Compare Rayne, LA Car Insurance Rates (2021)

Car insurance in Rayne, LA averages $454 a month. Rayne, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Rayne car insurance rates, compare quotes from the top car insurance companies in Rayne, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rayne is State Farm
  • The cheapest car insurance company in Rayne for teen drivers is State Farm
  • Average car insurance rates in Rayne, LA after a DUI are $6,299/year

If you need to buy Rayne, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Rayne, LA is right here.

You’ll find Rayne car insurance rates, the cheapest Rayne, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Rayne, Louisiana car insurance rates to Lafayette car insurance rates, Alexandria car insurance rates, and Kenner car insurance rates.

Ready to find affordable Rayne, LA car insurance today? Enter your ZIP code for fast, free Rayne car insurance quotes.

Cheapest Rayne, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rayne, LA car insurance rates? Every Rayne, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rayne, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,086 $4,086 $4,242 $4,242 $9,029 $11,373 $4,517 $4,896
GEICO $3,293 $3,791 $3,952 $4,832 $12,199 $12,832 $3,174 $3,062
Progressive $3,749 $3,480 $3,149 $3,412 $15,242 $16,912 $4,269 $4,337
State Farm $2,580 $2,580 $2,388 $2,388 $7,650 $9,572 $2,875 $3,219
USAA $2,767 $2,719 $2,707 $2,679 $8,508 $9,969 $3,412 $3,740

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Minimum Car Insurance in Rayne, LA

Every driver must carry the minimum car insurance in Rayne, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Rayne, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rayne, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rayne, LA. Compare credit history car insurance rates in Rayne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rayne, Louisiana

Insurance Company Poor Fair Good
Allstate $7,628 $5,233 $4,567
GEICO $7,009 $6,082 $4,585
Progressive $7,683 $6,613 $6,160
State Farm $5,739 $3,716 $3,014
USAA $6,292 $4,029 $3,367

Cheapest Rayne, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rayne, LA to rates for a clean record with top companies.

Annual Rayne, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $7,031 $6,260 $5,384
GEICO $3,999 $6,467 $7,970 $5,133
Progressive $5,673 $7,648 $7,321 $6,633
State Farm $3,805 $4,508 $4,156 $4,156
USAA $3,470 $4,841 $5,788 $4,151

Cheapest Rayne, LA Car Insurance for Teen Drivers

Teen car insurance in Rayne, LA can be expensive. Take a look at rates from the top car insurance companies in Rayne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rayne, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $11,373
GEICO $12,199 $12,832
Progressive $15,242 $16,912
State Farm $7,650 $9,572
USAA $8,508 $9,969

Cheapest Rayne, LA Car Insurance for Seniors

Take a look at Rayne, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rayne, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,242 $4,242
GEICO $3,952 $4,832
Progressive $3,149 $3,412
State Farm $2,388 $2,388
USAA $2,707 $2,679

Cheapest Rayne, LA Car Insurance Rates After a DUI

A DUI in Rayne, LA increases car insurance rates. Compare Rayne, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rayne, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,260
GEICO $7,970
Progressive $7,321
State Farm $4,156
USAA $5,788

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Cheapest Rayne, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rayne, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rayne, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,809 $5,809
GEICO $5,778 $6,007
Progressive $6,819 $6,819
State Farm $4,051 $4,262
USAA $4,423 $4,702

The Best Cheap Car Insurance Companies in Rayne, LA

Take a look at a side-by-side comparison of the top car insurance companies in Rayne, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rayne, Louisiana

Insurance Company Average Annual Rates
Allstate $5,809
GEICO $5,892
Progressive $6,819
State Farm $4,156
USAA $4,563

Category Winners: Cheapest Car Insurance in Rayne, Louisiana

Find the cheapest car insurance companies in Rayne, LA for each category right here.

Best Annual Car Insurance Rates by Company in Rayne, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rayne, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rayne car insurance rates. Find the cheapest Rayne, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rayne, Louisiana

Insurance Company Low Medium High
Allstate $5,020 $5,921 $6,487
GEICO $4,841 $5,915 $6,920
Progressive $5,613 $6,758 $8,086
State Farm $3,545 $4,144 $4,780
USAA $3,957 $4,632 $5,099

What affects car insurance rates in Rayne, Louisiana?

What factors can have an impact on Rayne, LA car insurance? There are several reasons why Rayne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rayne, Louisiana.

Car Theft in Rayne

High levels of vehicle theft can make car insurance more expensive. Rayne, LA car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Rayne

The more time you spend in your car the higher the risk of an accident. The average commute length in Rayne, LA is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Rayne, LA

Ready to find affordable Rayne, Louisiana car insurance today? Enter your ZIP code for fast, free Rayne, LA car insurance quotes.

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