Compare Purdy, MO Car Insurance Rates (2021)

Car insurance in Purdy, MO averages $267 a month. Purdy, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Purdy car insurance rates, compare quotes from the top car insurance companies in Purdy, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Purdy is Nationwide
  • Average car insurance rates in Purdy, MO after a DUI are $3,759/year
  • The cheapest car insurance company in Purdy for teen drivers is Nationwide

If you need to buy Purdy, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Purdy, MO is right here.

You’ll find Purdy car insurance rates, the cheapest Purdy, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Purdy, Missouri car insurance rates to Columbia car insurance rates, Blue Springs car insurance rates, and Independence car insurance rates.

Ready to find affordable Purdy, MO car insurance today? Enter your ZIP code for fast, free Purdy car insurance quotes.

Cheapest Purdy, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Purdy, MO car insurance rates? Every Purdy, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Purdy, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,692 $2,601 $2,426 $2,502 $7,553 $8,170 $2,571 $2,652
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,248 $2,241 $2,006 $2,124 $9,337 $9,666 $2,571 $2,694
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,506 $2,717 $2,065 $2,316 $8,608 $9,562 $2,639 $2,816
Nationwide $1,419 $1,448 $1,273 $1,345 $3,650 $4,661 $1,624 $1,752
Progressive $1,915 $1,765 $1,565 $1,614 $6,492 $7,288 $2,334 $2,403
State Farm $1,642 $1,642 $1,467 $1,467 $4,737 $5,953 $1,846 $2,120
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Purdy, MO

Every driver must carry the minimum car insurance in Purdy, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Purdy, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Purdy, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Purdy, MO. Compare credit history car insurance rates in Purdy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Purdy, Missouri

Insurance Company Poor Fair Good
Allstate $5,372 $3,459 $2,857
American Family $4,266 $2,998 $2,525
Farmers $4,696 $3,914 $3,722
GEICO $3,884 $2,531 $2,025
Liberty Mutual $5,961 $3,636 $2,864
Nationwide $2,531 $2,092 $1,817
Progressive $3,671 $3,040 $2,805
State Farm $3,580 $2,333 $1,916
USAA $4,495 $2,106 $1,513

Cheapest Purdy, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Purdy, MO to rates for a clean record with top companies.

Annual Purdy, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,333 $3,767 $4,703 $3,781
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,551 $4,422 $4,324 $4,146
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $3,020 $4,330 $4,464 $4,800
Nationwide $1,682 $2,165 $2,896 $1,843
Progressive $2,716 $3,713 $3,035 $3,223
State Farm $2,398 $2,821 $2,609 $2,609
USAA $2,150 $2,630 $3,681 $2,356

Cheapest Purdy, MO Car Insurance for Teen Drivers

Teen car insurance in Purdy, MO can be expensive. Take a look at rates from the top car insurance companies in Purdy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Purdy, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,553 $8,170
American Family $5,772 $7,525
Farmers $9,337 $9,666
GEICO $5,812 $6,176
Liberty Mutual $8,608 $9,562
Nationwide $3,650 $4,661
Progressive $6,492 $7,288
State Farm $4,737 $5,953
USAA $4,991 $6,094

Cheapest Purdy, MO Car Insurance for Seniors

Take a look at Purdy, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Purdy, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,426 $2,502
American Family $1,913 $1,913
Farmers $2,006 $2,124
GEICO $1,421 $1,831
Liberty Mutual $2,065 $2,316
Nationwide $1,273 $1,345
Progressive $1,565 $1,614
State Farm $1,467 $1,467
USAA $1,481 $1,502

Cheapest Purdy, MO Car Insurance Rates After a DUI

A DUI in Purdy, MO increases car insurance rates. Compare Purdy, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Purdy, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,703
American Family $4,252
Farmers $4,324
GEICO $3,862
Liberty Mutual $4,464
Nationwide $2,896
Progressive $3,035
State Farm $2,609
USAA $3,681

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Purdy, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Purdy, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Purdy, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,896 $3,896
American Family $3,230 $3,296
Farmers $4,111 $4,111
GEICO $2,760 $2,866
Liberty Mutual $4,154 $4,154
Nationwide $2,147 $2,147
Progressive $3,172 $3,172
State Farm $2,548 $2,671
USAA $2,607 $2,802

The Best Cheap Car Insurance Companies in Purdy, MO

Take a look at a side-by-side comparison of the top car insurance companies in Purdy, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Purdy, Missouri

Insurance Company Average Annual Rates
Allstate $3,896
American Family $3,263
Farmers $4,111
GEICO $2,813
Liberty Mutual $4,154
Nationwide $2,147
Progressive $3,172
State Farm $2,609
USAA $2,704

Category Winners: Cheapest Car Insurance in Purdy, Missouri

Find the cheapest car insurance companies in Purdy, MO for each category right here.

Best Annual Car Insurance Rates by Company in Purdy, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Purdy, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Purdy car insurance rates. Find the cheapest Purdy, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Purdy, Missouri

Insurance Company Low Medium High
Allstate $3,749 $3,888 $4,051
American Family $3,174 $3,366 $3,248
Farmers $3,849 $4,070 $4,413
GEICO $2,637 $2,832 $2,970
Liberty Mutual $3,914 $4,173 $4,374
Nationwide $2,021 $2,166 $2,253
Progressive $2,847 $3,178 $3,491
State Farm $2,460 $2,616 $2,752
USAA $2,581 $2,694 $2,838

What affects car insurance rates in Purdy, Missouri?

What factors can have an impact on Purdy, MO car insurance? There are several reasons why Purdy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Purdy, Missouri.

Commute Time in Purdy

The more time you spend in your car the higher the risk of an accident. The average commute length in Purdy, MO is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in Purdy, MO

Ready to find affordable Purdy, Missouri car insurance today? Enter your ZIP code for fast, free Purdy, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption