Compare Rainsville, AL Car Insurance Rates (2021)

Car insurance in Rainsville, AL averages $296 a month. Rainsville, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rainsville car insurance rates, compare quotes from the top car insurance companies in Rainsville, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rainsville, AL after a DUI are $4,056/year
  • Average car insurance rates in Rainsville, AL are $3,550/year
  • The cheapest car insurance company in Rainsville for teen drivers is USAA

If you need to buy Rainsville, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Rainsville, AL is right here.

You’ll find Rainsville car insurance rates, the cheapest Rainsville, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Rainsville, Alabama car insurance rates to Tuscaloosa car insurance rates, Madison car insurance rates, and Mobile car insurance rates.

Ready to find affordable Rainsville, AL car insurance today? Enter your ZIP code for fast, free Rainsville car insurance quotes.

Cheapest Rainsville, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rainsville, AL car insurance rates? Every Rainsville, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rainsville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,940 $1,854 $1,750 $1,783 $6,580 $7,068 $2,185 $2,241
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,136 $3,389 $2,566 $2,870 $11,371 $12,648 $3,350 $3,578
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,261 $2,135 $1,851 $1,970 $9,012 $10,080 $2,651 $2,826
State Farm $2,591 $2,591 $2,347 $2,347 $7,893 $9,867 $2,928 $3,388
Travelers $1,532 $1,555 $1,442 $1,435 $8,297 $13,055 $1,448 $1,654
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

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Minimum Car Insurance in Rainsville, AL

Every driver must carry the minimum car insurance in Rainsville, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Rainsville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rainsville, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rainsville, AL. Compare credit history car insurance rates in Rainsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rainsville, Alabama

Insurance Company Poor Fair Good
Allstate $3,929 $3,078 $2,518
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,687 $4,707 $3,696
Nationwide $3,075 $2,402 $2,174
Progressive $4,645 $3,960 $3,689
State Farm $6,879 $3,484 $2,369
Travelers $4,145 $3,596 $3,665
USAA $2,655 $1,728 $1,543

Cheapest Rainsville, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rainsville, AL to rates for a clean record with top companies.

Annual Rainsville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,710 $3,181 $3,756 $3,052
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,206 $5,854 $5,729 $5,665
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,712 $4,639 $3,965 $4,076
State Farm $3,827 $4,754 $4,198 $4,198
Travelers $3,164 $3,320 $4,868 $3,857
USAA $1,520 $1,908 $2,828 $1,644

Cheapest Rainsville, AL Car Insurance for Teen Drivers

Teen car insurance in Rainsville, AL can be expensive. Take a look at rates from the top car insurance companies in Rainsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rainsville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,580 $7,068
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,371 $12,648
Nationwide $4,394 $5,642
Progressive $9,012 $10,080
State Farm $7,893 $9,867
Travelers $8,297 $13,055
USAA $3,657 $4,056

Cheapest Rainsville, AL Car Insurance for Seniors

Take a look at Rainsville, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rainsville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,750 $1,783
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,566 $2,870
Nationwide $1,523 $1,574
Progressive $1,851 $1,970
State Farm $2,347 $2,347
Travelers $1,442 $1,435
USAA $1,149 $1,126

Cheapest Rainsville, AL Car Insurance Rates After a DUI

A DUI in Rainsville, AL increases car insurance rates. Compare Rainsville, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rainsville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,729
Nationwide $3,238
Progressive $3,965
State Farm $4,198
Travelers $4,868
USAA $2,828

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Cheapest Rainsville, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rainsville, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rainsville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,175 $3,175
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,363 $5,363
Nationwide $2,550 $2,550
Progressive $4,098 $4,098
State Farm $4,143 $4,345
Travelers $3,802 $3,802
USAA $1,885 $2,065

The Best Cheap Car Insurance Companies in Rainsville, AL

Take a look at a side-by-side comparison of the top car insurance companies in Rainsville, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rainsville, Alabama

Insurance Company Average Annual Rates
Allstate $3,175
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,363
Nationwide $2,550
Progressive $4,098
State Farm $4,244
Travelers $3,802
USAA $1,975

Category Winners: Cheapest Car Insurance in Rainsville, Alabama

Find the cheapest car insurance companies in Rainsville, AL for each category right here.

Best Annual Car Insurance Rates by Company in Rainsville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rainsville, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rainsville car insurance rates. Find the cheapest Rainsville, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rainsville, Alabama

Insurance Company Low Medium High
Allstate $3,077 $3,169 $3,279
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,132 $5,339 $5,619
Nationwide $2,532 $2,529 $2,590
Progressive $3,700 $4,076 $4,518
State Farm $4,018 $4,238 $4,477
Travelers $3,609 $3,878 $3,920
USAA $1,905 $1,965 $2,056

What affects car insurance rates in Rainsville, Alabama?

What factors can have an impact on Rainsville, AL car insurance? There are several reasons why Rainsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rainsville, Alabama.

Commute Time in Rainsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Rainsville, AL is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Rainsville, AL

Ready to find affordable Rainsville, Alabama car insurance today? Enter your ZIP code for fast, free Rainsville, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State