Compare Punxsutawney, PA Car Insurance Rates (2021)

Car insurance in Punxsutawney, PA averages $317 a month. Punxsutawney, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Punxsutawney car insurance rates, compare quotes from the top car insurance companies in Punxsutawney, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Punxsutawney for teen drivers is USAA
  • Average car insurance rates in Punxsutawney, PA are $3,799/year
  • Average car insurance rates in Punxsutawney, PA after a DUI are $4,135/year

If you need to buy Punxsutawney, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Punxsutawney, PA is right here.

You’ll find Punxsutawney car insurance rates, the cheapest Punxsutawney, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Punxsutawney, Pennsylvania car insurance rates to Altoona car insurance rates, Scranton car insurance rates, and Reading car insurance rates.

Ready to find affordable Punxsutawney, PA car insurance today? Enter your ZIP code for fast, free Punxsutawney car insurance quotes.

Cheapest Punxsutawney, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Punxsutawney, PA car insurance rates? Every Punxsutawney, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Punxsutawney, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,522 $2,522 $2,292 $2,292 $8,023 $8,023 $2,813 $2,813
GEICO $2,049 $1,773 $1,878 $1,627 $4,984 $4,320 $2,093 $1,811
Liberty Mutual $3,612 $3,612 $3,308 $3,308 $10,575 $10,575 $4,589 $4,589
Nationwide $1,724 $1,724 $1,625 $1,625 $4,759 $4,759 $1,926 $1,926
Progressive $2,787 $2,787 $2,483 $2,483 $8,736 $8,736 $3,592 $3,592
State Farm $1,823 $1,823 $1,586 $1,586 $6,120 $6,120 $1,990 $1,990
Travelers $1,576 $1,576 $1,683 $1,683 $22,681 $22,681 $1,911 $1,911
USAA $1,060 $1,060 $957 $957 $3,129 $3,129 $1,405 $1,405

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Minimum Car Insurance in Punxsutawney, PA

Every driver must carry the minimum car insurance in Punxsutawney, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Punxsutawney, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Punxsutawney, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Punxsutawney, PA. Compare credit history car insurance rates in Punxsutawney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Punxsutawney, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,008 $3,724 $3,005
GEICO $3,853 $2,171 $1,677
Liberty Mutual $7,048 $5,053 $4,462
Nationwide $2,951 $2,415 $2,159
Progressive $5,842 $4,081 $3,275
State Farm $4,095 $2,539 $2,005
Travelers $7,584 $6,844 $6,460
USAA $2,046 $1,520 $1,347

Cheapest Punxsutawney, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Punxsutawney, PA to rates for a clean record with top companies.

Annual Punxsutawney, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,751 $4,398 $3,751 $3,751
GEICO $1,893 $3,177 $2,555 $2,643
Liberty Mutual $5,051 $5,758 $5,638 $5,638
Nationwide $1,802 $2,408 $3,387 $2,436
Progressive $4,001 $5,476 $4,111 $4,011
State Farm $2,675 $3,085 $2,880 $2,880
Travelers $4,973 $7,028 $8,822 $7,028
USAA $1,322 $1,816 $1,936 $1,477

Cheapest Punxsutawney, PA Car Insurance for Teen Drivers

Teen car insurance in Punxsutawney, PA can be expensive. Take a look at rates from the top car insurance companies in Punxsutawney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Punxsutawney, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,023 $8,023
GEICO $4,984 $4,320
Liberty Mutual $10,575 $10,575
Nationwide $4,759 $4,759
Progressive $8,736 $8,736
State Farm $6,120 $6,120
Travelers $22,681 $22,681
USAA $3,129 $3,129

Cheapest Punxsutawney, PA Car Insurance for Seniors

Take a look at Punxsutawney, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Punxsutawney, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,292 $2,292
GEICO $1,878 $1,627
Liberty Mutual $3,308 $3,308
Nationwide $1,625 $1,625
Progressive $2,483 $2,483
State Farm $1,586 $1,586
Travelers $1,683 $1,683
USAA $957 $957

Cheapest Punxsutawney, PA Car Insurance Rates After a DUI

A DUI in Punxsutawney, PA increases car insurance rates. Compare Punxsutawney, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Punxsutawney, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,751
GEICO $2,555
Liberty Mutual $5,638
Nationwide $3,387
Progressive $4,111
State Farm $2,880
Travelers $8,822
USAA $1,936

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Cheapest Punxsutawney, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Punxsutawney, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Punxsutawney, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,986
GEICO $2,520 $2,614
Liberty Mutual $5,379 $5,663
Nationwide $2,508 $2,508
Progressive $4,399 $4,399
State Farm $2,796 $2,964
Travelers $6,963 $6,963
USAA $1,591 $1,684

The Best Cheap Car Insurance Companies in Punxsutawney, PA

Take a look at a side-by-side comparison of the top car insurance companies in Punxsutawney, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Punxsutawney, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,913
GEICO $2,567
Liberty Mutual $5,521
Nationwide $2,508
Progressive $4,399
State Farm $2,880
Travelers $6,963
USAA $1,638

Category Winners: Cheapest Car Insurance in Punxsutawney, Pennsylvania

Find the cheapest car insurance companies in Punxsutawney, PA for each category right here.

Best Annual Car Insurance Rates by Company in Punxsutawney, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Punxsutawney, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Punxsutawney car insurance rates. Find the cheapest Punxsutawney, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Punxsutawney, Pennsylvania

Insurance Company Low Medium High
Allstate $3,777 $3,931 $4,029
GEICO $2,392 $2,583 $2,726
Liberty Mutual $5,281 $5,556 $5,726
Nationwide $2,547 $2,532 $2,445
Progressive $4,102 $4,429 $4,668
State Farm $2,744 $2,903 $2,992
Travelers $7,064 $6,959 $6,864
USAA $1,530 $1,652 $1,731

What affects car insurance rates in Punxsutawney, Pennsylvania?

What factors can have an impact on Punxsutawney, PA car insurance? There are several reasons why Punxsutawney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Punxsutawney, Pennsylvania.

Commute Time in Punxsutawney

The more time you spend in your car the higher the risk of an accident. The average commute length in Punxsutawney, PA is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Punxsutawney, PA

Ready to find affordable Punxsutawney, Pennsylvania car insurance today? Enter your ZIP code for fast, free Punxsutawney, PA car insurance quotes.

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