Compare Rancho Cucamonga, CA Car Insurance Rates (2021)

Car insurance in Rancho Cucamonga, CA averages $319 a month. Rancho Cucamonga, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rancho Cucamonga car insurance rates, compare quotes from the top car insurance companies in Rancho Cucamonga, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rancho Cucamonga for teen drivers is USAA
  • The cheapest ZIP code in Rancho Cucamonga is 91737
  • Average car insurance rates in Rancho Cucamonga, CA are $3,826/year

If you need to buy Rancho Cucamonga, California car insurance, the options can be confusing. Everything you need to know about car insurance in Rancho Cucamonga, CA is right here.

You’ll find Rancho Cucamonga car insurance rates, the cheapest Rancho Cucamonga, CA car insurance companies, and information on California car insurance laws. You can also compare Rancho Cucamonga, California car insurance rates to San Francisco car insurance rates, Sacramento car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Rancho Cucamonga, CA car insurance today? Enter your ZIP code for fast, free Rancho Cucamonga car insurance quotes.

Cheapest Rancho Cucamonga, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rancho Cucamonga, CA car insurance rates? Every Rancho Cucamonga, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rancho Cucamonga, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,224 $3,221 $2,343 $2,364 $8,995 $11,303 $4,125 $4,520
Farmers $2,930 $2,930 $2,653 $2,653 $9,354 $15,268 $3,474 $3,871
GEICO $1,783 $1,783 $1,677 $1,677 $5,423 $5,511 $2,560 $2,615
Liberty Mutual $2,285 $2,152 $2,134 $2,063 $4,936 $5,291 $2,562 $2,600
Nationwide $3,265 $3,114 $2,866 $2,698 $8,349 $9,215 $3,897 $3,844
Progressive $1,951 $2,009 $1,669 $1,978 $5,265 $6,341 $2,830 $3,044
State Farm $3,271 $3,271 $2,923 $2,923 $6,042 $7,497 $3,623 $3,735
Travelers $2,586 $2,502 $2,288 $2,263 $5,392 $6,172 $3,380 $3,299
USAA $1,943 $1,839 $1,897 $1,904 $4,426 $4,454 $2,692 $2,542

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Minimum Car Insurance in Rancho Cucamonga, CA

Every driver must carry the minimum car insurance in Rancho Cucamonga, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Rancho Cucamonga, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rancho Cucamonga, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rancho Cucamonga, CA to rates for a clean record with top companies.

Annual Rancho Cucamonga, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $5,084 $7,995 $3,956
Farmers $3,990 $5,430 $6,756 $5,390
GEICO $2,012 $3,109 $3,897 $2,496
Liberty Mutual $2,607 $3,490 $3,153 $2,762
Nationwide $3,249 $4,165 $7,044 $4,165
Progressive $2,046 $3,491 $4,056 $2,950
State Farm $2,970 $3,542 $6,685 $3,447
Travelers $2,313 $3,797 $4,409 $3,422
USAA $1,802 $2,682 $4,390 $1,974

Cheapest Rancho Cucamonga, CA Car Insurance for Teen Drivers

Teen car insurance in Rancho Cucamonga, CA can be expensive. Take a look at rates from the top car insurance companies in Rancho Cucamonga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rancho Cucamonga, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,995 $11,303
Farmers $9,354 $15,268
GEICO $5,423 $5,511
Liberty Mutual $4,936 $5,291
Nationwide $8,349 $9,215
Progressive $5,265 $6,341
State Farm $6,042 $7,497
Travelers $5,392 $6,172
USAA $4,426 $4,454

Cheapest Rancho Cucamonga, CA Car Insurance for Seniors

Take a look at Rancho Cucamonga, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rancho Cucamonga, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,343 $2,364
Farmers $2,653 $2,653
GEICO $1,677 $1,677
Liberty Mutual $2,134 $2,063
Nationwide $2,866 $2,698
Progressive $1,669 $1,978
State Farm $2,923 $2,923
Travelers $2,288 $2,263
USAA $1,897 $1,904

Cheapest Rancho Cucamonga, CA Car Insurance Rates After a DUI

A DUI in Rancho Cucamonga, CA increases car insurance rates. Compare Rancho Cucamonga, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rancho Cucamonga, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,995
Farmers $6,756
GEICO $3,897
Liberty Mutual $3,153
Nationwide $7,044
Progressive $4,056
State Farm $6,685
Travelers $4,409
USAA $4,390

Cheapest Rancho Cucamonga, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rancho Cucamonga, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rancho Cucamonga, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,517 $5,507
Farmers $4,891 $5,892
GEICO $2,615 $3,142
Liberty Mutual $2,755 $3,250
Nationwide $4,109 $5,203
Progressive $2,845 $3,427
State Farm $4,010 $4,312
Travelers $3,134 $3,837
USAA $2,500 $2,924

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Cheapest Rancho Cucamonga, CA Car Insurance Rates by ZIP Code

Rancho Cucamonga car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Rancho Cucamonga, CA.

Annual Car Insurance Rates by ZIP Code in Rancho Cucamonga, California

ZIP Code Average Annual Rates
91701 $5,214
91730 $5,320
91737 $5,196
91739 $5,254

The Best Cheap Car Insurance Companies in Rancho Cucamonga, CA

Take a look at a side-by-side comparison of the top car insurance companies in Rancho Cucamonga, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rancho Cucamonga, California

Insurance Company Average Annual Rates
Allstate $5,012
Farmers $5,392
GEICO $2,879
Liberty Mutual $3,003
Nationwide $4,656
Progressive $3,136
State Farm $4,161
Travelers $3,485
USAA $2,712

Category Winners: Cheapest Car Insurance in Rancho Cucamonga, California

Find the cheapest car insurance companies in Rancho Cucamonga, CA for each category right here.

Best Annual Car Insurance Rates by Company in Rancho Cucamonga, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Rancho Cucamonga, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rancho Cucamonga car insurance rates. Find the cheapest Rancho Cucamonga, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rancho Cucamonga, California

Insurance Company Low Medium High
Allstate $4,729 $5,057 $5,249
Farmers $5,000 $5,436 $5,739
GEICO $2,589 $2,913 $3,133
Liberty Mutual $2,778 $3,030 $3,201
Nationwide $4,168 $4,739 $5,060
Progressive $2,789 $3,234 $3,385
State Farm $3,741 $4,236 $4,506
Travelers $3,039 $3,579 $3,838
USAA $2,466 $2,764 $2,907

What affects car insurance rates in Rancho Cucamonga, California?

What factors can have an impact on Rancho Cucamonga, CA car insurance? There are several reasons why Rancho Cucamonga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rancho Cucamonga, California.

Car Theft in Rancho Cucamonga

High levels of vehicle theft can make car insurance more expensive. Rancho Cucamonga, CA car theft statistics from the FBI indicate 398 vehicle thefts a year.

Commute Time in Rancho Cucamonga

The more time you spend in your car the higher the risk of an accident. The average commute length in Rancho Cucamonga, CA is 32.1 minutes according to City-Data.

Compare Car Insurance Quotes in Rancho Cucamonga, CA

Ready to find affordable Rancho Cucamonga, California car insurance today? Enter your ZIP code for fast, free Rancho Cucamonga, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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