Compare Rainbow Lake, NY Car Insurance Rates (2021)

Car insurance in Rainbow Lake, NY averages $255 a month. Rainbow Lake, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Rainbow Lake car insurance rates, compare quotes from the top car insurance companies in Rainbow Lake, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rainbow Lake, NY are $3,056/year
  • The cheapest car insurance company in Rainbow Lake is GEICO
  • Average car insurance rates in Rainbow Lake, NY after a DUI are $4,039/year

If you need to buy Rainbow Lake, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Rainbow Lake, NY is right here.

You’ll find Rainbow Lake car insurance rates, the cheapest Rainbow Lake, NY car insurance companies, and information on New York car insurance laws. You can also compare Rainbow Lake, New York car insurance rates to Mount Vernon car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Rainbow Lake, NY car insurance today? Enter your ZIP code for fast, free Rainbow Lake car insurance quotes.

Cheapest Rainbow Lake, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rainbow Lake, NY car insurance rates? Every Rainbow Lake, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rainbow Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,472 $1,384 $1,186 $1,204 $4,969 $5,548 $1,906 $1,871
State Farm $2,113 $2,113 $1,836 $1,836 $6,109 $7,899 $2,316 $2,454
Travelers $2,347 $2,356 $2,128 $2,274 $5,288 $6,216 $2,482 $2,577
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Rainbow Lake, NY

Every driver must carry the minimum car insurance in Rainbow Lake, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Rainbow Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rainbow Lake, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rainbow Lake, NY. Compare credit history car insurance rates in Rainbow Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rainbow Lake, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,843 $2,008 $1,477
State Farm $4,708 $2,952 $2,343
Travelers $4,411 $2,787 $2,426
USAA $4,423 $2,195 $1,945

Cheapest Rainbow Lake, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rainbow Lake, NY to rates for a clean record with top companies.

Annual Rainbow Lake, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,377 $2,377 $2,626 $2,390
State Farm $3,182 $3,182 $3,487 $3,487
Travelers $2,756 $3,420 $3,468 $3,190
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Rainbow Lake, NY Car Insurance for Teen Drivers

Teen car insurance in Rainbow Lake, NY can be expensive. Take a look at rates from the top car insurance companies in Rainbow Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rainbow Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $4,969 $5,548
State Farm $6,109 $7,899
Travelers $5,288 $6,216
USAA $6,012 $7,189

Cheapest Rainbow Lake, NY Car Insurance for Seniors

Take a look at Rainbow Lake, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rainbow Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,186 $1,204
State Farm $1,836 $1,836
Travelers $2,128 $2,274
USAA $1,346 $1,345

Cheapest Rainbow Lake, NY Car Insurance Rates After a DUI

A DUI in Rainbow Lake, NY increases car insurance rates. Compare Rainbow Lake, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rainbow Lake, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,626
State Farm $3,487
Travelers $3,468
USAA $3,744

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Cheapest Rainbow Lake, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rainbow Lake, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rainbow Lake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,443 $2,443
State Farm $3,218 $3,451
Travelers $3,208 $3,208
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Rainbow Lake, NY

Take a look at a side-by-side comparison of the top car insurance companies in Rainbow Lake, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rainbow Lake, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,443
State Farm $3,334
Travelers $3,208
USAA $2,854

Category Winners: Cheapest Car Insurance in Rainbow Lake, New York

Find the cheapest car insurance companies in Rainbow Lake, NY for each category right here.

Best Annual Car Insurance Rates by Company in Rainbow Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Rainbow Lake, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rainbow Lake car insurance rates. Find the cheapest Rainbow Lake, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rainbow Lake, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,327 $2,431 $2,570
State Farm $3,184 $3,351 $3,469
Travelers $3,066 $3,181 $3,378
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Rainbow Lake, NY

Ready to find affordable Rainbow Lake, New York car insurance today? Enter your ZIP code for fast, free Rainbow Lake, NY car insurance quotes.

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