Compare Rail Road Flat, CA Car Insurance Rates (2021)

Car insurance in Rail Road Flat, CA averages $282 a month. Rail Road Flat, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rail Road Flat car insurance rates, compare quotes from the top car insurance companies in Rail Road Flat, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rail Road Flat is USAA
  • Average car insurance rates in Rail Road Flat, CA after a DUI are $4,764/year
  • The cheapest car insurance company in Rail Road Flat for teen drivers is USAA

If you need to buy Rail Road Flat, California car insurance, the options can be confusing. Everything you need to know about car insurance in Rail Road Flat, CA is right here.

You’ll find Rail Road Flat car insurance rates, the cheapest Rail Road Flat, CA car insurance companies, and information on California car insurance laws. You can also compare Rail Road Flat, California car insurance rates to Long Beach car insurance rates, San Jose car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Rail Road Flat, CA car insurance today? Enter your ZIP code for fast, free Rail Road Flat car insurance quotes.

Cheapest Rail Road Flat, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rail Road Flat, CA car insurance rates? Every Rail Road Flat, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rail Road Flat, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,325 $2,325 $2,092 $2,092 $7,417 $12,180 $2,754 $3,066
GEICO $1,727 $1,729 $1,625 $1,625 $5,231 $5,333 $2,478 $2,542
Liberty Mutual $2,131 $2,029 $1,967 $1,911 $4,669 $4,930 $2,416 $2,424
Nationwide $2,910 $2,785 $2,528 $2,391 $7,264 $8,031 $3,458 $3,434
Progressive $1,668 $1,720 $1,416 $1,685 $4,440 $5,384 $2,414 $2,604
State Farm $2,930 $2,930 $2,616 $2,616 $5,341 $6,618 $3,240 $3,342
Travelers $2,187 $2,122 $1,932 $1,912 $4,420 $5,064 $2,824 $2,771
USAA $1,791 $1,698 $1,747 $1,755 $4,092 $4,107 $2,476 $2,342

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Minimum Car Insurance in Rail Road Flat, CA

Every driver must carry the minimum car insurance in Rail Road Flat, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Rail Road Flat, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rail Road Flat, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rail Road Flat, CA to rates for a clean record with top companies.

Annual Rail Road Flat, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,165 $4,309 $5,371 $4,280
GEICO $1,950 $3,001 $3,775 $2,419
Liberty Mutual $2,438 $3,270 $2,947 $2,583
Nationwide $2,863 $3,666 $6,205 $3,666
Progressive $1,743 $2,958 $3,459 $2,505
State Farm $2,639 $3,150 $5,963 $3,065
Travelers $1,959 $3,148 $3,660 $2,849
USAA $1,663 $2,470 $4,050 $1,821

Cheapest Rail Road Flat, CA Car Insurance for Teen Drivers

Teen car insurance in Rail Road Flat, CA can be expensive. Take a look at rates from the top car insurance companies in Rail Road Flat for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rail Road Flat, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,417 $12,180
GEICO $5,231 $5,333
Liberty Mutual $4,669 $4,930
Nationwide $7,264 $8,031
Progressive $4,440 $5,384
State Farm $5,341 $6,618
Travelers $4,420 $5,064
USAA $4,092 $4,107

Cheapest Rail Road Flat, CA Car Insurance for Seniors

Take a look at Rail Road Flat, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rail Road Flat, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,092 $2,092
GEICO $1,625 $1,625
Liberty Mutual $1,967 $1,911
Nationwide $2,528 $2,391
Progressive $1,416 $1,685
State Farm $2,616 $2,616
Travelers $1,932 $1,912
USAA $1,747 $1,755

Cheapest Rail Road Flat, CA Car Insurance Rates After a DUI

A DUI in Rail Road Flat, CA increases car insurance rates. Compare Rail Road Flat, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rail Road Flat, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,371
GEICO $3,775
Liberty Mutual $2,947
Nationwide $6,205
Progressive $3,459
State Farm $5,963
Travelers $3,660
USAA $4,050

Cheapest Rail Road Flat, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rail Road Flat, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rail Road Flat, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,885 $4,678
GEICO $2,531 $3,041
Liberty Mutual $2,580 $3,039
Nationwide $3,623 $4,577
Progressive $2,426 $2,907
State Farm $3,570 $3,838
Travelers $2,617 $3,191
USAA $2,303 $2,699

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The Best Cheap Car Insurance Companies in Rail Road Flat, CA

Take a look at a side-by-side comparison of the top car insurance companies in Rail Road Flat, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rail Road Flat, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,281
GEICO $2,786
Liberty Mutual $2,810
Nationwide $4,100
Progressive $2,666
State Farm $3,704
Travelers $2,904
USAA $2,501

Category Winners: Cheapest Car Insurance in Rail Road Flat, California

Find the cheapest car insurance companies in Rail Road Flat, CA for each category right here.

Best Annual Car Insurance Rates by Company in Rail Road Flat, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Rail Road Flat, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rail Road Flat car insurance rates. Find the cheapest Rail Road Flat, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rail Road Flat, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,998 $4,313 $4,532
GEICO $2,521 $2,815 $3,023
Liberty Mutual $2,645 $2,831 $2,952
Nationwide $3,722 $4,161 $4,418
Progressive $2,412 $2,734 $2,853
State Farm $3,386 $3,755 $3,972
Travelers $2,552 $2,976 $3,184
USAA $2,268 $2,549 $2,686

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Compare Car Insurance Quotes in Rail Road Flat, CA

Ready to find affordable Rail Road Flat, California car insurance today? Enter your ZIP code for fast, free Rail Road Flat, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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