Compare Rainbow City, AL Car Insurance Rates (2021)

Car insurance in Rainbow City, AL averages $316 a month. Rainbow City, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rainbow City car insurance rates, compare quotes from the top car insurance companies in Rainbow City, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rainbow City, AL after a DUI are $4,309/year
  • The cheapest car insurance company in Rainbow City for teen drivers is USAA
  • The cheapest car insurance company in Rainbow City is USAA

If you need to buy Rainbow City, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Rainbow City, AL is right here.

You’ll find Rainbow City car insurance rates, the cheapest Rainbow City, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Rainbow City, Alabama car insurance rates to Dothan car insurance rates, Auburn car insurance rates, and Hoover car insurance rates.

Ready to find affordable Rainbow City, AL car insurance today? Enter your ZIP code for fast, free Rainbow City car insurance quotes.

Cheapest Rainbow City, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rainbow City, AL car insurance rates? Every Rainbow City, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rainbow City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,933 $1,841 $1,876 $7,163 $7,694 $2,268 $2,316
Farmers $2,509 $2,491 $2,240 $2,388 $9,874 $10,156 $2,841 $2,936
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,019 $3,261 $2,479 $2,773 $11,036 $12,273 $3,210 $3,415
Nationwide $1,788 $1,809 $1,631 $1,685 $4,787 $6,152 $1,988 $2,221
Progressive $2,393 $2,233 $1,963 $2,101 $10,121 $11,293 $2,799 $2,990
State Farm $3,254 $3,254 $2,967 $2,967 $10,164 $12,714 $3,684 $4,252
Travelers $1,433 $1,454 $1,351 $1,345 $7,751 $12,192 $1,357 $1,545
USAA $1,278 $1,295 $1,196 $1,170 $3,833 $4,246 $1,665 $1,794

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Minimum Car Insurance in Rainbow City, AL

Every driver must carry the minimum car insurance in Rainbow City, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Rainbow City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rainbow City, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rainbow City, AL. Compare credit history car insurance rates in Rainbow City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rainbow City, Alabama

Insurance Company Poor Fair Good
Allstate $4,183 $3,294 $2,695
Farmers $4,963 $4,275 $4,050
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,421 $4,554 $3,575
Nationwide $3,327 $2,596 $2,349
Progressive $5,044 $4,347 $4,069
State Farm $8,771 $4,437 $3,013
Travelers $3,873 $3,361 $3,426
USAA $2,762 $1,804 $1,612

Cheapest Rainbow City, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rainbow City, AL to rates for a clean record with top companies.

Annual Rainbow City, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,874 $3,394 $4,039 $3,255
Farmers $3,726 $4,828 $4,711 $4,452
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,065 $5,660 $5,532 $5,476
Nationwide $2,414 $2,414 $3,510 $2,693
Progressive $4,044 $5,110 $4,360 $4,433
State Farm $4,859 $6,077 $5,346 $5,346
Travelers $2,959 $3,104 $4,549 $3,602
USAA $1,585 $1,991 $2,949 $1,714

Cheapest Rainbow City, AL Car Insurance for Teen Drivers

Teen car insurance in Rainbow City, AL can be expensive. Take a look at rates from the top car insurance companies in Rainbow City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rainbow City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $7,694
Farmers $9,874 $10,156
GEICO $5,308 $5,206
Liberty Mutual $11,036 $12,273
Nationwide $4,787 $6,152
Progressive $10,121 $11,293
State Farm $10,164 $12,714
Travelers $7,751 $12,192
USAA $3,833 $4,246

Cheapest Rainbow City, AL Car Insurance for Seniors

Take a look at Rainbow City, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rainbow City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,841 $1,876
Farmers $2,240 $2,388
GEICO $1,917 $1,984
Liberty Mutual $2,479 $2,773
Nationwide $1,631 $1,685
Progressive $1,963 $2,101
State Farm $2,967 $2,967
Travelers $1,351 $1,345
USAA $1,196 $1,170

Cheapest Rainbow City, AL Car Insurance Rates After a DUI

A DUI in Rainbow City, AL increases car insurance rates. Compare Rainbow City, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rainbow City, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,039
Farmers $4,711
GEICO $3,781
Liberty Mutual $5,532
Nationwide $3,510
Progressive $4,360
State Farm $5,346
Travelers $4,549
USAA $2,949

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Cheapest Rainbow City, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rainbow City, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rainbow City, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,390 $3,390
Farmers $4,429 $4,429
GEICO $2,765 $2,866
Liberty Mutual $5,183 $5,183
Nationwide $2,758 $2,758
Progressive $4,487 $4,487
State Farm $5,274 $5,540
Travelers $3,554 $3,554
USAA $1,966 $2,154

The Best Cheap Car Insurance Companies in Rainbow City, AL

Take a look at a side-by-side comparison of the top car insurance companies in Rainbow City, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rainbow City, Alabama

Insurance Company Average Annual Rates
Allstate $3,390
Farmers $4,429
GEICO $2,816
Liberty Mutual $5,183
Nationwide $2,758
Progressive $4,487
State Farm $5,407
Travelers $3,554
USAA $2,060

Category Winners: Cheapest Car Insurance in Rainbow City, Alabama

Find the cheapest car insurance companies in Rainbow City, AL for each category right here.

Best Annual Car Insurance Rates by Company in Rainbow City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rainbow City, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rainbow City car insurance rates. Find the cheapest Rainbow City, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rainbow City, Alabama

Insurance Company Low Medium High
Allstate $3,270 $3,385 $3,516
Farmers $4,156 $4,365 $4,767
GEICO $2,590 $2,803 $3,054
Liberty Mutual $4,933 $5,157 $5,460
Nationwide $2,741 $2,735 $2,797
Progressive $4,007 $4,464 $4,989
State Farm $5,086 $5,401 $5,733
Travelers $3,371 $3,624 $3,665
USAA $1,983 $2,048 $2,148

What affects car insurance rates in Rainbow City, Alabama?

What factors can have an impact on Rainbow City, AL car insurance? There are several reasons why Rainbow City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rainbow City, Alabama.

Car Theft in Rainbow City

High levels of vehicle theft can make car insurance more expensive. Rainbow City, AL car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Rainbow City

The more time you spend in your car the higher the risk of an accident. The average commute length in Rainbow City, AL is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Rainbow City, AL

Ready to find affordable Rainbow City, Alabama car insurance today? Enter your ZIP code for fast, free Rainbow City, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State