Compare Rainsville, NM Car Insurance Rates (2021)

Car insurance in Rainsville, NM averages $289 a month. Rainsville, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Rainsville car insurance rates, compare quotes from the top car insurance companies in Rainsville, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rainsville, NM after a DUI are $4,421/year
  • Average car insurance rates in Rainsville, NM are $3,467/year
  • The cheapest car insurance company in Rainsville for teen drivers is USAA

If you need to buy Rainsville, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Rainsville, NM is right here.

You’ll find Rainsville car insurance rates, the cheapest Rainsville, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Rainsville, New Mexico car insurance rates to Albuquerque car insurance rates, Carlsbad car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Rainsville, NM car insurance today? Enter your ZIP code for fast, free Rainsville car insurance quotes.

Cheapest Rainsville, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rainsville, NM car insurance rates? Every Rainsville, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rainsville, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,359 $2,365 $2,167 $2,276 $8,006 $9,306 $2,605 $2,768
Farmers $2,450 $2,442 $2,196 $2,343 $9,884 $10,152 $2,749 $2,835
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,784 $1,740 $1,597 $1,612 $7,058 $7,960 $2,170 $2,259
State Farm $1,577 $1,577 $1,422 $1,422 $4,242 $5,334 $1,765 $1,960
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Rainsville, NM

Every driver must carry the minimum car insurance in Rainsville, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Rainsville, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rainsville, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rainsville, NM. Compare credit history car insurance rates in Rainsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rainsville, New Mexico

Insurance Company Poor Fair Good
Allstate $4,626 $3,821 $3,498
Farmers $5,033 $4,158 $3,953
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,608 $3,197 $3,013
State Farm $3,451 $2,116 $1,669
USAA $2,680 $2,000 $1,731

Cheapest Rainsville, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rainsville, NM to rates for a clean record with top companies.

Annual Rainsville, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,265 $4,312 $4,657 $3,693
Farmers $3,704 $4,766 $4,655 $4,400
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,834 $3,850 $3,053 $3,353
State Farm $2,268 $2,460 $2,460 $2,460
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Rainsville, NM Car Insurance for Teen Drivers

Teen car insurance in Rainsville, NM can be expensive. Take a look at rates from the top car insurance companies in Rainsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rainsville, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,006 $9,306
Farmers $9,884 $10,152
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $7,058 $7,960
State Farm $4,242 $5,334
USAA $3,641 $4,122

Cheapest Rainsville, NM Car Insurance for Seniors

Take a look at Rainsville, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rainsville, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,167 $2,276
Farmers $2,196 $2,343
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,597 $1,612
State Farm $1,422 $1,422
USAA $1,372 $1,376

Cheapest Rainsville, NM Car Insurance Rates After a DUI

A DUI in Rainsville, NM increases car insurance rates. Compare Rainsville, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rainsville, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,657
Farmers $4,655
GEICO $8,009
Nationwide $5,214
Progressive $3,053
State Farm $2,460
USAA $2,897

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Cheapest Rainsville, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rainsville, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rainsville, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,982 $3,982
Farmers $4,381 $4,381
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $3,273 $3,273
State Farm $2,353 $2,471
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Rainsville, NM

Take a look at a side-by-side comparison of the top car insurance companies in Rainsville, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rainsville, New Mexico

Insurance Company Average Annual Rates
Allstate $3,982
Farmers $4,381
GEICO $4,266
Nationwide $3,817
Progressive $3,273
State Farm $2,412
USAA $2,137

Category Winners: Cheapest Car Insurance in Rainsville, New Mexico

Find the cheapest car insurance companies in Rainsville, NM for each category right here.

Best Annual Car Insurance Rates by Company in Rainsville, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rainsville, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rainsville car insurance rates. Find the cheapest Rainsville, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rainsville, New Mexico

Insurance Company Low Medium High
Allstate $3,823 $3,975 $4,148
Farmers $3,987 $4,339 $4,818
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $3,152 $3,272 $3,394
State Farm $2,223 $2,419 $2,595
USAA $1,995 $2,146 $2,271

Compare Car Insurance Quotes in Rainsville, NM

Ready to find affordable Rainsville, New Mexico car insurance today? Enter your ZIP code for fast, free Rainsville, NM car insurance quotes.

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