Compare Ramey, PA Car Insurance Rates (2021)

Car insurance in Ramey, PA averages $305 a month. Ramey, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ramey car insurance rates, compare quotes from the top car insurance companies in Ramey, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ramey, PA are $3,654/year
  • The cheapest car insurance company in Ramey for teen drivers is USAA
  • Average car insurance rates in Ramey, PA after a DUI are $4,002/year

If you need to buy Ramey, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Ramey, PA is right here.

You’ll find Ramey car insurance rates, the cheapest Ramey, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Ramey, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Harrisburg car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Ramey, PA car insurance today? Enter your ZIP code for fast, free Ramey car insurance quotes.

Cheapest Ramey, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ramey, PA car insurance rates? Every Ramey, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ramey, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,302 $2,302 $2,104 $2,104 $7,335 $7,335 $2,552 $2,552
GEICO $2,049 $1,773 $1,878 $1,627 $4,984 $4,320 $2,093 $1,811
Liberty Mutual $3,612 $3,612 $3,308 $3,308 $10,575 $10,575 $4,589 $4,589
Nationwide $1,873 $1,873 $1,766 $1,766 $5,214 $5,214 $2,095 $2,095
Progressive $2,441 $2,441 $2,173 $2,173 $7,680 $7,680 $3,131 $3,131
State Farm $1,580 $1,580 $1,386 $1,386 $5,537 $5,537 $1,736 $1,736
Travelers $1,546 $1,546 $1,657 $1,657 $22,356 $22,356 $1,871 $1,871
USAA $1,013 $1,013 $916 $916 $2,976 $2,976 $1,340 $1,340

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Minimum Car Insurance in Ramey, PA

Every driver must carry the minimum car insurance in Ramey, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Ramey, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ramey, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ramey, PA. Compare credit history car insurance rates in Ramey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ramey, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,579 $3,398 $2,742
GEICO $3,853 $2,171 $1,677
Liberty Mutual $7,048 $5,053 $4,462
Nationwide $3,216 $2,637 $2,358
Progressive $5,123 $3,579 $2,868
State Farm $3,645 $2,255 $1,779
Travelers $7,461 $6,742 $6,369
USAA $1,951 $1,449 $1,283

Cheapest Ramey, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ramey, PA to rates for a clean record with top companies.

Annual Ramey, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,426 $4,014 $3,426 $3,426
GEICO $1,893 $3,177 $2,555 $2,643
Liberty Mutual $5,051 $5,758 $5,638 $5,638
Nationwide $1,967 $2,631 $3,694 $2,655
Progressive $3,507 $4,799 $3,604 $3,516
State Farm $2,354 $2,766 $2,560 $2,560
Travelers $4,889 $6,923 $8,694 $6,923
USAA $1,262 $1,731 $1,844 $1,408

Cheapest Ramey, PA Car Insurance for Teen Drivers

Teen car insurance in Ramey, PA can be expensive. Take a look at rates from the top car insurance companies in Ramey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ramey, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,335 $7,335
GEICO $4,984 $4,320
Liberty Mutual $10,575 $10,575
Nationwide $5,214 $5,214
Progressive $7,680 $7,680
State Farm $5,537 $5,537
Travelers $22,356 $22,356
USAA $2,976 $2,976

Cheapest Ramey, PA Car Insurance for Seniors

Take a look at Ramey, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ramey, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,104 $2,104
GEICO $1,878 $1,627
Liberty Mutual $3,308 $3,308
Nationwide $1,766 $1,766
Progressive $2,173 $2,173
State Farm $1,386 $1,386
Travelers $1,657 $1,657
USAA $916 $916

Cheapest Ramey, PA Car Insurance Rates After a DUI

A DUI in Ramey, PA increases car insurance rates. Compare Ramey, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ramey, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,426
GEICO $2,555
Liberty Mutual $5,638
Nationwide $3,694
Progressive $3,604
State Farm $2,560
Travelers $8,694
USAA $1,844

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Cheapest Ramey, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ramey, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ramey, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,505 $3,641
GEICO $2,520 $2,614
Liberty Mutual $5,379 $5,663
Nationwide $2,737 $2,737
Progressive $3,856 $3,856
State Farm $2,485 $2,635
Travelers $6,857 $6,857
USAA $1,517 $1,606

The Best Cheap Car Insurance Companies in Ramey, PA

Take a look at a side-by-side comparison of the top car insurance companies in Ramey, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ramey, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,573
GEICO $2,567
Liberty Mutual $5,521
Nationwide $2,737
Progressive $3,856
State Farm $2,560
Travelers $6,857
USAA $1,561

Category Winners: Cheapest Car Insurance in Ramey, Pennsylvania

Find the cheapest car insurance companies in Ramey, PA for each category right here.

Best Annual Car Insurance Rates by Company in Ramey, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ramey, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ramey car insurance rates. Find the cheapest Ramey, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ramey, Pennsylvania

Insurance Company Low Medium High
Allstate $3,433 $3,592 $3,694
GEICO $2,392 $2,583 $2,726
Liberty Mutual $5,281 $5,556 $5,726
Nationwide $2,778 $2,765 $2,667
Progressive $3,571 $3,882 $4,116
State Farm $2,420 $2,589 $2,671
Travelers $6,957 $6,859 $6,756
USAA $1,457 $1,575 $1,652

What affects car insurance rates in Ramey, Pennsylvania?

What factors can have an impact on Ramey, PA car insurance? There are several reasons why Ramey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ramey, Pennsylvania.

Commute Time in Ramey

The more time you spend in your car the higher the risk of an accident. The average commute length in Ramey, PA is 38.3 minutes according to City-Data.

Compare Car Insurance Quotes in Ramey, PA

Ready to find affordable Ramey, Pennsylvania car insurance today? Enter your ZIP code for fast, free Ramey, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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