Compare Raymond, CA Car Insurance Rates (2021)

Car insurance in Raymond, CA averages $278 a month. Raymond, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Raymond car insurance rates, compare quotes from the top car insurance companies in Raymond, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Raymond is USAA
  • Average car insurance rates in Raymond, CA are $3,338/year
  • The cheapest car insurance company in Raymond for teen drivers is USAA

If you need to buy Raymond, California car insurance, the options can be confusing. Everything you need to know about car insurance in Raymond, CA is right here.

You’ll find Raymond car insurance rates, the cheapest Raymond, CA car insurance companies, and information on California car insurance laws. You can also compare Raymond, California car insurance rates to Los Angeles car insurance rates, Sacramento car insurance rates, and Fresno car insurance rates.

Ready to find affordable Raymond, CA car insurance today? Enter your ZIP code for fast, free Raymond car insurance quotes.

Cheapest Raymond, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Raymond, CA car insurance rates? Every Raymond, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Raymond, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,632 $2,635 $1,918 $1,937 $7,232 $9,091 $3,358 $3,689
Farmers $2,820 $2,820 $2,540 $2,540 $8,984 $14,733 $3,340 $3,718
GEICO $1,619 $1,621 $1,523 $1,523 $4,925 $5,025 $2,326 $2,386
Liberty Mutual $2,172 $2,061 $2,010 $1,950 $4,713 $5,006 $2,453 $2,471
Nationwide $2,702 $2,586 $2,355 $2,227 $6,734 $7,448 $3,211 $3,183
Progressive $1,586 $1,631 $1,356 $1,604 $4,210 $5,067 $2,289 $2,459
State Farm $2,827 $2,827 $2,525 $2,525 $5,177 $6,426 $3,126 $3,223
Travelers $2,286 $2,219 $2,018 $1,996 $4,627 $5,326 $2,961 $2,907
USAA $1,701 $1,610 $1,666 $1,672 $3,826 $3,848 $2,354 $2,223

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Raymond, CA

Every driver must carry the minimum car insurance in Raymond, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Raymond, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Raymond, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Raymond, CA to rates for a clean record with top companies.

Annual Raymond, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,453 $4,112 $6,468 $3,213
Farmers $3,834 $5,222 $6,507 $5,186
GEICO $1,833 $2,822 $3,546 $2,273
Liberty Mutual $2,477 $3,321 $2,996 $2,625
Nationwide $2,659 $3,405 $5,753 $3,405
Progressive $1,653 $2,808 $3,260 $2,379
State Farm $2,554 $3,047 $5,762 $2,965
Travelers $2,050 $3,293 $3,844 $2,984
USAA $1,573 $2,332 $3,823 $1,722

Cheapest Raymond, CA Car Insurance for Teen Drivers

Teen car insurance in Raymond, CA can be expensive. Take a look at rates from the top car insurance companies in Raymond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Raymond, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,232 $9,091
Farmers $8,984 $14,733
GEICO $4,925 $5,025
Liberty Mutual $4,713 $5,006
Nationwide $6,734 $7,448
Progressive $4,210 $5,067
State Farm $5,177 $6,426
Travelers $4,627 $5,326
USAA $3,826 $3,848

Cheapest Raymond, CA Car Insurance for Seniors

Take a look at Raymond, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Raymond, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,918 $1,937
Farmers $2,540 $2,540
GEICO $1,523 $1,523
Liberty Mutual $2,010 $1,950
Nationwide $2,355 $2,227
Progressive $1,356 $1,604
State Farm $2,525 $2,525
Travelers $2,018 $1,996
USAA $1,666 $1,672

Cheapest Raymond, CA Car Insurance Rates After a DUI

A DUI in Raymond, CA increases car insurance rates. Compare Raymond, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Raymond, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,468
Farmers $6,507
GEICO $3,546
Liberty Mutual $2,996
Nationwide $5,753
Progressive $3,260
State Farm $5,762
Travelers $3,844
USAA $3,823

Cheapest Raymond, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Raymond, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Raymond, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $4,464
Farmers $4,706 $5,668
GEICO $2,379 $2,858
Liberty Mutual $2,621 $3,088
Nationwide $3,366 $4,245
Progressive $2,294 $2,757
State Farm $3,451 $3,713
Travelers $2,739 $3,346
USAA $2,178 $2,547

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Raymond, CA

Take a look at a side-by-side comparison of the top car insurance companies in Raymond, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Raymond, California

Insurance Company Average Annual Rates
Allstate $4,062
Farmers $5,187
GEICO $2,618
Liberty Mutual $2,854
Nationwide $3,806
Progressive $2,525
State Farm $3,582
Travelers $3,042
USAA $2,362

Category Winners: Cheapest Car Insurance in Raymond, California

Find the cheapest car insurance companies in Raymond, CA for each category right here.

Best Annual Car Insurance Rates by Company in Raymond, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Raymond, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Raymond car insurance rates. Find the cheapest Raymond, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Raymond, California

Insurance Company Low Medium High
Allstate $3,829 $4,099 $4,257
Farmers $4,835 $5,226 $5,500
GEICO $2,403 $2,644 $2,809
Liberty Mutual $2,669 $2,878 $3,016
Nationwide $3,430 $3,866 $4,122
Progressive $2,251 $2,601 $2,723
State Farm $3,240 $3,638 $3,867
Travelers $2,692 $3,117 $3,319
USAA $2,158 $2,405 $2,525

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Raymond, CA

Ready to find affordable Raymond, California car insurance today? Enter your ZIP code for fast, free Raymond, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption