Compare Pueblo, CO Car Insurance Rates (2021)

Car insurance in Pueblo, CO averages $363 a month. Pueblo, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Pueblo car insurance rates, compare quotes from the top car insurance companies in Pueblo, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pueblo for teen drivers is Liberty Mutual
  • Average car insurance rates in Pueblo, CO after a DUI are $5,145/year
  • The cheapest ZIP code in Pueblo is 81005

If you need to buy Pueblo, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Pueblo, CO is right here.

You’ll find Pueblo car insurance rates, the cheapest Pueblo, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Pueblo, Colorado car insurance rates to Arvada car insurance rates, Denver car insurance rates, and Centennial car insurance rates.

Ready to find affordable Pueblo, CO car insurance today? Enter your ZIP code for fast, free Pueblo car insurance quotes.

Cheapest Pueblo, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pueblo, CO car insurance rates? Every Pueblo, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pueblo, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,015 $3,815 $3,569 $3,611 $12,486 $13,104 $4,558 $4,627
American Family $2,794 $2,794 $2,519 $2,519 $6,771 $9,096 $2,794 $3,418
Farmers $3,400 $3,370 $3,085 $3,342 $12,802 $12,840 $3,708 $3,719
GEICO $2,154 $2,350 $2,317 $2,652 $6,664 $6,989 $1,961 $1,971
Liberty Mutual $2,090 $1,970 $1,785 $1,970 $6,254 $6,813 $2,100 $2,102
Nationwide $2,807 $2,854 $2,512 $2,653 $7,116 $9,102 $3,232 $3,490
Progressive $2,939 $2,757 $2,571 $2,563 $9,854 $11,010 $3,304 $3,212
State Farm $2,398 $2,398 $2,180 $2,180 $7,112 $8,994 $2,692 $3,179
USAA $2,448 $2,448 $2,333 $2,345 $6,114 $7,025 $3,158 $3,447

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Minimum Car Insurance in Pueblo, CO

Every driver must carry the minimum car insurance in Pueblo, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Pueblo, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Pueblo, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pueblo, CO. Compare credit history car insurance rates in Pueblo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pueblo, Colorado

Insurance Company Poor Fair Good
Allstate $7,970 $6,099 $4,600
American Family $5,307 $3,782 $3,175
Farmers $6,735 $5,444 $5,171
GEICO $4,070 $3,382 $2,695
Liberty Mutual $4,486 $2,742 $2,179
Nationwide $5,105 $4,039 $3,518
Progressive $5,461 $4,635 $4,233
State Farm $5,399 $3,474 $2,802
USAA $5,428 $3,091 $2,475

Cheapest Pueblo, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pueblo, CO to rates for a clean record with top companies.

Annual Pueblo, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,427 $6,149 $7,284 $6,034
American Family $3,029 $4,274 $5,616 $3,434
Farmers $4,889 $6,283 $6,198 $5,762
GEICO $2,381 $3,729 $4,303 $3,117
Liberty Mutual $2,746 $3,221 $3,334 $3,241
Nationwide $3,244 $4,437 $5,632 $3,571
Progressive $4,123 $5,807 $4,355 $4,821
State Farm $3,564 $4,219 $3,892 $3,892
USAA $2,677 $3,266 $5,694 $3,023

Cheapest Pueblo, CO Car Insurance for Teen Drivers

Teen car insurance in Pueblo, CO can be expensive. Take a look at rates from the top car insurance companies in Pueblo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pueblo, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,486 $13,104
American Family $6,771 $9,096
Farmers $12,802 $12,840
GEICO $6,664 $6,989
Liberty Mutual $6,254 $6,813
Nationwide $7,116 $9,102
Progressive $9,854 $11,010
State Farm $7,112 $8,994
USAA $6,114 $7,025

Cheapest Pueblo, CO Car Insurance for Seniors

Take a look at Pueblo, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pueblo, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,569 $3,611
American Family $2,519 $2,519
Farmers $3,085 $3,342
GEICO $2,317 $2,652
Liberty Mutual $1,785 $1,970
Nationwide $2,512 $2,653
Progressive $2,571 $2,563
State Farm $2,180 $2,180
USAA $2,333 $2,345

Cheapest Pueblo, CO Car Insurance Rates After a DUI

A DUI in Pueblo, CO increases car insurance rates. Compare Pueblo, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pueblo, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,284
American Family $5,616
Farmers $6,198
GEICO $4,303
Liberty Mutual $3,334
Nationwide $5,632
Progressive $4,355
State Farm $3,892
USAA $5,694

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Cheapest Pueblo, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pueblo, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pueblo, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,223 $6,223
American Family $4,000 $4,176
Farmers $5,783 $5,783
GEICO $3,307 $3,458
Liberty Mutual $3,136 $3,136
Nationwide $4,221 $4,221
Progressive $4,776 $4,776
State Farm $3,792 $3,991
USAA $3,560 $3,770

Cheapest Pueblo, CO Car Insurance Rates by ZIP Code

Pueblo car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Pueblo, CO.

Annual Car Insurance Rates by ZIP Code in Pueblo, Colorado

ZIP Code Average Annual Rates
81001 $4,000
81003 $4,044
81004 $4,020
81005 $3,956
81006 $3,960
81008 $4,021

The Best Cheap Car Insurance Companies in Pueblo, CO

Take a look at a side-by-side comparison of the top car insurance companies in Pueblo, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pueblo, Colorado

Insurance Company Average Annual Rates
Allstate $6,223
American Family $4,088
Farmers $5,783
GEICO $3,382
Liberty Mutual $3,136
Nationwide $4,221
Progressive $4,776
State Farm $3,892
USAA $3,665

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Category Winners: Cheapest Car Insurance in Pueblo, Colorado

Find the cheapest car insurance companies in Pueblo, CO for each category right here.

Best Annual Car Insurance Rates by Company in Pueblo, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Pueblo, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pueblo car insurance rates. Find the cheapest Pueblo, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pueblo, Colorado

Insurance Company Low Medium High
Allstate $5,875 $6,200 $6,594
American Family $3,867 $4,172 $4,226
Farmers $5,002 $5,692 $6,656
GEICO $2,944 $3,294 $3,909
Liberty Mutual $2,916 $3,119 $3,371
Nationwide $4,175 $4,222 $4,265
Progressive $4,327 $4,791 $5,210
State Farm $3,583 $3,896 $4,196
USAA $3,498 $3,665 $3,832

What affects car insurance rates in Pueblo, Colorado?

What factors can have an impact on Pueblo, CO car insurance? There are several reasons why Pueblo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pueblo, Colorado.

Commute Time in Pueblo

The more time you spend in your car the higher the risk of an accident. The average commute length in Pueblo, CO is 28.1 minutes according to City-Data.

Traffic in Pueblo

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Pueblo, CO traffic data from INRIX ranks Pueblo as the 811th-most congested in the world.

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Compare Car Insurance Quotes in Pueblo, CO

Ready to find affordable Pueblo, Colorado car insurance today? Enter your ZIP code for fast, free Pueblo, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State