Compare Rackerby, CA Car Insurance Rates (2021)

Car insurance in Rackerby, CA averages $282 a month. Rackerby, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rackerby car insurance rates, compare quotes from the top car insurance companies in Rackerby, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Rackerby is USAA
  • The cheapest car insurance company in Rackerby for teen drivers is USAA
  • Average car insurance rates in Rackerby, CA after a DUI are $4,752/year

If you need to buy Rackerby, California car insurance, the options can be confusing. Everything you need to know about car insurance in Rackerby, CA is right here.

You’ll find Rackerby car insurance rates, the cheapest Rackerby, CA car insurance companies, and information on California car insurance laws. You can also compare Rackerby, California car insurance rates to Long Beach car insurance rates, San Diego car insurance rates, and Fresno car insurance rates.

Ready to find affordable Rackerby, CA car insurance today? Enter your ZIP code for fast, free Rackerby car insurance quotes.

Cheapest Rackerby, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rackerby, CA car insurance rates? Every Rackerby, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rackerby, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,515 $2,526 $1,830 $1,858 $6,867 $8,652 $3,242 $3,595
Farmers $2,506 $2,506 $2,257 $2,257 $7,980 $13,080 $2,967 $3,303
GEICO $1,795 $1,797 $1,690 $1,690 $5,408 $5,519 $2,572 $2,644
Liberty Mutual $2,097 $1,983 $1,948 $1,887 $4,518 $4,823 $2,359 $2,386
Nationwide $3,004 $2,873 $2,605 $2,462 $7,536 $8,320 $3,570 $3,548
Progressive $1,665 $1,715 $1,413 $1,679 $4,412 $5,335 $2,403 $2,587
State Farm $3,176 $3,176 $2,835 $2,835 $5,805 $7,207 $3,512 $3,621
Travelers $2,190 $2,125 $1,935 $1,916 $4,441 $5,065 $2,826 $2,771
USAA $1,787 $1,694 $1,744 $1,752 $4,061 $4,070 $2,461 $2,328

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Rackerby, CA

Every driver must carry the minimum car insurance in Rackerby, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Rackerby, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rackerby, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rackerby, CA to rates for a clean record with top companies.

Annual Rackerby, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,341 $3,948 $6,181 $3,072
Farmers $3,407 $4,638 $5,778 $4,605
GEICO $2,025 $3,102 $3,918 $2,512
Liberty Mutual $2,386 $3,197 $2,887 $2,529
Nationwide $2,961 $3,790 $6,418 $3,790
Progressive $1,736 $2,944 $3,429 $2,496
State Farm $2,866 $3,420 $6,470 $3,328
Travelers $1,958 $3,160 $3,662 $2,855
USAA $1,654 $2,455 $4,028 $1,811

Cheapest Rackerby, CA Car Insurance for Teen Drivers

Teen car insurance in Rackerby, CA can be expensive. Take a look at rates from the top car insurance companies in Rackerby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rackerby, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,867 $8,652
Farmers $7,980 $13,080
GEICO $5,408 $5,519
Liberty Mutual $4,518 $4,823
Nationwide $7,536 $8,320
Progressive $4,412 $5,335
State Farm $5,805 $7,207
Travelers $4,441 $5,065
USAA $4,061 $4,070

Cheapest Rackerby, CA Car Insurance for Seniors

Take a look at Rackerby, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rackerby, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,858
Farmers $2,257 $2,257
GEICO $1,690 $1,690
Liberty Mutual $1,948 $1,887
Nationwide $2,605 $2,462
Progressive $1,413 $1,679
State Farm $2,835 $2,835
Travelers $1,935 $1,916
USAA $1,744 $1,752

Cheapest Rackerby, CA Car Insurance Rates After a DUI

A DUI in Rackerby, CA increases car insurance rates. Compare Rackerby, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rackerby, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,181
Farmers $5,778
GEICO $3,918
Liberty Mutual $2,887
Nationwide $6,418
Progressive $3,429
State Farm $6,470
Travelers $3,662
USAA $4,028

Cheapest Rackerby, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rackerby, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rackerby, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,506 $4,265
Farmers $4,180 $5,034
GEICO $2,625 $3,153
Liberty Mutual $2,524 $2,976
Nationwide $3,743 $4,736
Progressive $2,409 $2,893
State Farm $3,874 $4,167
Travelers $2,623 $3,194
USAA $2,291 $2,684

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Rackerby, CA

Take a look at a side-by-side comparison of the top car insurance companies in Rackerby, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rackerby, California

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,607
GEICO $2,889
Liberty Mutual $2,750
Nationwide $4,240
Progressive $2,651
State Farm $4,021
Travelers $2,909
USAA $2,487

Category Winners: Cheapest Car Insurance in Rackerby, California

Find the cheapest car insurance companies in Rackerby, CA for each category right here.

Best Annual Car Insurance Rates by Company in Rackerby, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Rackerby, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rackerby car insurance rates. Find the cheapest Rackerby, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rackerby, California

Insurance Company Low Medium High
Allstate $3,693 $3,917 $4,047
Farmers $4,292 $4,642 $4,887
GEICO $2,617 $2,918 $3,133
Liberty Mutual $2,556 $2,774 $2,921
Nationwide $3,868 $4,301 $4,551
Progressive $2,390 $2,724 $2,840
State Farm $3,646 $4,084 $4,332
Travelers $2,536 $2,982 $3,208
USAA $2,245 $2,537 $2,680

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Rackerby, California?

What factors can have an impact on Rackerby, CA car insurance? There are several reasons why Rackerby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rackerby, California.

Commute Time in Rackerby

The more time you spend in your car the higher the risk of an accident. The average commute length in Rackerby, CA is 32.8 minutes according to City-Data.

Compare Car Insurance Quotes in Rackerby, CA

Ready to find affordable Rackerby, California car insurance today? Enter your ZIP code for fast, free Rackerby, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption