Compare Ranchita, CA Car Insurance Rates (2021)

Car insurance in Ranchita, CA averages $285 a month. Ranchita, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ranchita car insurance rates, compare quotes from the top car insurance companies in Ranchita, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ranchita, CA after a DUI are $4,808/year
  • The cheapest car insurance company in Ranchita is USAA
  • Average car insurance rates in Ranchita, CA are $3,425/year

If you need to buy Ranchita, California car insurance, the options can be confusing. Everything you need to know about car insurance in Ranchita, CA is right here.

You’ll find Ranchita car insurance rates, the cheapest Ranchita, CA car insurance companies, and information on California car insurance laws. You can also compare Ranchita, California car insurance rates to Anaheim car insurance rates, Fresno car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Ranchita, CA car insurance today? Enter your ZIP code for fast, free Ranchita car insurance quotes.

Cheapest Ranchita, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ranchita, CA car insurance rates? Every Ranchita, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ranchita, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,570 $2,582 $1,870 $1,902 $7,065 $8,910 $3,330 $3,702
Farmers $2,490 $2,490 $2,245 $2,245 $7,934 $12,999 $2,950 $3,284
GEICO $1,700 $1,700 $1,598 $1,598 $5,169 $5,265 $2,441 $2,499
Liberty Mutual $2,188 $2,067 $2,036 $1,971 $4,722 $5,047 $2,460 $2,490
Nationwide $2,949 $2,819 $2,570 $2,427 $7,426 $8,201 $3,507 $3,476
Progressive $1,657 $1,708 $1,393 $1,661 $4,386 $5,304 $2,372 $2,553
State Farm $3,340 $3,340 $2,986 $2,986 $6,138 $7,596 $3,700 $3,818
Travelers $2,345 $2,273 $2,072 $2,050 $4,798 $5,502 $3,044 $2,981
USAA $1,770 $1,676 $1,731 $1,737 $4,014 $4,027 $2,441 $2,306

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Minimum Car Insurance in Ranchita, CA

Every driver must carry the minimum car insurance in Ranchita, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Ranchita, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ranchita, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ranchita, CA to rates for a clean record with top companies.

Annual Ranchita, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,401 $4,066 $6,346 $3,154
Farmers $3,387 $4,611 $5,743 $4,579
GEICO $1,920 $2,964 $3,718 $2,382
Liberty Mutual $2,493 $3,340 $3,016 $2,642
Nationwide $2,914 $3,731 $6,312 $3,731
Progressive $1,728 $2,922 $3,381 $2,486
State Farm $3,023 $3,606 $6,814 $3,509
Travelers $2,101 $3,400 $3,957 $3,075
USAA $1,638 $2,432 $3,987 $1,794

Cheapest Ranchita, CA Car Insurance for Teen Drivers

Teen car insurance in Ranchita, CA can be expensive. Take a look at rates from the top car insurance companies in Ranchita for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ranchita, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,065 $8,910
Farmers $7,934 $12,999
GEICO $5,169 $5,265
Liberty Mutual $4,722 $5,047
Nationwide $7,426 $8,201
Progressive $4,386 $5,304
State Farm $6,138 $7,596
Travelers $4,798 $5,502
USAA $4,014 $4,027

Cheapest Ranchita, CA Car Insurance for Seniors

Take a look at Ranchita, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ranchita, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,902
Farmers $2,245 $2,245
GEICO $1,598 $1,598
Liberty Mutual $2,036 $1,971
Nationwide $2,570 $2,427
Progressive $1,393 $1,661
State Farm $2,986 $2,986
Travelers $2,072 $2,050
USAA $1,731 $1,737

Cheapest Ranchita, CA Car Insurance Rates After a DUI

A DUI in Ranchita, CA increases car insurance rates. Compare Ranchita, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ranchita, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,346
Farmers $5,743
GEICO $3,718
Liberty Mutual $3,016
Nationwide $6,312
Progressive $3,381
State Farm $6,814
Travelers $3,957
USAA $3,987

Cheapest Ranchita, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ranchita, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ranchita, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,606 $4,378
Farmers $4,156 $5,004
GEICO $2,495 $2,997
Liberty Mutual $2,636 $3,109
Nationwide $3,684 $4,660
Progressive $2,385 $2,874
State Farm $4,086 $4,390
Travelers $2,820 $3,446
USAA $2,269 $2,657

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The Best Cheap Car Insurance Companies in Ranchita, CA

Take a look at a side-by-side comparison of the top car insurance companies in Ranchita, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ranchita, California

Insurance Company Average Annual Rates
Allstate $3,992
Farmers $4,580
GEICO $2,746
Liberty Mutual $2,873
Nationwide $4,172
Progressive $2,629
State Farm $4,238
Travelers $3,133
USAA $2,463

Category Winners: Cheapest Car Insurance in Ranchita, California

Find the cheapest car insurance companies in Ranchita, CA for each category right here.

Best Annual Car Insurance Rates by Company in Ranchita, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Ranchita, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ranchita car insurance rates. Find the cheapest Ranchita, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ranchita, California

Insurance Company Low Medium High
Allstate $3,812 $4,021 $4,141
Farmers $4,265 $4,615 $4,860
GEICO $2,488 $2,775 $2,976
Liberty Mutual $2,669 $2,897 $3,051
Nationwide $3,769 $4,236 $4,510
Progressive $2,394 $2,703 $2,791
State Farm $3,863 $4,302 $4,550
Travelers $2,751 $3,213 $3,435
USAA $2,228 $2,512 $2,649

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Compare Car Insurance Quotes in Ranchita, CA

Ready to find affordable Ranchita, California car insurance today? Enter your ZIP code for fast, free Ranchita, CA car insurance quotes.

Free Car Insurance Comparison

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