Compare Raleigh, IL Car Insurance Rates (2021)

Car insurance in Raleigh, IL averages $276 a month. Raleigh, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Raleigh car insurance rates, compare quotes from the top car insurance companies in Raleigh, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Raleigh for teen drivers is Liberty Mutual
  • Average car insurance rates in Raleigh, IL after a DUI are $3,862/year
  • Average car insurance rates in Raleigh, IL are $3,313/year

If you need to buy Raleigh, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Raleigh, IL is right here.

You’ll find Raleigh car insurance rates, the cheapest Raleigh, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Raleigh, Illinois car insurance rates to Rockford car insurance rates, Chicago car insurance rates, and Joliet car insurance rates.

Ready to find affordable Raleigh, IL car insurance today? Enter your ZIP code for fast, free Raleigh car insurance quotes.

Cheapest Raleigh, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Raleigh, IL car insurance rates? Every Raleigh, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Raleigh, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,280 $3,296 $3,417 $3,417 $8,393 $10,889 $3,939 $4,253
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,471 $2,480 $2,198 $2,314 $10,140 $10,590 $2,808 $2,948
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,404 $1,519 $1,167 $1,306 $4,389 $4,888 $1,471 $1,560
Nationwide $1,962 $2,001 $1,741 $1,852 $5,337 $6,882 $2,279 $2,476
Progressive $2,270 $2,165 $1,868 $1,956 $7,703 $8,672 $2,702 $2,908
State Farm $1,560 $1,560 $1,379 $1,379 $4,186 $5,341 $1,756 $1,994
Travelers $1,531 $1,620 $1,376 $1,470 $4,179 $5,204 $1,628 $1,717
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

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Minimum Car Insurance in Raleigh, IL

Every driver must carry the minimum car insurance in Raleigh, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Raleigh, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Raleigh, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Raleigh, IL. Compare credit history car insurance rates in Raleigh from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Raleigh, Illinois

Insurance Company Poor Fair Good
Allstate $6,538 $4,691 $4,102
American Family $5,252 $3,551 $2,995
Farmers $5,118 $4,284 $4,079
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,136 $1,947 $1,555
Nationwide $3,665 $2,949 $2,584
Progressive $4,330 $3,651 $3,361
State Farm $3,476 $2,086 $1,621
Travelers $2,871 $2,285 $1,866
USAA $3,742 $2,576 $2,125

Cheapest Raleigh, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Raleigh, IL to rates for a clean record with top companies.

Annual Raleigh, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,690 $6,200 $5,743 $4,809
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,808 $4,882 $4,760 $4,525
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,852 $2,604 $2,300 $2,095
Nationwide $2,461 $3,200 $3,771 $2,834
Progressive $3,124 $4,585 $3,459 $3,954
State Farm $2,207 $2,582 $2,394 $2,394
Travelers $1,867 $2,434 $2,721 $2,340
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Raleigh, IL Car Insurance for Teen Drivers

Teen car insurance in Raleigh, IL can be expensive. Take a look at rates from the top car insurance companies in Raleigh for teenagers.

Annual Car Insurance Rates for Teen Drivers in Raleigh, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,393 $10,889
American Family $6,830 $9,541
Farmers $10,140 $10,590
GEICO $5,690 $6,014
Liberty Mutual $4,389 $4,888
Nationwide $5,337 $6,882
Progressive $7,703 $8,672
State Farm $4,186 $5,341
Travelers $4,179 $5,204
USAA $5,467 $6,018

Cheapest Raleigh, IL Car Insurance for Seniors

Take a look at Raleigh, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Raleigh, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,417 $3,417
American Family $2,252 $2,252
Farmers $2,198 $2,314
GEICO $1,757 $2,095
Liberty Mutual $1,167 $1,306
Nationwide $1,741 $1,852
Progressive $1,868 $1,956
State Farm $1,379 $1,379
Travelers $1,376 $1,470
USAA $1,551 $1,522

Cheapest Raleigh, IL Car Insurance Rates After a DUI

A DUI in Raleigh, IL increases car insurance rates. Compare Raleigh, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Raleigh, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
American Family $5,460
Farmers $4,760
GEICO $4,060
Liberty Mutual $2,300
Nationwide $3,771
Progressive $3,459
State Farm $2,394
Travelers $2,721
USAA $3,954

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Cheapest Raleigh, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Raleigh, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Raleigh, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,110 $5,110
American Family $3,881 $3,984
Farmers $4,494 $4,494
GEICO $2,920 $3,043
Liberty Mutual $2,213 $2,213
Nationwide $3,066 $3,066
Progressive $3,781 $3,781
State Farm $2,334 $2,455
Travelers $2,249 $2,432
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Raleigh, IL

Take a look at a side-by-side comparison of the top car insurance companies in Raleigh, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Raleigh, Illinois

Insurance Company Average Annual Rates
Allstate $5,110
American Family $3,933
Farmers $4,494
GEICO $2,982
Liberty Mutual $2,213
Nationwide $3,066
Progressive $3,781
State Farm $2,394
Travelers $2,341
USAA $2,814

Category Winners: Cheapest Car Insurance in Raleigh, Illinois

Find the cheapest car insurance companies in Raleigh, IL for each category right here.

Best Annual Car Insurance Rates by Company in Raleigh, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Raleigh, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Raleigh car insurance rates. Find the cheapest Raleigh, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Raleigh, Illinois

Insurance Company Low Medium High
Allstate $4,941 $5,105 $5,285
American Family $3,810 $4,076 $3,912
Farmers $4,288 $4,393 $4,800
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,091 $2,208 $2,340
Nationwide $3,060 $3,090 $3,049
Progressive $3,447 $3,762 $4,132
State Farm $2,267 $2,396 $2,520
Travelers $2,196 $2,338 $2,488
USAA $2,621 $2,812 $3,010

What affects car insurance rates in Raleigh, Illinois?

What factors can have an impact on Raleigh, IL car insurance? There are several reasons why Raleigh car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Raleigh, Illinois.

Commute Time in Raleigh

The more time you spend in your car the higher the risk of an accident. The average commute length in Raleigh, IL is 22.9 minutes according to City-Data.

Traffic in Raleigh

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Raleigh, IL traffic data from INRIX ranks Raleigh as the 967th-most congested in the world.

Compare Car Insurance Quotes in Raleigh, IL

Ready to find affordable Raleigh, Illinois car insurance today? Enter your ZIP code for fast, free Raleigh, IL car insurance quotes.

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