Compare Ralph, AL Car Insurance Rates (2021)

Car insurance in Ralph, AL averages $316 a month. Ralph, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ralph car insurance rates, compare quotes from the top car insurance companies in Ralph, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ralph is USAA
  • The cheapest car insurance company in Ralph for teen drivers is USAA
  • Average car insurance rates in Ralph, AL after a DUI are $4,330/year

If you need to buy Ralph, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Ralph, AL is right here.

You’ll find Ralph car insurance rates, the cheapest Ralph, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Ralph, Alabama car insurance rates to Montgomery car insurance rates, Decatur car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Ralph, AL car insurance today? Enter your ZIP code for fast, free Ralph car insurance quotes.

Cheapest Ralph, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ralph, AL car insurance rates? Every Ralph, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ralph, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,090 $1,993 $1,890 $1,927 $7,298 $7,850 $2,344 $2,398
Farmers $2,486 $2,470 $2,220 $2,361 $9,694 $9,981 $2,819 $2,922
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $3,057 $3,306 $2,514 $2,813 $10,820 $12,034 $3,258 $3,475
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,355 $2,206 $1,926 $2,065 $9,765 $10,894 $2,756 $2,939
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,593 $1,616 $1,499 $1,492 $8,661 $13,628 $1,505 $1,720
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

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Minimum Car Insurance in Ralph, AL

Every driver must carry the minimum car insurance in Ralph, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Ralph, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ralph, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ralph, AL. Compare credit history car insurance rates in Ralph from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ralph, Alabama

Insurance Company Poor Fair Good
Allstate $4,289 $3,374 $2,758
Farmers $4,895 $4,216 $3,996
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,398 $4,525 $3,556
Nationwide $3,156 $2,467 $2,234
Progressive $4,920 $4,223 $3,946
State Farm $8,135 $4,112 $2,789
Travelers $4,322 $3,749 $3,822
USAA $2,911 $1,898 $1,695

Cheapest Ralph, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ralph, AL to rates for a clean record with top companies.

Annual Ralph, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,952 $3,481 $4,126 $3,336
Farmers $3,677 $4,759 $4,643 $4,397
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $4,050 $5,624 $5,515 $5,449
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $3,945 $4,964 $4,217 $4,326
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,297 $3,460 $5,079 $4,021
USAA $1,667 $2,094 $3,108 $1,803

Cheapest Ralph, AL Car Insurance for Teen Drivers

Teen car insurance in Ralph, AL can be expensive. Take a look at rates from the top car insurance companies in Ralph for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ralph, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,298 $7,850
Farmers $9,694 $9,981
GEICO $5,613 $5,513
Liberty Mutual $10,820 $12,034
Nationwide $4,521 $5,808
Progressive $9,765 $10,894
State Farm $9,397 $11,762
Travelers $8,661 $13,628
USAA $4,033 $4,467

Cheapest Ralph, AL Car Insurance for Seniors

Take a look at Ralph, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ralph, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,890 $1,927
Farmers $2,220 $2,361
GEICO $2,001 $2,078
Liberty Mutual $2,514 $2,813
Nationwide $1,560 $1,612
Progressive $1,926 $2,065
State Farm $2,754 $2,754
Travelers $1,499 $1,492
USAA $1,258 $1,231

Cheapest Ralph, AL Car Insurance Rates After a DUI

A DUI in Ralph, AL increases car insurance rates. Compare Ralph, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ralph, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,126
Farmers $4,643
GEICO $3,995
Liberty Mutual $5,515
Nationwide $3,329
Progressive $4,217
State Farm $4,956
Travelers $5,079
USAA $3,108

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Cheapest Ralph, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ralph, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ralph, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,474 $3,474
Farmers $4,369 $4,369
GEICO $2,907 $3,013
Liberty Mutual $5,160 $5,160
Nationwide $2,619 $2,619
Progressive $4,363 $4,363
State Farm $4,889 $5,135
Travelers $3,964 $3,964
USAA $2,069 $2,267

The Best Cheap Car Insurance Companies in Ralph, AL

Take a look at a side-by-side comparison of the top car insurance companies in Ralph, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ralph, Alabama

Insurance Company Average Annual Rates
Allstate $3,474
Farmers $4,369
GEICO $2,960
Liberty Mutual $5,160
Nationwide $2,619
Progressive $4,363
State Farm $5,012
Travelers $3,964
USAA $2,168

Category Winners: Cheapest Car Insurance in Ralph, Alabama

Find the cheapest car insurance companies in Ralph, AL for each category right here.

Best Annual Car Insurance Rates by Company in Ralph, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ralph, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ralph car insurance rates. Find the cheapest Ralph, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ralph, Alabama

Insurance Company Low Medium High
Allstate $3,356 $3,468 $3,597
Farmers $4,113 $4,309 $4,686
GEICO $2,725 $2,948 $3,208
Liberty Mutual $4,924 $5,135 $5,420
Nationwide $2,596 $2,598 $2,662
Progressive $3,924 $4,338 $4,828
State Farm $4,722 $5,008 $5,307
Travelers $3,766 $4,043 $4,083
USAA $2,089 $2,156 $2,258

Compare Car Insurance Quotes in Ralph, AL

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Average Monthly Car Insurance Rates by State