Compare Railroad, PA Car Insurance Rates (2021)

Car insurance in Railroad, PA averages $305 a month. Railroad, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Railroad car insurance rates, compare quotes from the top car insurance companies in Railroad, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Railroad, PA are $3,665/year
  • Average car insurance rates in Railroad, PA after a DUI are $4,033/year
  • The cheapest car insurance company in Railroad for teen drivers is USAA

If you need to buy Railroad, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Railroad, PA is right here.

You’ll find Railroad car insurance rates, the cheapest Railroad, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Railroad, Pennsylvania car insurance rates to Erie car insurance rates, Bethlehem car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Railroad, PA car insurance today? Enter your ZIP code for fast, free Railroad car insurance quotes.

Cheapest Railroad, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Railroad, PA car insurance rates? Every Railroad, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Railroad, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,331 $2,331 $2,158 $2,158 $7,992 $7,992 $2,559 $2,559
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,742 $1,742 $1,652 $1,652 $4,958 $4,958 $1,957 $1,957
Progressive $2,605 $2,605 $2,326 $2,326 $8,515 $8,515 $3,308 $3,308
State Farm $1,416 $1,416 $1,255 $1,255 $5,133 $5,133 $1,565 $1,565
Travelers $1,747 $1,747 $1,890 $1,890 $25,678 $25,678 $2,101 $2,101
USAA $1,033 $1,033 $935 $935 $3,116 $3,116 $1,366 $1,366

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Minimum Car Insurance in Railroad, PA

Every driver must carry the minimum car insurance in Railroad, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Railroad, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Railroad, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Railroad, PA. Compare credit history car insurance rates in Railroad from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Railroad, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,803 $3,587 $2,890
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,021 $2,490 $2,221
Progressive $5,544 $3,896 $3,125
State Farm $3,331 $2,065 $1,631
Travelers $8,531 $7,723 $7,308
USAA $2,007 $1,499 $1,331

Cheapest Railroad, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Railroad, PA to rates for a clean record with top companies.

Annual Railroad, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,597 $4,248 $3,597 $3,597
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,863 $2,493 $3,465 $2,488
Progressive $3,791 $5,265 $3,901 $3,796
State Farm $2,136 $2,548 $2,342 $2,342
Travelers $5,559 $7,932 $9,993 $7,932
USAA $1,299 $1,792 $1,909 $1,450

Cheapest Railroad, PA Car Insurance for Teen Drivers

Teen car insurance in Railroad, PA can be expensive. Take a look at rates from the top car insurance companies in Railroad for teenagers.

Annual Car Insurance Rates for Teen Drivers in Railroad, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,992 $7,992
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $4,958 $4,958
Progressive $8,515 $8,515
State Farm $5,133 $5,133
Travelers $25,678 $25,678
USAA $3,116 $3,116

Cheapest Railroad, PA Car Insurance for Seniors

Take a look at Railroad, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Railroad, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,158 $2,158
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,652 $1,652
Progressive $2,326 $2,326
State Farm $1,255 $1,255
Travelers $1,890 $1,890
USAA $935 $935

Cheapest Railroad, PA Car Insurance Rates After a DUI

A DUI in Railroad, PA increases car insurance rates. Compare Railroad, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Railroad, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,597
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,465
Progressive $3,901
State Farm $2,342
Travelers $9,993
USAA $1,909

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Cheapest Railroad, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Railroad, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Railroad, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,683 $3,837
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,577 $2,577
Progressive $4,188 $4,188
State Farm $2,273 $2,411
Travelers $7,854 $7,854
USAA $1,567 $1,658

The Best Cheap Car Insurance Companies in Railroad, PA

Take a look at a side-by-side comparison of the top car insurance companies in Railroad, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Railroad, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,760
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,577
Progressive $4,188
State Farm $2,342
Travelers $7,854
USAA $1,612

Category Winners: Cheapest Car Insurance in Railroad, Pennsylvania

Find the cheapest car insurance companies in Railroad, PA for each category right here.

Best Annual Car Insurance Rates by Company in Railroad, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Railroad, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Railroad car insurance rates. Find the cheapest Railroad, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Railroad, Pennsylvania

Insurance Company Low Medium High
Allstate $3,596 $3,784 $3,901
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,590 $2,612 $2,530
Progressive $3,808 $4,223 $4,535
State Farm $2,177 $2,376 $2,474
Travelers $7,961 $7,862 $7,739
USAA $1,496 $1,628 $1,714

What affects car insurance rates in Railroad, Pennsylvania?

What factors can have an impact on Railroad, PA car insurance? There are several reasons why Railroad car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Railroad, Pennsylvania.

Commute Time in Railroad

The more time you spend in your car the higher the risk of an accident. The average commute length in Railroad, PA is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in Railroad, PA

Ready to find affordable Railroad, Pennsylvania car insurance today? Enter your ZIP code for fast, free Railroad, PA car insurance quotes.

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