Compare Queen City, MO Car Insurance Rates (2021)

Car insurance in Queen City, MO averages $268 a month. Queen City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Queen City car insurance rates, compare quotes from the top car insurance companies in Queen City, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Queen City for teen drivers is Nationwide
  • Average car insurance rates in Queen City, MO after a DUI are $3,708/year
  • The cheapest car insurance company in Queen City is Nationwide

If you need to buy Queen City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Queen City, MO is right here.

You’ll find Queen City car insurance rates, the cheapest Queen City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Queen City, Missouri car insurance rates to Florissant car insurance rates, Kansas City car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Queen City, MO car insurance today? Enter your ZIP code for fast, free Queen City car insurance quotes.

Cheapest Queen City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Queen City, MO car insurance rates? Every Queen City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Queen City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,063 $2,063 $1,833 $1,833 $5,507 $7,187 $2,063 $2,425
Farmers $2,366 $2,366 $2,122 $2,242 $9,302 $9,629 $2,674 $2,798
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,595 $2,818 $2,140 $2,400 $8,514 $9,454 $2,740 $2,933
Nationwide $1,460 $1,503 $1,299 $1,390 $3,523 $4,567 $1,651 $1,801
Progressive $2,163 $2,041 $1,771 $1,817 $6,673 $7,527 $2,650 $2,719
State Farm $1,678 $1,678 $1,473 $1,473 $4,488 $5,704 $1,878 $2,125
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Queen City, MO

Every driver must carry the minimum car insurance in Queen City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Queen City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Queen City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Queen City, MO. Compare credit history car insurance rates in Queen City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Queen City, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,084 $2,867 $2,414
Farmers $4,797 $3,978 $3,787
GEICO $3,875 $2,525 $2,020
Liberty Mutual $6,041 $3,666 $2,891
Nationwide $2,551 $2,082 $1,815
Progressive $3,966 $3,275 $3,019
State Farm $3,400 $2,324 $1,963
USAA $4,157 $1,919 $1,371

Cheapest Queen City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Queen City, MO to rates for a clean record with top companies.

Annual Queen City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,372 $3,377 $4,053 $2,685
Farmers $3,676 $4,477 $4,387 $4,210
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,064 $4,367 $4,521 $4,846
Nationwide $1,735 $2,165 $2,818 $1,879
Progressive $3,004 $3,916 $3,296 $3,464
State Farm $2,380 $2,745 $2,562 $2,562
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Queen City, MO Car Insurance for Teen Drivers

Teen car insurance in Queen City, MO can be expensive. Take a look at rates from the top car insurance companies in Queen City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Queen City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,507 $7,187
Farmers $9,302 $9,629
GEICO $5,572 $5,914
Liberty Mutual $8,514 $9,454
Nationwide $3,523 $4,567
Progressive $6,673 $7,527
State Farm $4,488 $5,704
USAA $4,426 $5,428

Cheapest Queen City, MO Car Insurance for Seniors

Take a look at Queen City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Queen City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,833 $1,833
Farmers $2,122 $2,242
GEICO $1,484 $1,834
Liberty Mutual $2,140 $2,400
Nationwide $1,299 $1,390
Progressive $1,771 $1,817
State Farm $1,473 $1,473
USAA $1,378 $1,418

Cheapest Queen City, MO Car Insurance Rates After a DUI

A DUI in Queen City, MO increases car insurance rates. Compare Queen City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Queen City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,053
Farmers $4,387
GEICO $3,697
Liberty Mutual $4,521
Nationwide $2,818
Progressive $3,296
State Farm $2,562
USAA $3,284

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Queen City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Queen City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Queen City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,090 $3,153
Farmers $4,187 $4,187
GEICO $2,747 $2,866
Liberty Mutual $4,199 $4,199
Nationwide $2,149 $2,149
Progressive $3,420 $3,420
State Farm $2,500 $2,625
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Queen City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Queen City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Queen City, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,122
Farmers $4,187
GEICO $2,806
Liberty Mutual $4,199
Nationwide $2,149
Progressive $3,420
State Farm $2,562
USAA $2,482

Category Winners: Cheapest Car Insurance in Queen City, Missouri

Find the cheapest car insurance companies in Queen City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Queen City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Queen City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Queen City car insurance rates. Find the cheapest Queen City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Queen City, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,038 $3,221 $3,106
Farmers $3,925 $4,148 $4,489
GEICO $2,652 $2,822 $2,946
Liberty Mutual $3,974 $4,218 $4,407
Nationwide $2,021 $2,165 $2,261
Progressive $3,098 $3,427 $3,735
State Farm $2,431 $2,570 $2,686
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Queen City, Missouri?

What factors can have an impact on Queen City, MO car insurance? There are several reasons why Queen City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Queen City, Missouri.

Commute Time in Queen City

The more time you spend in your car the higher the risk of an accident. The average commute length in Queen City, MO is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Queen City, MO

Ready to find affordable Queen City, Missouri car insurance today? Enter your ZIP code for fast, free Queen City, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption