Compare Rancho Cordova, CA Car Insurance Rates (2021)

Car insurance in Rancho Cordova, CA averages $327 a month. Rancho Cordova, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rancho Cordova car insurance rates, compare quotes from the top car insurance companies in Rancho Cordova, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rancho Cordova, CA after a DUI are $5,509/year
  • The cheapest ZIP code in Rancho Cordova is 95670
  • The cheapest car insurance company in Rancho Cordova for teen drivers is USAA

If you need to buy Rancho Cordova, California car insurance, the options can be confusing. Everything you need to know about car insurance in Rancho Cordova, CA is right here.

You’ll find Rancho Cordova car insurance rates, the cheapest Rancho Cordova, CA car insurance companies, and information on California car insurance laws. You can also compare Rancho Cordova, California car insurance rates to Oakland car insurance rates, Los Angeles car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Rancho Cordova, CA car insurance today? Enter your ZIP code for fast, free Rancho Cordova car insurance quotes.

Cheapest Rancho Cordova, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rancho Cordova, CA car insurance rates? Every Rancho Cordova, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rancho Cordova, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,296 $3,293 $2,393 $2,413 $9,199 $11,560 $4,207 $4,605
Farmers $2,935 $2,935 $2,656 $2,656 $9,364 $15,287 $3,479 $3,876
GEICO $1,757 $1,758 $1,653 $1,653 $5,318 $5,413 $2,521 $2,581
Liberty Mutual $2,573 $2,439 $2,384 $2,311 $5,619 $5,970 $2,907 $2,928
Nationwide $3,867 $3,692 $3,383 $3,189 $9,826 $10,870 $4,616 $4,559
Progressive $1,840 $1,896 $1,574 $1,867 $4,965 $5,988 $2,669 $2,873
State Farm $2,962 $2,962 $2,646 $2,646 $5,465 $6,811 $3,274 $3,372
Travelers $2,521 $2,437 $2,225 $2,203 $5,253 $5,944 $3,267 $3,199
USAA $2,101 $1,988 $2,049 $2,056 $4,819 $4,835 $2,901 $2,740

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Minimum Car Insurance in Rancho Cordova, CA

Every driver must carry the minimum car insurance in Rancho Cordova, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Rancho Cordova, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rancho Cordova, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rancho Cordova, CA to rates for a clean record with top companies.

Annual Rancho Cordova, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,079 $5,186 $8,174 $4,044
Farmers $3,995 $5,437 $6,765 $5,397
GEICO $1,981 $3,051 $3,837 $2,458
Liberty Mutual $2,943 $3,945 $3,558 $3,119
Nationwide $3,831 $4,917 $8,336 $4,917
Progressive $1,931 $3,293 $3,831 $2,782
State Farm $2,689 $3,207 $6,054 $3,120
Travelers $2,248 $3,688 $4,264 $3,325
USAA $1,948 $2,903 $4,758 $2,135

Cheapest Rancho Cordova, CA Car Insurance for Teen Drivers

Teen car insurance in Rancho Cordova, CA can be expensive. Take a look at rates from the top car insurance companies in Rancho Cordova for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rancho Cordova, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,199 $11,560
Farmers $9,364 $15,287
GEICO $5,318 $5,413
Liberty Mutual $5,619 $5,970
Nationwide $9,826 $10,870
Progressive $4,965 $5,988
State Farm $5,465 $6,811
Travelers $5,253 $5,944
USAA $4,819 $4,835

Cheapest Rancho Cordova, CA Car Insurance for Seniors

Take a look at Rancho Cordova, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rancho Cordova, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,393 $2,413
Farmers $2,656 $2,656
GEICO $1,653 $1,653
Liberty Mutual $2,384 $2,311
Nationwide $3,383 $3,189
Progressive $1,574 $1,867
State Farm $2,646 $2,646
Travelers $2,225 $2,203
USAA $2,049 $2,056

Cheapest Rancho Cordova, CA Car Insurance Rates After a DUI

A DUI in Rancho Cordova, CA increases car insurance rates. Compare Rancho Cordova, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rancho Cordova, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,174
Farmers $6,765
GEICO $3,837
Liberty Mutual $3,558
Nationwide $8,336
Progressive $3,831
State Farm $6,054
Travelers $4,264
USAA $4,758

Cheapest Rancho Cordova, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rancho Cordova, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rancho Cordova, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,611 $5,631
Farmers $4,897 $5,900
GEICO $2,573 $3,091
Liberty Mutual $3,112 $3,670
Nationwide $4,856 $6,144
Progressive $2,687 $3,232
State Farm $3,627 $3,908
Travelers $3,044 $3,719
USAA $2,704 $3,168

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Cheapest Rancho Cordova, CA Car Insurance Rates by ZIP Code

Rancho Cordova car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Rancho Cordova, CA.

Annual Car Insurance Rates by ZIP Code in Rancho Cordova, California

ZIP Code Average Annual Rates
95670 $5,346
95742 $5,388
95827 $5,630

The Best Cheap Car Insurance Companies in Rancho Cordova, CA

Take a look at a side-by-side comparison of the top car insurance companies in Rancho Cordova, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rancho Cordova, California

Insurance Company Average Annual Rates
Allstate $5,121
Farmers $5,398
GEICO $2,832
Liberty Mutual $3,391
Nationwide $5,500
Progressive $2,959
State Farm $3,767
Travelers $3,381
USAA $2,936

Category Winners: Cheapest Car Insurance in Rancho Cordova, California

Find the cheapest car insurance companies in Rancho Cordova, CA for each category right here.

Best Annual Car Insurance Rates by Company in Rancho Cordova, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Rancho Cordova, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rancho Cordova car insurance rates. Find the cheapest Rancho Cordova, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rancho Cordova, California

Insurance Company Low Medium High
Allstate $4,819 $5,169 $5,375
Farmers $5,007 $5,443 $5,745
GEICO $2,544 $2,863 $3,088
Liberty Mutual $3,171 $3,419 $3,583
Nationwide $4,926 $5,599 $5,976
Progressive $2,638 $3,049 $3,191
State Farm $3,337 $3,841 $4,125
Travelers $2,906 $3,479 $3,759
USAA $2,644 $2,997 $3,167

What affects car insurance rates in Rancho Cordova, California?

What factors can have an impact on Rancho Cordova, CA car insurance? There are several reasons why Rancho Cordova car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rancho Cordova, California.

Car Theft in Rancho Cordova

High levels of vehicle theft can make car insurance more expensive. Rancho Cordova, CA car theft statistics from the FBI indicate 197 vehicle thefts a year.

Commute Time in Rancho Cordova

The more time you spend in your car the higher the risk of an accident. The average commute length in Rancho Cordova, CA is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Rancho Cordova, CA

Ready to find affordable Rancho Cordova, California car insurance today? Enter your ZIP code for fast, free Rancho Cordova, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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