Compare Ramah, NM Car Insurance Rates (2021)

Car insurance in Ramah, NM averages $278 a month. Ramah, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ramah car insurance rates, compare quotes from the top car insurance companies in Ramah, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ramah, NM after a DUI are $4,271/year
  • The cheapest car insurance company in Ramah is State Farm
  • The cheapest car insurance company in Ramah for teen drivers is State Farm

If you need to buy Ramah, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Ramah, NM is right here.

You’ll find Ramah car insurance rates, the cheapest Ramah, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Ramah, New Mexico car insurance rates to Farmington car insurance rates, Hobbs car insurance rates, and Gallup car insurance rates.

Ready to find affordable Ramah, NM car insurance today? Enter your ZIP code for fast, free Ramah car insurance quotes.

Cheapest Ramah, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ramah, NM car insurance rates? Every Ramah, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ramah, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,257 $2,245 $2,018 $2,148 $9,258 $9,525 $2,558 $2,655
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,327 $2,361 $2,121 $2,218 $5,649 $7,089 $2,630 $2,808
Progressive $1,553 $1,493 $1,419 $1,416 $6,578 $7,428 $1,874 $1,937
State Farm $1,399 $1,399 $1,276 $1,276 $3,752 $4,692 $1,561 $1,726
USAA $1,604 $1,590 $1,531 $1,523 $4,270 $4,824 $1,987 $2,124

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Minimum Car Insurance in Ramah, NM

Every driver must carry the minimum car insurance in Ramah, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Ramah, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ramah, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ramah, NM. Compare credit history car insurance rates in Ramah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ramah, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,679 $3,881 $3,689
GEICO $4,719 $4,112 $3,806
Nationwide $4,158 $3,238 $2,806
Progressive $3,236 $2,899 $2,751
State Farm $3,026 $1,881 $1,497
USAA $3,042 $2,278 $1,975

Cheapest Ramah, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ramah, NM to rates for a clean record with top companies.

Annual Ramah, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,443 $4,441 $4,335 $4,113
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,560 $3,570 $4,582 $2,890
Progressive $2,555 $3,519 $2,756 $3,018
State Farm $2,006 $2,178 $2,178 $2,178
USAA $1,803 $2,516 $3,306 $2,102

Cheapest Ramah, NM Car Insurance for Teen Drivers

Teen car insurance in Ramah, NM can be expensive. Take a look at rates from the top car insurance companies in Ramah for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ramah, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $9,258 $9,525
GEICO $7,617 $10,449
Nationwide $5,649 $7,089
Progressive $6,578 $7,428
State Farm $3,752 $4,692
USAA $4,270 $4,824

Cheapest Ramah, NM Car Insurance for Seniors

Take a look at Ramah, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ramah, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $2,018 $2,148
GEICO $2,442 $2,442
Nationwide $2,121 $2,218
Progressive $1,419 $1,416
State Farm $1,276 $1,276
USAA $1,531 $1,523

Cheapest Ramah, NM Car Insurance Rates After a DUI

A DUI in Ramah, NM increases car insurance rates. Compare Ramah, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ramah, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
Farmers $4,335
GEICO $7,878
Nationwide $4,582
Progressive $2,756
State Farm $2,178
USAA $3,306

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Cheapest Ramah, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ramah, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ramah, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $4,083 $4,083
GEICO $4,148 $4,277
Nationwide $3,400 $3,400
Progressive $2,962 $2,962
State Farm $2,084 $2,186
USAA $2,359 $2,504

The Best Cheap Car Insurance Companies in Ramah, NM

Take a look at a side-by-side comparison of the top car insurance companies in Ramah, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ramah, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $4,083
GEICO $4,213
Nationwide $3,400
Progressive $2,962
State Farm $2,135
USAA $2,432

Category Winners: Cheapest Car Insurance in Ramah, New Mexico

Find the cheapest car insurance companies in Ramah, NM for each category right here.

Best Annual Car Insurance Rates by Company in Ramah, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ramah, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ramah car insurance rates. Find the cheapest Ramah, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ramah, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,749 $4,049 $4,452
GEICO $3,928 $4,201 $4,509
Nationwide $3,312 $3,368 $3,522
Progressive $2,824 $2,961 $3,102
State Farm $1,938 $2,140 $2,326
USAA $2,260 $2,443 $2,592

What affects car insurance rates in Ramah, New Mexico?

What factors can have an impact on Ramah, NM car insurance? There are several reasons why Ramah car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ramah, New Mexico.

Commute Time in Ramah

The more time you spend in your car the higher the risk of an accident. The average commute length in Ramah, NM is 32.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ramah, NM

Ready to find affordable Ramah, New Mexico car insurance today? Enter your ZIP code for fast, free Ramah, NM car insurance quotes.

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