Compare Ransom, KY Car Insurance Rates (2021)

Car insurance in Ransom, KY averages $607 a month. Ransom, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ransom car insurance rates, compare quotes from the top car insurance companies in Ransom, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ransom, KY after a DUI are $8,609/year
  • The cheapest car insurance company in Ransom is USAA
  • Average car insurance rates in Ransom, KY are $7,284/year

If you need to buy Ransom, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Ransom, KY is right here.

You’ll find Ransom car insurance rates, the cheapest Ransom, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Ransom, Kentucky car insurance rates to Independence car insurance rates, Owensboro car insurance rates, and Richmond car insurance rates.

Ready to find affordable Ransom, KY car insurance today? Enter your ZIP code for fast, free Ransom car insurance quotes.

Cheapest Ransom, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ransom, KY car insurance rates? Every Ransom, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ransom, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,915 $5,345 $4,199 $4,712 $20,863 $23,065 $5,094 $5,235
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $4,180 $3,934 $3,781 $3,762 $21,736 $24,791 $5,216 $5,334
State Farm $2,480 $2,480 $2,197 $2,197 $6,651 $8,451 $2,748 $3,027
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,359 $2,351 $2,136 $2,157 $6,595 $6,905 $2,984 $3,258

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Minimum Car Insurance in Ransom, KY

Every driver must carry the minimum car insurance in Ransom, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Ransom, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ransom, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ransom, KY. Compare credit history car insurance rates in Ransom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ransom, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,209 $8,037 $6,288
Nationwide $9,520 $7,384 $6,351
Progressive $10,123 $8,872 $8,279
State Farm $5,417 $3,312 $2,607
Travelers $11,350 $9,578 $9,547
USAA $5,323 $3,004 $2,452

Cheapest Ransom, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ransom, KY to rates for a clean record with top companies.

Annual Ransom, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,606 $11,834 $9,153 $8,120
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $7,486 $11,208 $8,551 $9,121
State Farm $3,497 $4,060 $3,779 $3,779
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,691 $3,820 $4,613 $3,249

Cheapest Ransom, KY Car Insurance for Teen Drivers

Teen car insurance in Ransom, KY can be expensive. Take a look at rates from the top car insurance companies in Ransom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ransom, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,863 $23,065
Nationwide $12,492 $15,331
Progressive $21,736 $24,791
State Farm $6,651 $8,451
Travelers $21,158 $34,320
USAA $6,595 $6,905

Cheapest Ransom, KY Car Insurance for Seniors

Take a look at Ransom, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ransom, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,199 $4,712
Nationwide $5,035 $5,213
Progressive $3,781 $3,762
State Farm $2,197 $2,197
Travelers $4,067 $4,072
USAA $2,136 $2,157

Cheapest Ransom, KY Car Insurance Rates After a DUI

A DUI in Ransom, KY increases car insurance rates. Compare Ransom, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ransom, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,153
Nationwide $10,149
Progressive $8,551
State Farm $3,779
Travelers $13,249
USAA $4,613

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Cheapest Ransom, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ransom, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ransom, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,178 $9,178
Nationwide $7,752 $7,752
Progressive $9,092 $9,092
State Farm $3,687 $3,870
Travelers $10,159 $10,159
USAA $3,460 $3,727

The Best Cheap Car Insurance Companies in Ransom, KY

Take a look at a side-by-side comparison of the top car insurance companies in Ransom, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ransom, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,178
Nationwide $7,752
Progressive $9,092
State Farm $3,779
Travelers $10,159
USAA $3,593

Category Winners: Cheapest Car Insurance in Ransom, Kentucky

Find the cheapest car insurance companies in Ransom, KY for each category right here.

Best Annual Car Insurance Rates by Company in Ransom, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ransom, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ransom car insurance rates. Find the cheapest Ransom, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ransom, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,591 $9,100 $9,844
Nationwide $7,743 $7,625 $7,887
Progressive $8,339 $8,925 $10,011
State Farm $3,531 $3,766 $4,040
Travelers $9,606 $10,191 $10,679
USAA $3,410 $3,584 $3,786

Compare Car Insurance Quotes in Ransom, KY

Ready to find affordable Ransom, Kentucky car insurance today? Enter your ZIP code for fast, free Ransom, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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