Compare Rathdrum, ID Car Insurance Rates (2021)

Car insurance in Rathdrum, ID averages $239 a month. Rathdrum, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Rathdrum car insurance rates, compare quotes from the top car insurance companies in Rathdrum, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rathdrum, ID after a DUI are $3,560/year
  • The cheapest car insurance company in Rathdrum is State Farm
  • Average car insurance rates in Rathdrum, ID are $2,869/year

If you need to buy Rathdrum, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Rathdrum, ID is right here.

You’ll find Rathdrum car insurance rates, the cheapest Rathdrum, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Rathdrum, Idaho car insurance rates to Lewiston car insurance rates, Pocatello car insurance rates, and Meridian car insurance rates.

Ready to find affordable Rathdrum, ID car insurance today? Enter your ZIP code for fast, free Rathdrum car insurance quotes.

Cheapest Rathdrum, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rathdrum, ID car insurance rates? Every Rathdrum, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rathdrum, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,206 $2,196 $1,918 $1,988 $7,962 $9,200 $2,469 $2,617
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,386 $1,495 $1,121 $1,251 $4,503 $5,007 $1,473 $1,558
Nationwide $1,842 $1,887 $1,661 $1,765 $4,486 $5,529 $2,151 $2,318
State Farm $1,176 $1,176 $1,065 $1,065 $3,567 $4,500 $1,329 $1,531
Travelers $1,331 $1,352 $1,339 $1,332 $6,544 $10,323 $1,415 $1,621
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

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Minimum Car Insurance in Rathdrum, ID

Every driver must carry the minimum car insurance in Rathdrum, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Rathdrum, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rathdrum, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rathdrum, ID. Compare credit history car insurance rates in Rathdrum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rathdrum, Idaho

Insurance Company Poor Fair Good
Allstate $5,036 $3,428 $2,995
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,170 $1,954 $1,549
Nationwide $3,231 $2,603 $2,282
State Farm $2,706 $1,710 $1,362
Travelers $3,616 $3,041 $2,815
USAA $2,960 $1,731 $1,395

Cheapest Rathdrum, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rathdrum, ID to rates for a clean record with top companies.

Annual Rathdrum, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,158 $3,957 $4,424 $3,740
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $1,849 $2,315 $2,386 $2,348
Nationwide $2,064 $2,682 $3,753 $2,321
State Farm $1,753 $2,099 $1,926 $1,926
Travelers $1,949 $2,772 $4,809 $3,099
USAA $1,452 $2,079 $2,824 $1,761

Cheapest Rathdrum, ID Car Insurance for Teen Drivers

Teen car insurance in Rathdrum, ID can be expensive. Take a look at rates from the top car insurance companies in Rathdrum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rathdrum, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,962 $9,200
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,503 $5,007
Nationwide $4,486 $5,529
State Farm $3,567 $4,500
Travelers $6,544 $10,323
USAA $3,937 $4,411

Cheapest Rathdrum, ID Car Insurance for Seniors

Take a look at Rathdrum, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rathdrum, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,918 $1,988
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,121 $1,251
Nationwide $1,661 $1,765
State Farm $1,065 $1,065
Travelers $1,339 $1,332
USAA $1,152 $1,132

Cheapest Rathdrum, ID Car Insurance Rates After a DUI

A DUI in Rathdrum, ID increases car insurance rates. Compare Rathdrum, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rathdrum, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,424
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,386
Nationwide $3,753
State Farm $1,926
Travelers $4,809
USAA $2,824

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Cheapest Rathdrum, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rathdrum, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rathdrum, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,820 $3,820
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,224 $2,224
Nationwide $2,705 $2,705
State Farm $1,879 $1,973
Travelers $3,157 $3,157
USAA $2,005 $2,053

The Best Cheap Car Insurance Companies in Rathdrum, ID

Take a look at a side-by-side comparison of the top car insurance companies in Rathdrum, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rathdrum, Idaho

Insurance Company Average Annual Rates
Allstate $3,820
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,224
Nationwide $2,705
State Farm $1,926
Travelers $3,157
USAA $2,029

Category Winners: Cheapest Car Insurance in Rathdrum, Idaho

Find the cheapest car insurance companies in Rathdrum, ID for each category right here.

Best Annual Car Insurance Rates by Company in Rathdrum, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rathdrum, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rathdrum car insurance rates. Find the cheapest Rathdrum, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rathdrum, Idaho

Insurance Company Low Medium High
Allstate $3,694 $3,813 $3,952
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,106 $2,221 $2,346
Nationwide $2,666 $2,843 $2,607
State Farm $1,809 $1,931 $2,039
Travelers $3,111 $3,204 $3,157
USAA $1,968 $2,025 $2,093

What affects car insurance rates in Rathdrum, Idaho?

What factors can have an impact on Rathdrum, ID car insurance? There are several reasons why Rathdrum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rathdrum, Idaho.

Car Theft in Rathdrum

High levels of vehicle theft can make car insurance more expensive. Rathdrum, ID car theft statistics from the FBI indicate 14 vehicle thefts a year.

Commute Time in Rathdrum

The more time you spend in your car the higher the risk of an accident. The average commute length in Rathdrum, ID is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Rathdrum, ID

Ready to find affordable Rathdrum, Idaho car insurance today? Enter your ZIP code for fast, free Rathdrum, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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