Compare Rayland, OH Car Insurance Rates (2021)

Car insurance in Rayland, OH averages $237 a month. Rayland, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rayland car insurance rates, compare quotes from the top car insurance companies in Rayland, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rayland for teen drivers is American Family
  • Average car insurance rates in Rayland, OH are $2,845/year
  • Average car insurance rates in Rayland, OH after a DUI are $3,308/year

If you need to buy Rayland, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Rayland, OH is right here.

You’ll find Rayland car insurance rates, the cheapest Rayland, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Rayland, Ohio car insurance rates to Canton car insurance rates, Lorain car insurance rates, and Dayton car insurance rates.

Ready to find affordable Rayland, OH car insurance today? Enter your ZIP code for fast, free Rayland car insurance quotes.

Cheapest Rayland, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rayland, OH car insurance rates? Every Rayland, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rayland, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,313 $2,065 $2,212 $6,298 $7,213 $2,456 $2,643
American Family $937 $973 $851 $856 $2,809 $3,053 $1,155 $1,218
Farmers $1,735 $1,730 $1,530 $1,610 $7,428 $7,696 $1,946 $2,043
GEICO $1,361 $1,320 $1,270 $1,280 $3,613 $3,362 $1,513 $1,286
Liberty Mutual $1,996 $2,182 $1,538 $1,870 $10,098 $11,420 $2,134 $2,337
Nationwide $2,139 $2,157 $1,923 $1,946 $5,252 $6,826 $2,301 $2,694
Progressive $1,855 $1,751 $1,538 $1,592 $8,257 $9,308 $2,229 $2,308
State Farm $1,567 $1,567 $1,393 $1,393 $4,764 $5,987 $1,817 $2,086
Travelers $1,433 $1,457 $1,414 $1,408 $6,029 $9,507 $1,489 $1,718
USAA $1,118 $1,128 $1,057 $1,060 $3,465 $3,870 $1,506 $1,635

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Minimum Car Insurance in Rayland, OH

Every driver must carry the minimum car insurance in Rayland, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Rayland, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rayland, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rayland, OH. Compare credit history car insurance rates in Rayland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rayland, Ohio

Insurance Company Poor Fair Good
Allstate $4,429 $3,206 $2,681
American Family $1,964 $1,343 $1,137
Farmers $3,652 $3,069 $2,923
GEICO $2,249 $1,876 $1,502
Liberty Mutual $6,026 $3,678 $2,886
Nationwide $3,806 $3,068 $2,591
Progressive $4,049 $3,497 $3,268
State Farm $3,665 $2,265 $1,785
Travelers $3,423 $2,973 $2,775
USAA $2,420 $1,701 $1,444

Cheapest Rayland, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rayland, OH to rates for a clean record with top companies.

Annual Rayland, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,906 $3,498 $4,078 $3,274
American Family $1,420 $1,502 $1,502 $1,502
Farmers $2,651 $3,409 $3,325 $3,475
GEICO $1,280 $1,836 $2,643 $1,745
Liberty Mutual $3,533 $4,516 $4,627 $4,112
Nationwide $2,515 $3,217 $4,099 $2,788
Progressive $3,107 $4,227 $3,307 $3,779
State Farm $2,351 $2,793 $2,572 $2,572
Travelers $2,259 $2,933 $4,415 $2,621
USAA $1,423 $1,908 $2,510 $1,578

Cheapest Rayland, OH Car Insurance for Teen Drivers

Teen car insurance in Rayland, OH can be expensive. Take a look at rates from the top car insurance companies in Rayland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rayland, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,298 $7,213
American Family $2,809 $3,053
Farmers $7,428 $7,696
GEICO $3,613 $3,362
Liberty Mutual $10,098 $11,420
Nationwide $5,252 $6,826
Progressive $8,257 $9,308
State Farm $4,764 $5,987
Travelers $6,029 $9,507
USAA $3,465 $3,870

Cheapest Rayland, OH Car Insurance for Seniors

Take a look at Rayland, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rayland, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,212
American Family $851 $856
Farmers $1,530 $1,610
GEICO $1,270 $1,280
Liberty Mutual $1,538 $1,870
Nationwide $1,923 $1,946
Progressive $1,538 $1,592
State Farm $1,393 $1,393
Travelers $1,414 $1,408
USAA $1,057 $1,060

Cheapest Rayland, OH Car Insurance Rates After a DUI

A DUI in Rayland, OH increases car insurance rates. Compare Rayland, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rayland, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,078
American Family $1,502
Farmers $3,325
GEICO $2,643
Liberty Mutual $4,627
Nationwide $4,099
Progressive $3,307
State Farm $2,572
Travelers $4,415
USAA $2,510

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Cheapest Rayland, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rayland, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rayland, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,439 $3,439
American Family $1,464 $1,499
Farmers $3,215 $3,215
GEICO $1,841 $1,910
Liberty Mutual $4,197 $4,197
Nationwide $3,155 $3,155
Progressive $3,605 $3,605
State Farm $2,510 $2,634
Travelers $3,057 $3,057
USAA $1,784 $1,926

The Best Cheap Car Insurance Companies in Rayland, OH

Take a look at a side-by-side comparison of the top car insurance companies in Rayland, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rayland, Ohio

Insurance Company Average Annual Rates
Allstate $3,439
American Family $1,481
Farmers $3,215
GEICO $1,876
Liberty Mutual $4,197
Nationwide $3,155
Progressive $3,605
State Farm $2,572
Travelers $3,057
USAA $1,855

Category Winners: Cheapest Car Insurance in Rayland, Ohio

Find the cheapest car insurance companies in Rayland, OH for each category right here.

Best Annual Car Insurance Rates by Company in Rayland, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Rayland, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rayland car insurance rates. Find the cheapest Rayland, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rayland, Ohio

Insurance Company Low Medium High
Allstate $3,346 $3,433 $3,538
American Family $1,461 $1,493 $1,491
Farmers $3,064 $3,170 $3,411
GEICO $1,816 $1,867 $1,945
Liberty Mutual $4,048 $4,217 $4,327
Nationwide $3,495 $3,057 $2,912
Progressive $3,480 $3,578 $3,756
State Farm $2,461 $2,578 $2,675
Travelers $2,978 $3,097 $3,095
USAA $1,783 $1,854 $1,929

What affects car insurance rates in Rayland, Ohio?

What factors can have an impact on Rayland, OH car insurance? There are several reasons why Rayland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rayland, Ohio.

Commute Time in Rayland

The more time you spend in your car the higher the risk of an accident. The average commute length in Rayland, OH is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Rayland, OH

Ready to find affordable Rayland, Ohio car insurance today? Enter your ZIP code for fast, free Rayland, OH car insurance quotes.

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