505
Travelers $2,485 $2,691
USAA $2,311 $2,447

The Best Cheap Car Insurance Companies in Prospect, OR

Take a look at a side-by-side comparison of the top car insurance companies in Prospect, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prospect, Oregon

Insurance Company Average Annual Rates
Allstate $5,056
American Family $3,243
Farmers $3,378
GEICO $3,180
Liberty Mutual $4,113
Nationwide $3,000
Progressive $3,669
State Farm $2,442
Travelers $2,588
USAA $2,379

Category Winners: Cheapest Car Insurance in Prospect, Oregon

Find the cheapest car insurance companies in Prospect, OR for each category right here.

Best Annual Car Insurance Rates by Company in Prospect, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Prospect, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prospect car insurance rates. Find the cheapest Prospect, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prospect, Oregon

Insurance Company Low Medium High
Allstate $4,862 $5,045 $5,261
American Family $3,228 $3,428 $3,074
Farmers $3,188 $3,338 $3,607
GEICO $2,956 $3,193 $3,390
Liberty Mutual $3,874 $4,102 $4,364
Nationwide $2,875 $3,079 $3,047
Progressive $3,546 $3,653 $3,808
State Farm $2,305 $2,445 $2,576
Travelers $2,441 $2,575 $2,747
USAA $2,276 $2,381 $2,481

What affects car insurance rates in Prospect, Oregon?

What factors can have an impact on Prospect, OR car insurance? There are several reasons why Prospect car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prospect, Oregon.

Car Theft in Prospect

High levels of vehicle theft can make car insurance more expensive. Prospect, OR car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Prospect

The more time you spend in your car the higher the risk of an accident. The average commute length in Prospect, OR is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Prospect, OR

Ready to find affordable Prospect, Oregon car insurance today? Enter your ZIP code for fast, free Prospect, OR car insurance quotes.

Free Car Insurance Comparison

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