Compare Radcliffe, IA Car Insurance Rates (2021)

Car insurance in Radcliffe, IA averages $231 a month. Radcliffe, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Radcliffe car insurance rates, compare quotes from the top car insurance companies in Radcliffe, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Radcliffe, IA are $2,772/year
  • The cheapest car insurance company in Radcliffe for teen drivers is USAA
  • Average car insurance rates in Radcliffe, IA after a DUI are $3,346/year

If you need to buy Radcliffe, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Radcliffe, IA is right here.

You’ll find Radcliffe car insurance rates, the cheapest Radcliffe, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Radcliffe, Iowa car insurance rates to Ankeny car insurance rates, Des Moines car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Radcliffe, IA car insurance today? Enter your ZIP code for fast, free Radcliffe car insurance quotes.

Cheapest Radcliffe, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Radcliffe, IA car insurance rates? Every Radcliffe, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Radcliffe, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,911 $1,911 $1,710 $1,710 $5,098 $7,150 $1,911 $2,302
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,412 $1,349 $1,164 $1,213 $3,616 $4,071 $1,694 $1,832
State Farm $1,291 $1,291 $1,134 $1,134 $3,485 $4,418 $1,451 $1,653
Travelers $2,116 $2,158 $2,061 $2,064 $9,339 $14,848 $2,203 $2,597
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

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Minimum Car Insurance in Radcliffe, IA

Every driver must carry the minimum car insurance in Radcliffe, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Radcliffe, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Radcliffe, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Radcliffe, IA. Compare credit history car insurance rates in Radcliffe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Radcliffe, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,778 $2,776 $2,334
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,403 $1,954 $1,775
State Farm $2,822 $1,746 $1,378
Travelers $5,256 $4,488 $4,275
USAA $2,305 $1,581 $1,369

Cheapest Radcliffe, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Radcliffe, IA to rates for a clean record with top companies.

Annual Radcliffe, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,139 $3,135 $4,064 $2,514
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,640 $2,705 $1,781 $2,050
State Farm $1,835 $2,129 $1,982 $1,982
Travelers $3,407 $4,541 $6,078 $4,667
USAA $1,341 $1,794 $2,333 $1,538

Cheapest Radcliffe, IA Car Insurance for Teen Drivers

Teen car insurance in Radcliffe, IA can be expensive. Take a look at rates from the top car insurance companies in Radcliffe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Radcliffe, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,098 $7,150
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,616 $4,071
State Farm $3,485 $4,418
Travelers $9,339 $14,848
USAA $3,136 $3,336

Cheapest Radcliffe, IA Car Insurance for Seniors

Take a look at Radcliffe, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Radcliffe, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,710 $1,710
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,164 $1,213
State Farm $1,134 $1,134
Travelers $2,061 $2,064
USAA $1,081 $1,106

Cheapest Radcliffe, IA Car Insurance Rates After a DUI

A DUI in Radcliffe, IA increases car insurance rates. Compare Radcliffe, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Radcliffe, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $4,064
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,781
State Farm $1,982
Travelers $6,078
USAA $2,333

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Cheapest Radcliffe, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Radcliffe, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Radcliffe, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,928 $2,997
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,044 $2,044
State Farm $1,935 $2,030
Travelers $4,673 $4,673
USAA $1,688 $1,815

The Best Cheap Car Insurance Companies in Radcliffe, IA

Take a look at a side-by-side comparison of the top car insurance companies in Radcliffe, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Radcliffe, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,963
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,044
State Farm $1,982
Travelers $4,673
USAA $1,752

Category Winners: Cheapest Car Insurance in Radcliffe, Iowa

Find the cheapest car insurance companies in Radcliffe, IA for each category right here.

Best Annual Car Insurance Rates by Company in Radcliffe, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Radcliffe, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Radcliffe car insurance rates. Find the cheapest Radcliffe, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Radcliffe, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,976 $3,128 $2,785
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $1,918 $2,052 $2,163
State Farm $1,887 $1,993 $2,066
Travelers $4,397 $4,744 $4,879
USAA $1,662 $1,757 $1,836

What affects car insurance rates in Radcliffe, Iowa?

What factors can have an impact on Radcliffe, IA car insurance? There are several reasons why Radcliffe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Radcliffe, Iowa.

Commute Time in Radcliffe

The more time you spend in your car the higher the risk of an accident. The average commute length in Radcliffe, IA is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Radcliffe, IA

Ready to find affordable Radcliffe, Iowa car insurance today? Enter your ZIP code for fast, free Radcliffe, IA car insurance quotes.

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