Compare Rand, CO Car Insurance Rates (2021)

Car insurance in Rand, CO averages $316 a month. Rand, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Rand car insurance rates, compare quotes from the top car insurance companies in Rand, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Rand, CO after a DUI are $4,486/year
  • Average car insurance rates in Rand, CO are $3,789/year
  • The cheapest car insurance company in Rand for teen drivers is USAA

If you need to buy Rand, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Rand, CO is right here.

You’ll find Rand car insurance rates, the cheapest Rand, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Rand, Colorado car insurance rates to Lakewood car insurance rates, Fort Collins car insurance rates, and Boulder car insurance rates.

Ready to find affordable Rand, CO car insurance today? Enter your ZIP code for fast, free Rand car insurance quotes.

Cheapest Rand, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rand, CO car insurance rates? Every Rand, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rand, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,889 $2,696 $2,611 $2,637 $10,131 $10,653 $3,158 $3,172
American Family $2,508 $2,508 $2,263 $2,263 $6,096 $8,166 $2,508 $3,089
Farmers $2,964 $2,940 $2,680 $2,880 $11,240 $11,367 $3,272 $3,327
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,902 $1,888 $1,592 $1,746 $5,498 $6,018 $1,933 $1,989
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,862 $2,678 $2,462 $2,460 $9,609 $10,770 $3,240 $3,158
State Farm $2,033 $2,033 $1,825 $1,825 $5,850 $7,382 $2,275 $2,709
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Rand, CO

Every driver must carry the minimum car insurance in Rand, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Rand, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rand, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rand, CO. Compare credit history car insurance rates in Rand from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rand, Colorado

Insurance Company Poor Fair Good
Allstate $6,040 $4,663 $3,528
American Family $4,787 $3,396 $2,842
Farmers $5,890 $4,800 $4,562
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,044 $2,457 $1,961
Nationwide $4,245 $3,363 $2,929
Progressive $5,309 $4,517 $4,140
State Farm $4,498 $2,893 $2,334
USAA $4,786 $2,717 $2,174

Cheapest Rand, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rand, CO to rates for a clean record with top companies.

Annual Rand, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,029 $4,643 $5,720 $4,582
American Family $2,716 $3,857 $5,047 $3,081
Farmers $4,294 $5,516 $5,440 $5,086
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,463 $2,886 $3,016 $2,917
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $4,034 $5,608 $4,261 $4,717
State Farm $2,982 $3,501 $3,242 $3,242
USAA $2,359 $2,868 $5,018 $2,659

Cheapest Rand, CO Car Insurance for Teen Drivers

Teen car insurance in Rand, CO can be expensive. Take a look at rates from the top car insurance companies in Rand for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rand, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,131 $10,653
American Family $6,096 $8,166
Farmers $11,240 $11,367
GEICO $6,178 $6,577
Liberty Mutual $5,498 $6,018
Nationwide $5,929 $7,587
Progressive $9,609 $10,770
State Farm $5,850 $7,382
USAA $5,365 $6,151

Cheapest Rand, CO Car Insurance for Seniors

Take a look at Rand, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rand, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,611 $2,637
American Family $2,263 $2,263
Farmers $2,680 $2,880
GEICO $2,090 $2,332
Liberty Mutual $1,592 $1,746
Nationwide $2,085 $2,204
Progressive $2,462 $2,460
State Farm $1,825 $1,825
USAA $2,054 $2,068

Cheapest Rand, CO Car Insurance Rates After a DUI

A DUI in Rand, CO increases car insurance rates. Compare Rand, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rand, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,720
American Family $5,047
Farmers $5,440
GEICO $3,949
Liberty Mutual $3,016
Nationwide $4,685
Progressive $4,261
State Farm $3,242
USAA $5,018

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Rand, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rand, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rand, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,743 $4,743
American Family $3,597 $3,754
Farmers $5,084 $5,084
GEICO $3,075 $3,212
Liberty Mutual $2,821 $2,821
Nationwide $3,512 $3,512
Progressive $4,655 $4,655
State Farm $3,164 $3,319
USAA $3,134 $3,317

The Best Cheap Car Insurance Companies in Rand, CO

Take a look at a side-by-side comparison of the top car insurance companies in Rand, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rand, Colorado

Insurance Company Average Annual Rates
Allstate $4,743
American Family $3,675
Farmers $5,084
GEICO $3,143
Liberty Mutual $2,821
Nationwide $3,512
Progressive $4,655
State Farm $3,242
USAA $3,226

Category Winners: Cheapest Car Insurance in Rand, Colorado

Find the cheapest car insurance companies in Rand, CO for each category right here.

Best Annual Car Insurance Rates by Company in Rand, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Rand, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rand car insurance rates. Find the cheapest Rand, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rand, Colorado

Insurance Company Low Medium High
Allstate $4,501 $4,728 $5,002
American Family $3,521 $3,751 $3,754
Farmers $4,500 $5,017 $5,735
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,694 $2,813 $2,954
Nationwide $3,535 $3,511 $3,491
Progressive $4,339 $4,667 $4,959
State Farm $3,044 $3,241 $3,440
USAA $3,096 $3,225 $3,356

What affects car insurance rates in Rand, Colorado?

What factors can have an impact on Rand, CO car insurance? There are several reasons why Rand car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rand, Colorado.

Traffic in Rand

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rand, CO traffic data from INRIX ranks Rand as the 363rd-most congested in the world.

Compare Car Insurance Quotes in Rand, CO

Ready to find affordable Rand, Colorado car insurance today? Enter your ZIP code for fast, free Rand, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State