Compare Rancho Chico, TX Car Insurance Rates (2021)

Car insurance in Rancho Chico, TX averages $319 a month. Rancho Chico, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Rancho Chico car insurance rates, compare quotes from the top car insurance companies in Rancho Chico, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rancho Chico, TX after a DUI are $4,365/year
  • The cheapest car insurance company in Rancho Chico for teen drivers is USAA
  • The cheapest car insurance company in Rancho Chico is USAA

If you need to buy Rancho Chico, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Rancho Chico, TX is right here.

You’ll find Rancho Chico car insurance rates, the cheapest Rancho Chico, TX car insurance companies, and information on Texas car insurance laws. You can also compare Rancho Chico, Texas car insurance rates to Houston car insurance rates, Laredo car insurance rates, and Arlington car insurance rates.

Ready to find affordable Rancho Chico, TX car insurance today? Enter your ZIP code for fast, free Rancho Chico car insurance quotes.

Cheapest Rancho Chico, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rancho Chico, TX car insurance rates? Every Rancho Chico, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rancho Chico, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,273 $3,300 $3,233 $3,233 $8,625 $10,401 $4,041 $4,205
American Family $3,115 $3,507 $2,994 $3,467 $8,992 $11,708 $4,623 $5,278
GEICO $2,198 $2,391 $2,175 $2,507 $4,747 $4,869 $2,361 $2,307
Nationwide $2,798 $2,844 $2,471 $2,616 $7,951 $10,217 $3,291 $3,563
Progressive $2,183 $2,062 $1,956 $1,985 $9,281 $10,372 $2,574 $2,600
State Farm $1,690 $1,690 $1,506 $1,506 $4,044 $5,149 $1,838 $1,890
USAA $1,514 $1,524 $1,455 $1,449 $4,255 $4,627 $2,023 $2,167

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Minimum Car Insurance in Rancho Chico, TX

Every driver must carry the minimum car insurance in Rancho Chico, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Rancho Chico, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rancho Chico, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rancho Chico, TX. Compare credit history car insurance rates in Rancho Chico from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rancho Chico, Texas

Insurance Company Poor Fair Good
Allstate $6,413 $4,690 $4,013
American Family $7,393 $4,808 $4,180
GEICO $4,532 $2,575 $1,725
Nationwide $5,373 $4,301 $3,732
Progressive $4,632 $4,018 $3,729
State Farm $3,414 $2,129 $1,699
USAA $3,460 $2,028 $1,642

Cheapest Rancho Chico, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rancho Chico, TX to rates for a clean record with top companies.

Annual Rancho Chico, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,912 $6,039 $6,293 $3,912
American Family $4,938 $6,395 $5,571 $4,938
GEICO $2,502 $3,304 $2,747 $3,223
Nationwide $3,872 $3,872 $5,753 $4,378
Progressive $3,599 $4,671 $4,198 $4,038
State Farm $2,144 $2,460 $2,908 $2,144
USAA $1,770 $2,622 $3,084 $2,031

Cheapest Rancho Chico, TX Car Insurance for Teen Drivers

Teen car insurance in Rancho Chico, TX can be expensive. Take a look at rates from the top car insurance companies in Rancho Chico for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rancho Chico, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,625 $10,401
American Family $8,992 $11,708
GEICO $4,747 $4,869
Nationwide $7,951 $10,217
Progressive $9,281 $10,372
State Farm $4,044 $5,149
USAA $4,255 $4,627

Cheapest Rancho Chico, TX Car Insurance for Seniors

Take a look at Rancho Chico, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rancho Chico, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,233 $3,233
American Family $2,994 $3,467
GEICO $2,175 $2,507
Nationwide $2,471 $2,616
Progressive $1,956 $1,985
State Farm $1,506 $1,506
USAA $1,455 $1,449

Cheapest Rancho Chico, TX Car Insurance Rates After a DUI

A DUI in Rancho Chico, TX increases car insurance rates. Compare Rancho Chico, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rancho Chico, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,293
American Family $5,571
GEICO $2,747
Nationwide $5,753
Progressive $4,198
State Farm $2,908
USAA $3,084

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Cheapest Rancho Chico, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rancho Chico, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rancho Chico, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,919 $5,159
American Family $5,460 $5,460
GEICO $2,888 $3,000
Nationwide $4,469 $4,469
Progressive $4,126 $4,126
State Farm $2,414 $2,414
USAA $2,347 $2,407

The Best Cheap Car Insurance Companies in Rancho Chico, TX

Take a look at a side-by-side comparison of the top car insurance companies in Rancho Chico, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rancho Chico, Texas

Insurance Company Average Annual Rates
Allstate $5,039
American Family $5,460
GEICO $2,944
Nationwide $4,469
Progressive $4,126
State Farm $2,414
USAA $2,377

Category Winners: Cheapest Car Insurance in Rancho Chico, Texas

Find the cheapest car insurance companies in Rancho Chico, TX for each category right here.

Best Annual Car Insurance Rates by Company in Rancho Chico, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Rancho Chico, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rancho Chico car insurance rates. Find the cheapest Rancho Chico, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rancho Chico, Texas

Insurance Company Low Medium High
Allstate $4,908 $4,990 $5,218
American Family $5,028 $5,211 $6,142
GEICO $2,731 $2,883 $3,219
Nationwide $4,767 $4,275 $4,365
Progressive $3,891 $4,106 $4,383
State Farm $2,272 $2,402 $2,568
USAA $2,278 $2,362 $2,490

What affects car insurance rates in Rancho Chico, Texas?

What factors can have an impact on Rancho Chico, TX car insurance? There are several reasons why Rancho Chico car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rancho Chico, Texas.

Commute Time in Rancho Chico

The more time you spend in your car the higher the risk of an accident. The average commute length in Rancho Chico, TX is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Rancho Chico, TX

Ready to find affordable Rancho Chico, Texas car insurance today? Enter your ZIP code for fast, free Rancho Chico, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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