Compare Rainier, OR Car Insurance Rates (2021)

Car insurance in Rainier, OR averages $296 a month. Rainier, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Rainier car insurance rates, compare quotes from the top car insurance companies in Rainier, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rainier, OR are $3,554/year
  • The cheapest car insurance company in Rainier is Travelers
  • Average car insurance rates in Rainier, OR after a DUI are $4,192/year

If you need to buy Rainier, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Rainier, OR is right here.

You’ll find Rainier car insurance rates, the cheapest Rainier, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Rainier, Oregon car insurance rates to Salem car insurance rates, Portland car insurance rates, and Bend car insurance rates.

Ready to find affordable Rainier, OR car insurance today? Enter your ZIP code for fast, free Rainier car insurance quotes.

Cheapest Rainier, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rainier, OR car insurance rates? Every Rainier, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rainier, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,426 $3,190 $3,125 $3,166 $10,565 $11,814 $3,600 $3,621
American Family $2,514 $2,514 $2,239 $2,239 $6,226 $9,765 $2,514 $2,635
Farmers $2,099 $2,039 $1,855 $1,974 $8,522 $8,665 $2,341 $2,390
GEICO $2,337 $2,258 $2,170 $2,179 $6,032 $5,505 $2,489 $2,154
Liberty Mutual $3,086 $3,257 $2,679 $2,983 $10,019 $10,819 $2,962 $2,980
Nationwide $2,138 $2,129 $1,906 $1,993 $4,891 $6,113 $2,493 $2,626
Progressive $1,917 $1,735 $1,667 $1,716 $8,307 $9,155 $2,290 $2,164
State Farm $1,605 $1,605 $1,462 $1,462 $5,019 $6,299 $1,819 $2,090
Travelers $1,748 $1,755 $1,576 $1,636 $4,884 $5,910 $1,820 $1,844
USAA $1,677 $1,624 $1,663 $1,601 $5,156 $5,526 $2,158 $2,237

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Minimum Car Insurance in Rainier, OR

Every driver must carry the minimum car insurance in Rainier, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Rainier, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Rainier, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rainier, OR. Compare credit history car insurance rates in Rainier from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rainier, Oregon

Insurance Company Poor Fair Good
Allstate $6,988 $4,908 $4,044
American Family $4,869 $3,589 $3,034
Farmers $4,330 $3,532 $3,345
GEICO $3,788 $3,140 $2,493
Liberty Mutual $7,109 $4,197 $3,238
Nationwide $3,669 $2,913 $2,526
Progressive $4,062 $3,517 $3,278
State Farm $3,729 $2,378 $1,903
Travelers $3,313 $2,592 $2,035
USAA $4,043 $2,266 $1,807

Cheapest Rainier, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rainier, OR to rates for a clean record with top companies.

Annual Rainier, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,256 $5,768 $6,000 $5,229
American Family $2,668 $4,070 $5,164 $3,421
Farmers $3,149 $4,057 $3,969 $3,767
GEICO $2,072 $3,289 $4,339 $2,862
Liberty Mutual $4,293 $4,808 $5,518 $4,774
Nationwide $2,576 $2,758 $3,898 $2,912
Progressive $2,731 $4,979 $3,516 $3,250
State Farm $2,373 $3,085 $2,611 $2,611
Travelers $2,146 $2,744 $3,081 $2,616
USAA $1,959 $2,743 $3,823 $2,295

Cheapest Rainier, OR Car Insurance for Teen Drivers

Teen car insurance in Rainier, OR can be expensive. Take a look at rates from the top car insurance companies in Rainier for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rainier, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,565 $11,814
American Family $6,226 $9,765
Farmers $8,522 $8,665
GEICO $6,032 $5,505
Liberty Mutual $10,019 $10,819
Nationwide $4,891 $6,113
Progressive $8,307 $9,155
State Farm $5,019 $6,299
Travelers $4,884 $5,910
USAA $5,156 $5,526

Cheapest Rainier, OR Car Insurance for Seniors

Take a look at Rainier, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rainier, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,166
American Family $2,239 $2,239
Farmers $1,855 $1,974
GEICO $2,170 $2,179
Liberty Mutual $2,679 $2,983
Nationwide $1,906 $1,993
Progressive $1,667 $1,716
State Farm $1,462 $1,462
Travelers $1,576 $1,636
USAA $1,663 $1,601

Cheapest Rainier, OR Car Insurance Rates After a DUI

A DUI in Rainier, OR increases car insurance rates. Compare Rainier, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rainier, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,000
American Family $5,164
Farmers $3,969
GEICO $4,339
Liberty Mutual $5,518
Nationwide $3,898
Progressive $3,516
State Farm $2,611
Travelers $3,081
USAA $3,823

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Cheapest Rainier, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rainier, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rainier, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,313 $5,313
American Family $3,771 $3,890
Farmers $3,736 $3,736
GEICO $3,089 $3,192
Liberty Mutual $4,848 $4,848
Nationwide $3,036 $3,036
Progressive $3,619 $3,619
State Farm $2,602 $2,738
Travelers $2,542 $2,752
USAA $2,628 $2,783

The Best Cheap Car Insurance Companies in Rainier, OR

Take a look at a side-by-side comparison of the top car insurance companies in Rainier, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rainier, Oregon

Insurance Company Average Annual Rates
Allstate $5,313
American Family $3,831
Farmers $3,736
GEICO $3,140
Liberty Mutual $4,848
Nationwide $3,036
Progressive $3,619
State Farm $2,670
Travelers $2,647
USAA $2,705

Category Winners: Cheapest Car Insurance in Rainier, Oregon

Find the cheapest car insurance companies in Rainier, OR for each category right here.

Best Annual Car Insurance Rates by Company in Rainier, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rainier, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rainier car insurance rates. Find the cheapest Rainier, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rainier, Oregon

Insurance Company Low Medium High
Allstate $5,103 $5,302 $5,534
American Family $3,817 $4,051 $3,624
Farmers $3,522 $3,691 $3,994
GEICO $2,895 $3,156 $3,371
Liberty Mutual $4,528 $4,835 $5,182
Nationwide $2,897 $3,119 $3,092
Progressive $3,492 $3,602 $3,763
State Farm $2,530 $2,673 $2,806
Travelers $2,484 $2,633 $2,824
USAA $2,582 $2,708 $2,825

What affects car insurance rates in Rainier, Oregon?

What factors can have an impact on Rainier, OR car insurance? There are several reasons why Rainier car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rainier, Oregon.

Car Theft in Rainier

High levels of vehicle theft can make car insurance more expensive. Rainier, OR car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Rainier

The more time you spend in your car the higher the risk of an accident. The average commute length in Rainier, OR is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Rainier, OR

Ready to find affordable Rainier, Oregon car insurance today? Enter your ZIP code for fast, free Rainier, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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