Compare Raymond, WA Car Insurance Rates (2021)

Car insurance in Raymond, WA averages $236 a month. Raymond, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Raymond car insurance rates, compare quotes from the top car insurance companies in Raymond, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Raymond for teen drivers is Farmers
  • The cheapest car insurance company in Raymond is Nationwide
  • Average car insurance rates in Raymond, WA are $2,828/year

If you need to buy Raymond, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Raymond, WA is right here.

You’ll find Raymond car insurance rates, the cheapest Raymond, WA car insurance companies, and information on Washington car insurance laws. You can also compare Raymond, Washington car insurance rates to Everett car insurance rates, Tacoma car insurance rates, and Kent car insurance rates.

Ready to find affordable Raymond, WA car insurance today? Enter your ZIP code for fast, free Raymond car insurance quotes.

Cheapest Raymond, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Raymond, WA car insurance rates? Every Raymond, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Raymond, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,987 $1,963 $1,839 $1,927 $6,952 $8,041 $2,107 $2,183
American Family $1,834 $1,834 $1,674 $1,674 $6,983 $9,546 $1,834 $2,465
Farmers $1,637 $1,678 $1,501 $1,686 $3,639 $3,887 $2,055 $2,150
GEICO $1,913 $1,947 $1,795 $1,795 $4,154 $5,427 $3,231 $2,352
Liberty Mutual $1,672 $1,832 $1,500 $1,752 $9,079 $10,052 $1,804 $1,976
Nationwide $1,338 $1,368 $1,244 $1,295 $3,534 $4,318 $1,586 $1,714
Progressive $1,406 $1,316 $1,262 $1,279 $6,994 $7,838 $1,684 $1,682
State Farm $1,632 $1,632 $1,468 $1,468 $4,746 $6,011 $1,856 $2,139
USAA $1,101 $1,087 $1,056 $1,058 $4,687 $5,561 $1,392 $1,525

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Minimum Car Insurance in Raymond, WA

Every driver must carry the minimum car insurance in Raymond, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Raymond, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Raymond, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Raymond, WA. Compare credit history car insurance rates in Raymond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Raymond, Washington

Insurance Company Poor Fair Good
Allstate $4,194 $3,192 $2,738
American Family $4,110 $3,354 $2,978
Farmers $2,799 $2,090 $1,948
GEICO $3,365 $2,692 $2,423
Liberty Mutual $5,303 $3,260 $2,561
Nationwide $2,433 $1,922 $1,795
Progressive $3,239 $2,881 $2,678
State Farm $3,808 $2,280 $1,769
USAA $2,757 $2,019 $1,773

Cheapest Raymond, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Raymond, WA to rates for a clean record with top companies.

Annual Raymond, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,841 $3,553 $3,930 $3,176
American Family $2,792 $3,573 $4,136 $3,421
Farmers $1,893 $2,345 $2,539 $2,340
GEICO $2,183 $2,789 $4,151 $2,183
Liberty Mutual $3,169 $3,976 $4,068 $3,620
Nationwide $1,596 $2,156 $2,702 $1,744
Progressive $2,379 $3,704 $2,777 $2,871
State Farm $2,379 $2,859 $2,619 $2,619
USAA $1,609 $2,325 $2,898 $1,901

Cheapest Raymond, WA Car Insurance for Teen Drivers

Teen car insurance in Raymond, WA can be expensive. Take a look at rates from the top car insurance companies in Raymond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Raymond, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,952 $8,041
American Family $6,983 $9,546
Farmers $3,639 $3,887
GEICO $4,154 $5,427
Liberty Mutual $9,079 $10,052
Nationwide $3,534 $4,318
Progressive $6,994 $7,838
State Farm $4,746 $6,011
USAA $4,687 $5,561

Cheapest Raymond, WA Car Insurance for Seniors

Take a look at Raymond, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Raymond, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,927
American Family $1,674 $1,674
Farmers $1,501 $1,686
GEICO $1,795 $1,795
Liberty Mutual $1,500 $1,752
Nationwide $1,244 $1,295
Progressive $1,262 $1,279
State Farm $1,468 $1,468
USAA $1,056 $1,058

Cheapest Raymond, WA Car Insurance Rates After a DUI

A DUI in Raymond, WA increases car insurance rates. Compare Raymond, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Raymond, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,930
American Family $4,136
Farmers $2,539
GEICO $4,151
Liberty Mutual $4,068
Nationwide $2,702
Progressive $2,777
State Farm $2,619
USAA $2,898

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Cheapest Raymond, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Raymond, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Raymond, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,375 $3,375
American Family $3,409 $3,552
Farmers $2,279 $2,279
GEICO $2,791 $2,862
Liberty Mutual $3,708 $3,708
Nationwide $2,050 $2,050
Progressive $2,933 $2,933
State Farm $2,547 $2,691
USAA $2,162 $2,205

The Best Cheap Car Insurance Companies in Raymond, WA

Take a look at a side-by-side comparison of the top car insurance companies in Raymond, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Raymond, Washington

Insurance Company Average Annual Rates
Allstate $3,375
American Family $3,481
Farmers $2,279
GEICO $2,827
Liberty Mutual $3,708
Nationwide $2,050
Progressive $2,933
State Farm $2,619
USAA $2,183

Category Winners: Cheapest Car Insurance in Raymond, Washington

Find the cheapest car insurance companies in Raymond, WA for each category right here.

Best Annual Car Insurance Rates by Company in Raymond, Washington

Category Insurance Company
Teenagers Farmers
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Farmers
With 1 Speeding Violation Nationwide

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Cheapest Raymond, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Raymond car insurance rates. Find the cheapest Raymond, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Raymond, Washington

Insurance Company Low Medium High
Allstate $3,160 $3,363 $3,601
American Family $3,295 $3,476 $3,671
Farmers $2,133 $2,279 $2,425
GEICO $2,644 $2,828 $3,007
Liberty Mutual $3,498 $3,712 $3,914
Nationwide $1,940 $2,048 $2,161
Progressive $2,677 $2,862 $3,259
State Farm $2,448 $2,631 $2,779
USAA $2,053 $2,181 $2,316

What affects car insurance rates in Raymond, Washington?

What factors can have an impact on Raymond, WA car insurance? There are several reasons why Raymond car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Raymond, Washington.

Car Theft in Raymond

High levels of vehicle theft can make car insurance more expensive. Raymond, WA car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Raymond

The more time you spend in your car the higher the risk of an accident. The average commute length in Raymond, WA is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Raymond, WA

Ready to find affordable Raymond, Washington car insurance today? Enter your ZIP code for fast, free Raymond, WA car insurance quotes.

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