Compare Ratliff City, OK Car Insurance Rates (2021)

Car insurance in Ratliff City, OK averages $328 a month. Ratliff City, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ratliff City car insurance rates, compare quotes from the top car insurance companies in Ratliff City, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ratliff City is State Farm
  • Average car insurance rates in Ratliff City, OK after a DUI are $4,481/year
  • Average car insurance rates in Ratliff City, OK are $3,930/year

If you need to buy Ratliff City, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Ratliff City, OK is right here.

You’ll find Ratliff City car insurance rates, the cheapest Ratliff City, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Ratliff City, Oklahoma car insurance rates to Edmond car insurance rates, Midwest City car insurance rates, and Lawton car insurance rates.

Ready to find affordable Ratliff City, OK car insurance today? Enter your ZIP code for fast, free Ratliff City car insurance quotes.

Cheapest Ratliff City, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ratliff City, OK car insurance rates? Every Ratliff City, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ratliff City, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,169 $2,151 $1,948 $2,059 $8,357 $8,566 $2,470 $2,588
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,726 $4,993 $4,148 $4,514 $13,214 $14,506 $4,926 $5,118
Progressive $2,246 $2,138 $1,850 $1,955 $8,915 $9,994 $2,631 $2,760
State Farm $1,843 $1,843 $1,619 $1,619 $4,582 $5,781 $1,933 $2,172
USAA $1,768 $1,770 $1,696 $1,713 $5,764 $6,428 $2,277 $2,499

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Minimum Car Insurance in Ratliff City, OK

Every driver must carry the minimum car insurance in Ratliff City, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Ratliff City, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ratliff City, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ratliff City, OK. Compare credit history car insurance rates in Ratliff City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ratliff City, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,357 $3,593 $3,416
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,089 $6,148 $4,817
Progressive $4,612 $3,924 $3,647
State Farm $3,717 $2,384 $1,921
USAA $4,428 $2,526 $2,015

Cheapest Ratliff City, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ratliff City, OK to rates for a clean record with top companies.

Annual Ratliff City, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,193 $4,108 $4,008 $3,845
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,713 $7,908 $8,949 $6,503
Progressive $3,165 $5,872 $3,492 $3,715
State Farm $2,489 $2,859 $2,674 $2,674
USAA $2,205 $3,166 $3,874 $2,712

Cheapest Ratliff City, OK Car Insurance for Teen Drivers

Teen car insurance in Ratliff City, OK can be expensive. Take a look at rates from the top car insurance companies in Ratliff City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ratliff City, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $8,357 $8,566
GEICO $6,596 $7,054
Liberty Mutual $13,214 $14,506
Progressive $8,915 $9,994
State Farm $4,582 $5,781
USAA $5,764 $6,428

Cheapest Ratliff City, OK Car Insurance for Seniors

Take a look at Ratliff City, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ratliff City, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $1,948 $2,059
GEICO $2,409 $2,699
Liberty Mutual $4,148 $4,514
Progressive $1,850 $1,955
State Farm $1,619 $1,619
USAA $1,696 $1,713

Cheapest Ratliff City, OK Car Insurance Rates After a DUI

A DUI in Ratliff City, OK increases car insurance rates. Compare Ratliff City, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ratliff City, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,130
Farmers $4,008
GEICO $4,242
Liberty Mutual $8,949
Progressive $3,492
State Farm $2,674
USAA $3,874

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Cheapest Ratliff City, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ratliff City, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ratliff City, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,789 $3,789
GEICO $3,370 $3,503
Liberty Mutual $7,018 $7,018
Progressive $4,061 $4,061
State Farm $2,629 $2,719
USAA $2,954 $3,025

The Best Cheap Car Insurance Companies in Ratliff City, OK

Take a look at a side-by-side comparison of the top car insurance companies in Ratliff City, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ratliff City, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,789
GEICO $3,436
Liberty Mutual $7,018
Progressive $4,061
State Farm $2,674
USAA $2,989

Category Winners: Cheapest Car Insurance in Ratliff City, Oklahoma

Find the cheapest car insurance companies in Ratliff City, OK for each category right here.

Best Annual Car Insurance Rates by Company in Ratliff City, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ratliff City, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ratliff City car insurance rates. Find the cheapest Ratliff City, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ratliff City, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,624 $3,746 $3,996
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,687 $6,995 $7,372
Progressive $3,772 $4,036 $4,376
State Farm $2,519 $2,654 $2,849
USAA $2,876 $2,982 $3,110

What affects car insurance rates in Ratliff City, Oklahoma?

What factors can have an impact on Ratliff City, OK car insurance? There are several reasons why Ratliff City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ratliff City, Oklahoma.

Commute Time in Ratliff City

The more time you spend in your car the higher the risk of an accident. The average commute length in Ratliff City, OK is 12.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ratliff City, OK

Ready to find affordable Ratliff City, Oklahoma car insurance today? Enter your ZIP code for fast, free Ratliff City, OK car insurance quotes.

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