Compare Radcliff, KY Car Insurance Rates (2021)

Car insurance in Radcliff, KY averages $357 a month. Radcliff, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Radcliff car insurance rates, compare quotes from the top car insurance companies in Radcliff, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Radcliff is 40175
  • Average car insurance rates in Radcliff, KY after a DUI are $5,113/year
  • Average car insurance rates in Radcliff, KY are $4,286/year

If you need to buy Radcliff, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Radcliff, KY is right here.

You’ll find Radcliff car insurance rates, the cheapest Radcliff, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Radcliff, Kentucky car insurance rates to Richmond car insurance rates, Hopkinsville car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Radcliff, KY car insurance today? Enter your ZIP code for fast, free Radcliff car insurance quotes.

Cheapest Radcliff, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Radcliff, KY car insurance rates? Every Radcliff, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Radcliff, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,139 $3,099 $2,843 $3,031 $11,817 $13,270 $3,463 $3,653
GEICO $3,277 $3,029 $3,442 $3,117 $6,938 $8,156 $2,665 $2,287
Liberty Mutual $3,031 $3,286 $2,596 $2,899 $12,388 $13,674 $3,156 $3,260
Nationwide $3,035 $3,029 $2,745 $2,862 $6,743 $8,373 $3,436 $3,593
Progressive $2,190 $2,085 $1,969 $1,978 $10,690 $12,089 $2,716 $2,768
State Farm $1,565 $1,565 $1,396 $1,396 $4,565 $5,812 $1,746 $1,933
Travelers $2,274 $2,316 $2,227 $2,233 $10,852 $17,423 $2,374 $2,751
USAA $1,679 $1,677 $1,523 $1,542 $4,507 $4,736 $2,110 $2,302

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Minimum Car Insurance in Radcliff, KY

Every driver must carry the minimum car insurance in Radcliff, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Radcliff, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Radcliff, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Radcliff, KY. Compare credit history car insurance rates in Radcliff from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Radcliff, Kentucky

Insurance Company Poor Fair Good
Allstate $7,328 $5,069 $4,221
GEICO $6,765 $3,377 $2,200
Liberty Mutual $7,920 $4,859 $3,830
Nationwide $5,136 $4,037 $3,508
Progressive $5,091 $4,445 $4,146
State Farm $3,611 $2,180 $1,700
Travelers $5,920 $5,009 $4,990
USAA $3,717 $2,098 $1,714

Cheapest Radcliff, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Radcliff, KY to rates for a clean record with top companies.

Annual Radcliff, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,579 $5,994 $6,408 $5,177
GEICO $2,460 $4,363 $6,619 $3,014
Liberty Mutual $4,613 $7,105 $5,520 $4,906
Nationwide $3,361 $4,347 $5,499 $3,701
Progressive $3,772 $5,590 $4,299 $4,581
State Farm $2,289 $2,706 $2,497 $2,497
Travelers $4,629 $4,763 $6,872 $4,962
USAA $1,894 $2,671 $3,193 $2,280

Cheapest Radcliff, KY Car Insurance for Teen Drivers

Teen car insurance in Radcliff, KY can be expensive. Take a look at rates from the top car insurance companies in Radcliff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Radcliff, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,817 $13,270
GEICO $6,938 $8,156
Liberty Mutual $12,388 $13,674
Nationwide $6,743 $8,373
Progressive $10,690 $12,089
State Farm $4,565 $5,812
Travelers $10,852 $17,423
USAA $4,507 $4,736

Cheapest Radcliff, KY Car Insurance for Seniors

Take a look at Radcliff, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Radcliff, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,843 $3,031
GEICO $3,442 $3,117
Liberty Mutual $2,596 $2,899
Nationwide $2,745 $2,862
Progressive $1,969 $1,978
State Farm $1,396 $1,396
Travelers $2,227 $2,233
USAA $1,523 $1,542

Cheapest Radcliff, KY Car Insurance Rates After a DUI

A DUI in Radcliff, KY increases car insurance rates. Compare Radcliff, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Radcliff, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,408
GEICO $6,619
Liberty Mutual $5,520
Nationwide $5,499
Progressive $4,299
State Farm $2,497
Travelers $6,872
USAA $3,193

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Cheapest Radcliff, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Radcliff, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Radcliff, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,539 $5,539
GEICO $4,076 $4,152
Liberty Mutual $5,536 $5,536
Nationwide $4,227 $4,227
Progressive $4,561 $4,561
State Farm $2,433 $2,561
Travelers $5,306 $5,306
USAA $2,417 $2,602

Cheapest Radcliff, KY Car Insurance Rates by ZIP Code

Radcliff car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Radcliff, KY.

Annual Car Insurance Rates by ZIP Code in Radcliff, Kentucky

ZIP Code Average Annual Rates
40160 $3,904
40175 $3,831

The Best Cheap Car Insurance Companies in Radcliff, KY

Take a look at a side-by-side comparison of the top car insurance companies in Radcliff, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Radcliff, Kentucky

Insurance Company Average Annual Rates
Allstate $5,539
GEICO $4,114
Liberty Mutual $5,536
Nationwide $4,227
Progressive $4,561
State Farm $2,497
Travelers $5,306
USAA $2,510

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Category Winners: Cheapest Car Insurance in Radcliff, Kentucky

Find the cheapest car insurance companies in Radcliff, KY for each category right here.

Best Annual Car Insurance Rates by Company in Radcliff, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Radcliff, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Radcliff car insurance rates. Find the cheapest Radcliff, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Radcliff, Kentucky

Insurance Company Low Medium High
Allstate $5,146 $5,517 $5,954
GEICO $3,811 $4,105 $4,427
Liberty Mutual $5,259 $5,498 $5,851
Nationwide $4,276 $4,178 $4,227
Progressive $4,172 $4,497 $5,013
State Farm $2,331 $2,496 $2,664
Travelers $5,042 $5,332 $5,545
USAA $2,384 $2,503 $2,641

What affects car insurance rates in Radcliff, Kentucky?

What factors can have an impact on Radcliff, KY car insurance? There are several reasons why Radcliff car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Radcliff, Kentucky.

Commute Time in Radcliff

The more time you spend in your car the higher the risk of an accident. The average commute length in Radcliff, KY is 24.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Radcliff, KY

Ready to find affordable Radcliff, Kentucky car insurance today? Enter your ZIP code for fast, free Radcliff, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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