Compare Ramer, TN Car Insurance Rates (2021)

Car insurance in Ramer, TN averages $307 a month. Ramer, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Ramer car insurance rates, compare quotes from the top car insurance companies in Ramer, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ramer for teen drivers is Travelers
  • The cheapest car insurance company in Ramer is Travelers
  • Average car insurance rates in Ramer, TN are $3,678/year

If you need to buy Ramer, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Ramer, TN is right here.

You’ll find Ramer car insurance rates, the cheapest Ramer, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Ramer, Tennessee car insurance rates to Memphis car insurance rates, Johnson City car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Ramer, TN car insurance today? Enter your ZIP code for fast, free Ramer car insurance quotes.

Cheapest Ramer, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ramer, TN car insurance rates? Every Ramer, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ramer, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,903 $2,795 $2,605 $2,706 $10,761 $11,702 $3,111 $3,223
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Liberty Mutual $3,568 $129 $2,928 $3,270 $14,482 $16,092 $3,832 $4,091
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,840 $1,745 $1,500 $1,562 $8,048 $9,070 $2,220 $2,423
State Farm $1,714 $1,714 $1,527 $1,527 $4,951 $6,224 $1,929 $2,229
Travelers $1,630 $1,716 $1,483 $1,578 $4,529 $5,608 $1,735 $1,825
USAA $1,549 $1,581 $1,394 $1,399 $5,421 $6,223 $2,024 $2,163

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Minimum Car Insurance in Ramer, TN

Every driver must carry the minimum car insurance in Ramer, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Ramer, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ramer, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ramer, TN. Compare credit history car insurance rates in Ramer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ramer, Tennessee

Insurance Company Poor Fair Good
Allstate $6,355 $4,860 $3,712
Farmers $4,297 $3,348 $3,166
GEICO $4,241 $3,620 $3,325
Liberty Mutual $8,674 $5,314 $4,158
Nationwide $3,894 $3,084 $2,730
Progressive $4,006 $3,439 $3,208
State Farm $3,961 $2,375 $1,845
Travelers $3,195 $2,509 $1,835
USAA $3,948 $2,307 $1,902

Cheapest Ramer, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ramer, TN to rates for a clean record with top companies.

Annual Ramer, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,180 $4,977 $5,978 $4,768
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $4,907 $7,067 $6,577 $5,644
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,130 $4,050 $3,334 $3,689
State Farm $2,504 $2,950 $2,727 $2,727
Travelers $2,041 $2,616 $2,888 $2,507
USAA $1,981 $2,959 $3,481 $2,456

Cheapest Ramer, TN Car Insurance for Teen Drivers

Teen car insurance in Ramer, TN can be expensive. Take a look at rates from the top car insurance companies in Ramer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ramer, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,761 $11,702
Farmers $7,727 $8,208
GEICO $7,317 $7,489
Liberty Mutual $14,482 $16,092
Nationwide $5,594 $7,251
Progressive $8,048 $9,070
State Farm $4,951 $6,224
Travelers $4,529 $5,608
USAA $5,421 $6,223

Cheapest Ramer, TN Car Insurance for Seniors

Take a look at Ramer, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ramer, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,605 $2,706
Farmers $1,742 $1,900
GEICO $2,355 $2,355
Liberty Mutual $2,928 $3,270
Nationwide $1,878 $1,915
Progressive $1,500 $1,562
State Farm $1,527 $1,527
Travelers $1,483 $1,578
USAA $1,394 $1,399

Cheapest Ramer, TN Car Insurance Rates After a DUI

A DUI in Ramer, TN increases car insurance rates. Compare Ramer, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ramer, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,978
Farmers $3,901
GEICO $5,928
Liberty Mutual $6,577
Nationwide $4,216
Progressive $3,334
State Farm $2,727
Travelers $2,888
USAA $3,481

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Cheapest Ramer, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ramer, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ramer, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,976 $4,976
Farmers $3,604 $3,604
GEICO $3,713 $3,745
Liberty Mutual $6,049 $6,049
Nationwide $3,236 $3,236
Progressive $3,551 $3,551
State Farm $2,662 $2,792
Travelers $2,415 $2,611
USAA $2,642 $2,796

The Best Cheap Car Insurance Companies in Ramer, TN

Take a look at a side-by-side comparison of the top car insurance companies in Ramer, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ramer, Tennessee

Insurance Company Average Annual Rates
Allstate $4,976
Farmers $3,604
GEICO $3,729
Liberty Mutual $6,049
Nationwide $3,236
Progressive $3,551
State Farm $2,727
Travelers $2,513
USAA $2,719

Category Winners: Cheapest Car Insurance in Ramer, Tennessee

Find the cheapest car insurance companies in Ramer, TN for each category right here.

Best Annual Car Insurance Rates by Company in Ramer, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ramer, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ramer car insurance rates. Find the cheapest Ramer, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ramer, Tennessee

Insurance Company Low Medium High
Allstate $4,784 $4,963 $5,180
Farmers $3,397 $3,585 $3,829
GEICO $3,565 $3,721 $3,900
Liberty Mutual $5,800 $6,048 $6,299
Nationwide $3,267 $3,162 $3,279
Progressive $3,353 $3,553 $3,747
State Farm $2,590 $2,738 $2,853
Travelers $2,365 $2,511 $2,663
USAA $2,634 $2,710 $2,814

What affects car insurance rates in Ramer, Tennessee?

What factors can have an impact on Ramer, TN car insurance? There are several reasons why Ramer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ramer, Tennessee.

Commute Time in Ramer

The more time you spend in your car the higher the risk of an accident. The average commute length in Ramer, TN is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ramer, TN

Ready to find affordable Ramer, Tennessee car insurance today? Enter your ZIP code for fast, free Ramer, TN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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