Compare Ramsey, IN Car Insurance Rates (2021)

Car insurance in Ramsey, IN averages $292 a month. Ramsey, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ramsey car insurance rates, compare quotes from the top car insurance companies in Ramsey, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ramsey is USAA
  • Average car insurance rates in Ramsey, IN after a DUI are $4,148/year
  • Average car insurance rates in Ramsey, IN are $3,507/year

If you need to buy Ramsey, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ramsey, IN is right here.

You’ll find Ramsey car insurance rates, the cheapest Ramsey, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Ramsey, Indiana car insurance rates to Bloomington car insurance rates, Fort Wayne car insurance rates, and Fishers car insurance rates.

Ready to find affordable Ramsey, IN car insurance today? Enter your ZIP code for fast, free Ramsey car insurance quotes.

Cheapest Ramsey, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ramsey, IN car insurance rates? Every Ramsey, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ramsey, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,468 $2,528 $2,168 $2,378 $7,570 $9,590 $2,506 $2,716
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,739 $1,715 $1,485 $1,677 $9,708 $10,439 $2,317 $2,485
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,764 $1,677 $1,592 $1,605 $10,182 $11,472 $2,212 $2,264
State Farm $1,651 $1,651 $1,465 $1,465 $4,919 $6,316 $1,824 $2,026
Travelers $1,274 $1,297 $1,194 $1,194 $7,858 $12,386 $1,350 $1,565
USAA $1,052 $1,037 $978 $987 $2,916 $3,261 $1,423 $1,525

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Minimum Car Insurance in Ramsey, IN

Every driver must carry the minimum car insurance in Ramsey, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ramsey, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ramsey, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ramsey, IN. Compare credit history car insurance rates in Ramsey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ramsey, Indiana

Insurance Company Poor Fair Good
Allstate $4,952 $3,675 $3,344
American Family $5,388 $3,498 $2,927
Farmers $4,589 $3,760 $3,488
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,297 $2,784 $2,602
Progressive $4,528 $3,997 $3,764
State Farm $3,884 $2,316 $1,794
Travelers $3,914 $3,317 $3,313
USAA $2,217 $1,467 $1,259

Cheapest Ramsey, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ramsey, IN to rates for a clean record with top companies.

Annual Ramsey, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,190 $4,688 $4,304 $3,779
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,536 $4,107 $4,242 $3,897
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $3,068 $5,376 $3,663 $4,278
State Farm $2,603 $2,848 $2,603 $2,603
Travelers $2,986 $3,690 $4,181 $3,202
USAA $1,245 $1,772 $2,031 $1,542

Cheapest Ramsey, IN Car Insurance for Teen Drivers

Teen car insurance in Ramsey, IN can be expensive. Take a look at rates from the top car insurance companies in Ramsey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ramsey, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,570 $9,590
American Family $6,768 $9,826
Farmers $9,708 $10,439
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,181 $6,759
Progressive $10,182 $11,472
State Farm $4,919 $6,316
Travelers $7,858 $12,386
USAA $2,916 $3,261

Cheapest Ramsey, IN Car Insurance for Seniors

Take a look at Ramsey, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ramsey, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,168 $2,378
American Family $2,219 $2,219
Farmers $1,485 $1,677
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,557 $1,669
Progressive $1,592 $1,605
State Farm $1,465 $1,465
Travelers $1,194 $1,194
USAA $978 $987

Cheapest Ramsey, IN Car Insurance Rates After a DUI

A DUI in Ramsey, IN increases car insurance rates. Compare Ramsey, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ramsey, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,304
American Family $5,483
Farmers $4,242
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,079
Progressive $3,663
State Farm $2,603
Travelers $4,181
USAA $2,031

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Cheapest Ramsey, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ramsey, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ramsey, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,990 $3,990
American Family $3,890 $3,985
Farmers $3,946 $3,946
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,894 $2,894
Progressive $4,096 $4,096
State Farm $2,588 $2,741
Travelers $3,515 $3,515
USAA $1,626 $1,669

The Best Cheap Car Insurance Companies in Ramsey, IN

Take a look at a side-by-side comparison of the top car insurance companies in Ramsey, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ramsey, Indiana

Insurance Company Average Annual Rates
Allstate $3,990
American Family $3,938
Farmers $3,946
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,894
Progressive $4,096
State Farm $2,665
Travelers $3,515
USAA $1,648

Category Winners: Cheapest Car Insurance in Ramsey, Indiana

Find the cheapest car insurance companies in Ramsey, IN for each category right here.

Best Annual Car Insurance Rates by Company in Ramsey, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ramsey, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ramsey car insurance rates. Find the cheapest Ramsey, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ramsey, Indiana

Insurance Company Low Medium High
Allstate $3,773 $3,974 $4,224
American Family $3,904 $4,068 $3,841
Farmers $3,792 $3,940 $4,104
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,944 $2,871 $2,869
Progressive $3,858 $4,029 $4,401
State Farm $2,543 $2,664 $2,787
Travelers $3,456 $3,547 $3,541
USAA $1,585 $1,643 $1,715

Compare Car Insurance Quotes in Ramsey, IN

Ready to find affordable Ramsey, Indiana car insurance today? Enter your ZIP code for fast, free Ramsey, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State