Compare Putnam, IL Car Insurance Rates (2021)

Car insurance in Putnam, IL averages $255 a month. Putnam, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Putnam car insurance rates, compare quotes from the top car insurance companies in Putnam, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Putnam, IL are $3,059/year
  • The cheapest car insurance company in Putnam is Liberty Mutual
  • Average car insurance rates in Putnam, IL after a DUI are $3,570/year

If you need to buy Putnam, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Putnam, IL is right here.

You’ll find Putnam car insurance rates, the cheapest Putnam, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Putnam, Illinois car insurance rates to Champaign car insurance rates, Naperville car insurance rates, and Aurora car insurance rates.

Ready to find affordable Putnam, IL car insurance today? Enter your ZIP code for fast, free Putnam car insurance quotes.

Cheapest Putnam, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Putnam, IL car insurance rates? Every Putnam, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Putnam, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,227 $3,361 $3,361 $8,381 $10,919 $3,866 $4,181
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,222 $2,221 $1,974 $2,086 $9,398 $9,786 $2,536 $2,655
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,239 $1,336 $1,037 $1,156 $3,977 $4,417 $1,292 $1,361
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $2,149 $2,059 $1,767 $1,837 $7,331 $8,260 $2,579 $2,807
State Farm $1,309 $1,309 $1,157 $1,157 $3,574 $4,549 $1,475 $1,686
Travelers $1,401 $1,478 $1,259 $1,343 $3,815 $4,719 $1,488 $1,567
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

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Minimum Car Insurance in Putnam, IL

Every driver must carry the minimum car insurance in Putnam, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Putnam, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Putnam, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Putnam, IL. Compare credit history car insurance rates in Putnam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Putnam, Illinois

Insurance Company Poor Fair Good
Allstate $6,453 $4,661 $4,077
American Family $4,999 $3,383 $2,856
Farmers $4,676 $3,922 $3,731
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,788 $1,747 $1,396
Nationwide $2,932 $2,366 $2,077
Progressive $4,113 $3,476 $3,207
State Farm $2,947 $1,765 $1,369
Travelers $2,614 $2,085 $1,702
USAA $3,883 $2,655 $2,184

Cheapest Putnam, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Putnam, IL to rates for a clean record with top companies.

Annual Putnam, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $6,157 $5,736 $4,754
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,471 $4,471 $4,360 $4,138
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,652 $2,330 $2,053 $1,871
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,976 $4,367 $3,286 $3,766
State Farm $1,864 $2,190 $2,027 $2,027
Travelers $1,708 $2,223 $2,467 $2,136
USAA $2,077 $2,971 $4,078 $2,502

Cheapest Putnam, IL Car Insurance for Teen Drivers

Teen car insurance in Putnam, IL can be expensive. Take a look at rates from the top car insurance companies in Putnam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Putnam, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,919
American Family $6,511 $9,083
Farmers $9,398 $9,786
GEICO $4,847 $5,129
Liberty Mutual $3,977 $4,417
Nationwide $4,249 $5,460
Progressive $7,331 $8,260
State Farm $3,574 $4,549
Travelers $3,815 $4,719
USAA $5,519 $6,112

Cheapest Putnam, IL Car Insurance for Seniors

Take a look at Putnam, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Putnam, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $2,146 $2,146
Farmers $1,974 $2,086
GEICO $1,521 $1,797
Liberty Mutual $1,037 $1,156
Nationwide $1,416 $1,502
Progressive $1,767 $1,837
State Farm $1,157 $1,157
Travelers $1,259 $1,343
USAA $1,620 $1,612

Cheapest Putnam, IL Car Insurance Rates After a DUI

A DUI in Putnam, IL increases car insurance rates. Compare Putnam, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Putnam, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,736
American Family $5,196
Farmers $4,360
GEICO $3,482
Liberty Mutual $2,053
Nationwide $3,011
Progressive $3,286
State Farm $2,027
Travelers $2,467
USAA $4,078

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Cheapest Putnam, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Putnam, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Putnam, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,064 $5,064
American Family $3,697 $3,794
Farmers $4,110 $4,110
GEICO $2,519 $2,617
Liberty Mutual $1,977 $1,977
Nationwide $2,458 $2,458
Progressive $3,599 $3,599
State Farm $1,976 $2,078
Travelers $2,051 $2,216
USAA $2,825 $2,989

The Best Cheap Car Insurance Companies in Putnam, IL

Take a look at a side-by-side comparison of the top car insurance companies in Putnam, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Putnam, Illinois

Insurance Company Average Annual Rates
Allstate $5,064
American Family $3,746
Farmers $4,110
GEICO $2,568
Liberty Mutual $1,977
Nationwide $2,458
Progressive $3,599
State Farm $2,027
Travelers $2,134
USAA $2,907

Category Winners: Cheapest Car Insurance in Putnam, Illinois

Find the cheapest car insurance companies in Putnam, IL for each category right here.

Best Annual Car Insurance Rates by Company in Putnam, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Putnam, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Putnam car insurance rates. Find the cheapest Putnam, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Putnam, Illinois

Insurance Company Low Medium High
Allstate $4,918 $5,059 $5,214
American Family $3,633 $3,882 $3,723
Farmers $3,917 $4,018 $4,395
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,868 $1,972 $2,089
Nationwide $2,452 $2,476 $2,447
Progressive $3,379 $3,592 $3,825
State Farm $1,928 $2,030 $2,123
Travelers $2,018 $2,132 $2,252
USAA $2,717 $2,904 $3,100

Compare Car Insurance Quotes in Putnam, IL

Ready to find affordable Putnam, Illinois car insurance today? Enter your ZIP code for fast, free Putnam, IL car insurance quotes.

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