Compare Racine, MO Car Insurance Rates (2021)

Car insurance in Racine, MO averages $274 a month. Racine, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Racine car insurance rates, compare quotes from the top car insurance companies in Racine, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Racine for teen drivers is Nationwide
  • Average car insurance rates in Racine, MO after a DUI are $3,852/year
  • Average car insurance rates in Racine, MO are $3,292/year

If you need to buy Racine, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Racine, MO is right here.

You’ll find Racine car insurance rates, the cheapest Racine, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Racine, Missouri car insurance rates to Columbia car insurance rates, Kansas City car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Racine, MO car insurance today? Enter your ZIP code for fast, free Racine car insurance quotes.

Cheapest Racine, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Racine, MO car insurance rates? Every Racine, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Racine, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,034 $2,034 $1,813 $1,813 $5,611 $7,283 $2,034 $2,375
Farmers $2,389 $2,382 $2,130 $2,256 $10,000 $10,361 $2,735 $2,865
GEICO $1,915 $2,157 $1,483 $1,923 $6,116 $6,472 $1,744 $1,751
Liberty Mutual $2,582 $2,800 $2,124 $2,385 $8,967 $9,968 $2,720 $2,903
Nationwide $1,389 $1,418 $1,244 $1,317 $3,551 $4,542 $1,588 $1,715
Progressive $2,022 $1,872 $1,654 $1,704 $6,773 $7,613 $2,469 $2,539
State Farm $1,684 $1,684 $1,512 $1,512 $4,927 $6,199 $1,896 $2,169
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

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Minimum Car Insurance in Racine, MO

Every driver must carry the minimum car insurance in Racine, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Racine, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Racine, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Racine, MO. Compare credit history car insurance rates in Racine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Racine, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,077 $2,874 $2,422
Farmers $5,011 $4,182 $3,976
GEICO $4,068 $2,649 $2,119
Liberty Mutual $6,180 $3,770 $2,968
Nationwide $2,469 $2,042 $1,775
Progressive $3,854 $3,193 $2,946
State Farm $3,722 $2,406 $1,966
USAA $4,495 $2,106 $1,513

Cheapest Racine, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Racine, MO to rates for a clean record with top companies.

Annual Racine, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,322 $3,384 $4,133 $2,659
Farmers $3,787 $4,726 $4,620 $4,426
GEICO $2,271 $2,978 $4,059 $2,473
Liberty Mutual $3,128 $4,491 $4,628 $4,978
Nationwide $1,646 $2,113 $2,821 $1,802
Progressive $2,862 $3,887 $3,191 $3,383
State Farm $2,475 $2,921 $2,698 $2,698
USAA $2,150 $2,630 $3,681 $2,356

Cheapest Racine, MO Car Insurance for Teen Drivers

Teen car insurance in Racine, MO can be expensive. Take a look at rates from the top car insurance companies in Racine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Racine, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,611 $7,283
Farmers $10,000 $10,361
GEICO $6,116 $6,472
Liberty Mutual $8,967 $9,968
Nationwide $3,551 $4,542
Progressive $6,773 $7,613
State Farm $4,927 $6,199
USAA $4,991 $6,094

Cheapest Racine, MO Car Insurance for Seniors

Take a look at Racine, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Racine, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,813 $1,813
Farmers $2,130 $2,256
GEICO $1,483 $1,923
Liberty Mutual $2,124 $2,385
Nationwide $1,244 $1,317
Progressive $1,654 $1,704
State Farm $1,512 $1,512
USAA $1,481 $1,502

Cheapest Racine, MO Car Insurance Rates After a DUI

A DUI in Racine, MO increases car insurance rates. Compare Racine, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Racine, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,133
Farmers $4,620
GEICO $4,059
Liberty Mutual $4,628
Nationwide $2,821
Progressive $3,191
State Farm $2,698
USAA $3,681

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Cheapest Racine, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Racine, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Racine, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,094 $3,155
Farmers $4,390 $4,390
GEICO $2,890 $3,000
Liberty Mutual $4,306 $4,306
Nationwide $2,095 $2,095
Progressive $3,331 $3,331
State Farm $2,632 $2,764
USAA $2,607 $2,802

The Best Cheap Car Insurance Companies in Racine, MO

Take a look at a side-by-side comparison of the top car insurance companies in Racine, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Racine, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,124
Farmers $4,390
GEICO $2,945
Liberty Mutual $4,306
Nationwide $2,095
Progressive $3,331
State Farm $2,698
USAA $2,704

Category Winners: Cheapest Car Insurance in Racine, Missouri

Find the cheapest car insurance companies in Racine, MO for each category right here.

Best Annual Car Insurance Rates by Company in Racine, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Racine, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Racine car insurance rates. Find the cheapest Racine, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Racine, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,028 $3,223 $3,122
Farmers $4,107 $4,345 $4,717
GEICO $2,747 $2,970 $3,119
Liberty Mutual $4,054 $4,325 $4,540
Nationwide $1,970 $2,115 $2,201
Progressive $2,986 $3,336 $3,670
State Farm $2,524 $2,707 $2,863
USAA $2,581 $2,694 $2,838

What affects car insurance rates in Racine, Missouri?

What factors can have an impact on Racine, MO car insurance? There are several reasons why Racine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Racine, Missouri.

Traffic in Racine

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Racine, MO traffic data from INRIX ranks Racine as the 756th-most congested in the world.

Compare Car Insurance Quotes in Racine, MO

Ready to find affordable Racine, Missouri car insurance today? Enter your ZIP code for fast, free Racine, MO car insurance quotes.

Free Car Insurance Comparison

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