Compare Rancho Calaveras, CA Car Insurance Rates (2021)

Car insurance in Rancho Calaveras, CA averages $285 a month. Rancho Calaveras, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rancho Calaveras car insurance rates, compare quotes from the top car insurance companies in Rancho Calaveras, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rancho Calaveras for teen drivers is USAA
  • The cheapest car insurance company in Rancho Calaveras is USAA
  • Average car insurance rates in Rancho Calaveras, CA are $3,423/year

If you need to buy Rancho Calaveras, California car insurance, the options can be confusing. Everything you need to know about car insurance in Rancho Calaveras, CA is right here.

You’ll find Rancho Calaveras car insurance rates, the cheapest Rancho Calaveras, CA car insurance companies, and information on California car insurance laws. You can also compare Rancho Calaveras, California car insurance rates to Fresno car insurance rates, San Francisco car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Rancho Calaveras, CA car insurance today? Enter your ZIP code for fast, free Rancho Calaveras car insurance quotes.

Cheapest Rancho Calaveras, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rancho Calaveras, CA car insurance rates? Every Rancho Calaveras, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rancho Calaveras, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,710 $2,710 $1,968 $1,986 $7,415 $9,307 $3,449 $3,781
Farmers $2,401 $2,401 $2,159 $2,159 $7,640 $12,552 $2,842 $3,163
GEICO $1,747 $1,748 $1,644 $1,644 $5,297 $5,397 $2,508 $2,570
Liberty Mutual $2,107 $2,000 $1,952 $1,894 $4,591 $4,869 $2,381 $2,396
Nationwide $2,909 $2,781 $2,555 $2,411 $7,283 $8,072 $3,448 $3,406
Progressive $1,721 $1,773 $1,475 $1,748 $4,639 $5,596 $2,496 $2,688
State Farm $3,253 $3,253 $2,906 $2,906 $5,945 $7,363 $3,599 $3,714
Travelers $2,303 $2,235 $2,037 $2,014 $4,685 $5,397 $2,994 $2,931
USAA $1,842 $1,744 $1,799 $1,805 $4,198 $4,206 $2,539 $2,399

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Minimum Car Insurance in Rancho Calaveras, CA

Every driver must carry the minimum car insurance in Rancho Calaveras, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Rancho Calaveras, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rancho Calaveras, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rancho Calaveras, CA to rates for a clean record with top companies.

Annual Rancho Calaveras, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,514 $4,214 $6,643 $3,292
Farmers $3,262 $4,443 $5,540 $4,414
GEICO $1,973 $3,038 $3,819 $2,447
Liberty Mutual $2,407 $3,227 $2,911 $2,551
Nationwide $2,867 $3,677 $6,211 $3,677
Progressive $1,806 $3,077 $3,584 $2,599
State Farm $2,934 $3,502 $6,626 $3,408
Travelers $2,065 $3,334 $3,885 $3,015
USAA $1,706 $2,534 $4,157 $1,869

Cheapest Rancho Calaveras, CA Car Insurance for Teen Drivers

Teen car insurance in Rancho Calaveras, CA can be expensive. Take a look at rates from the top car insurance companies in Rancho Calaveras for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rancho Calaveras, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,415 $9,307
Farmers $7,640 $12,552
GEICO $5,297 $5,397
Liberty Mutual $4,591 $4,869
Nationwide $7,283 $8,072
Progressive $4,639 $5,596
State Farm $5,945 $7,363
Travelers $4,685 $5,397
USAA $4,198 $4,206

Cheapest Rancho Calaveras, CA Car Insurance for Seniors

Take a look at Rancho Calaveras, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rancho Calaveras, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,968 $1,986
Farmers $2,159 $2,159
GEICO $1,644 $1,644
Liberty Mutual $1,952 $1,894
Nationwide $2,555 $2,411
Progressive $1,475 $1,748
State Farm $2,906 $2,906
Travelers $2,037 $2,014
USAA $1,799 $1,805

Cheapest Rancho Calaveras, CA Car Insurance Rates After a DUI

A DUI in Rancho Calaveras, CA increases car insurance rates. Compare Rancho Calaveras, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rancho Calaveras, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,643
Farmers $5,540
GEICO $3,819
Liberty Mutual $2,911
Nationwide $6,211
Progressive $3,584
State Farm $6,626
Travelers $3,885
USAA $4,157

Cheapest Rancho Calaveras, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rancho Calaveras, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rancho Calaveras, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,750 $4,581
Farmers $4,006 $4,823
GEICO $2,561 $3,077
Liberty Mutual $2,547 $3,001
Nationwide $3,632 $4,584
Progressive $2,514 $3,020
State Farm $3,969 $4,266
Travelers $2,768 $3,382
USAA $2,363 $2,770

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The Best Cheap Car Insurance Companies in Rancho Calaveras, CA

Take a look at a side-by-side comparison of the top car insurance companies in Rancho Calaveras, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rancho Calaveras, California

Insurance Company Average Annual Rates
Allstate $4,166
Farmers $4,415
GEICO $2,819
Liberty Mutual $2,774
Nationwide $4,108
Progressive $2,767
State Farm $4,117
Travelers $3,075
USAA $2,566

Category Winners: Cheapest Car Insurance in Rancho Calaveras, California

Find the cheapest car insurance companies in Rancho Calaveras, CA for each category right here.

Best Annual Car Insurance Rates by Company in Rancho Calaveras, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Rancho Calaveras, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rancho Calaveras car insurance rates. Find the cheapest Rancho Calaveras, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rancho Calaveras, California

Insurance Company Low Medium High
Allstate $3,908 $4,206 $4,383
Farmers $4,124 $4,446 $4,673
GEICO $2,551 $2,849 $3,058
Liberty Mutual $2,596 $2,796 $2,929
Nationwide $3,657 $4,177 $4,490
Progressive $2,466 $2,849 $2,985
State Farm $3,762 $4,175 $4,415
Travelers $2,717 $3,149 $3,358
USAA $2,316 $2,618 $2,766

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What affects car insurance rates in Rancho Calaveras, California?

What factors can have an impact on Rancho Calaveras, CA car insurance? There are several reasons why Rancho Calaveras car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rancho Calaveras, California.

Commute Time in Rancho Calaveras

The more time you spend in your car the higher the risk of an accident. The average commute length in Rancho Calaveras, CA is 41.9 minutes according to City-Data.

Compare Car Insurance Quotes in Rancho Calaveras, CA

Ready to find affordable Rancho Calaveras, California car insurance today? Enter your ZIP code for fast, free Rancho Calaveras, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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