Compare Ray Brook, NY Car Insurance Rates (2021)

Car insurance in Ray Brook, NY averages $251 a month. Ray Brook, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ray Brook car insurance rates, compare quotes from the top car insurance companies in Ray Brook, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ray Brook, NY after a DUI are $3,979/year
  • Average car insurance rates in Ray Brook, NY are $3,010/year
  • The cheapest car insurance company in Ray Brook is GEICO

If you need to buy Ray Brook, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Ray Brook, NY is right here.

You’ll find Ray Brook car insurance rates, the cheapest Ray Brook, NY car insurance companies, and information on New York car insurance laws. You can also compare Ray Brook, New York car insurance rates to Utica car insurance rates, Syracuse car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Ray Brook, NY car insurance today? Enter your ZIP code for fast, free Ray Brook car insurance quotes.

Cheapest Ray Brook, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ray Brook, NY car insurance rates? Every Ray Brook, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ray Brook, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $1,958 $1,958 $1,852 $1,852 $3,416 $5,065 $1,958 $2,480
Progressive $1,420 $1,344 $1,156 $1,169 $4,702 $5,256 $1,833 $1,798
State Farm $2,025 $2,025 $1,759 $1,759 $5,851 $7,567 $2,219 $2,352
Travelers $2,463 $2,480 $2,226 $2,387 $5,512 $6,470 $2,608 $2,715
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ray Brook, NY

Every driver must carry the minimum car insurance in Ray Brook, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Ray Brook, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ray Brook, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ray Brook, NY. Compare credit history car insurance rates in Ray Brook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ray Brook, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,567 $2,567 $2,567
Progressive $3,666 $1,922 $1,416
State Farm $4,510 $2,829 $2,245
Travelers $4,609 $2,920 $2,544
USAA $4,423 $2,195 $1,945

Cheapest Ray Brook, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ray Brook, NY to rates for a clean record with top companies.

Annual Ray Brook, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $1,974 $1,974 $4,305 $2,018
Progressive $2,274 $2,274 $2,505 $2,286
State Farm $3,048 $3,048 $3,341 $3,341
Travelers $2,891 $3,575 $3,626 $3,338
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Ray Brook, NY Car Insurance for Teen Drivers

Teen car insurance in Ray Brook, NY can be expensive. Take a look at rates from the top car insurance companies in Ray Brook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ray Brook, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,416 $5,065
Progressive $4,702 $5,256
State Farm $5,851 $7,567
Travelers $5,512 $6,470
USAA $6,012 $7,189

Cheapest Ray Brook, NY Car Insurance for Seniors

Take a look at Ray Brook, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ray Brook, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $1,852 $1,852
Progressive $1,156 $1,169
State Farm $1,759 $1,759
Travelers $2,226 $2,387
USAA $1,346 $1,345

Cheapest Ray Brook, NY Car Insurance Rates After a DUI

A DUI in Ray Brook, NY increases car insurance rates. Compare Ray Brook, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ray Brook, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,305
Progressive $2,505
State Farm $3,341
Travelers $3,626
USAA $3,744

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ray Brook, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ray Brook, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ray Brook, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,567 $2,567
Progressive $2,335 $2,335
State Farm $3,083 $3,306
Travelers $3,358 $3,358
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Ray Brook, NY

Take a look at a side-by-side comparison of the top car insurance companies in Ray Brook, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ray Brook, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,567
Progressive $2,335
State Farm $3,195
Travelers $3,358
USAA $2,854

Category Winners: Cheapest Car Insurance in Ray Brook, New York

Find the cheapest car insurance companies in Ray Brook, NY for each category right here.

Best Annual Car Insurance Rates by Company in Ray Brook, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ray Brook, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ray Brook car insurance rates. Find the cheapest Ray Brook, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ray Brook, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,432 $2,549 $2,722
Progressive $2,228 $2,325 $2,451
State Farm $3,051 $3,210 $3,322
Travelers $3,216 $3,331 $3,526
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Ray Brook, NY

Ready to find affordable Ray Brook, New York car insurance today? Enter your ZIP code for fast, free Ray Brook, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption