Compare Rayville, MO Car Insurance Rates (2021)

Car insurance in Rayville, MO averages $275 a month. Rayville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rayville car insurance rates, compare quotes from the top car insurance companies in Rayville, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Rayville is Nationwide
  • Average car insurance rates in Rayville, MO are $3,305/year
  • The cheapest car insurance company in Rayville for teen drivers is Nationwide

If you need to buy Rayville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Rayville, MO is right here.

You’ll find Rayville car insurance rates, the cheapest Rayville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Rayville, Missouri car insurance rates to Independence car insurance rates, St. Louis car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Rayville, MO car insurance today? Enter your ZIP code for fast, free Rayville car insurance quotes.

Cheapest Rayville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rayville, MO car insurance rates? Every Rayville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rayville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,113 $2,113 $1,882 $1,882 $5,780 $7,514 $2,113 $2,473
Farmers $2,357 $2,352 $2,102 $2,227 $9,792 $10,148 $2,688 $2,810
GEICO $1,773 $1,998 $1,374 $1,777 $5,659 $5,998 $1,607 $1,614
Liberty Mutual $2,845 $3,086 $2,339 $2,622 $9,602 $10,662 $3,007 $3,218
Nationwide $1,537 $1,572 $1,373 $1,457 $3,918 $5,027 $1,756 $1,902
Progressive $1,991 $1,852 $1,632 $1,677 $6,518 $7,325 $2,430 $2,490
State Farm $1,680 $1,680 $1,503 $1,503 $4,894 $6,173 $1,892 $2,160
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Rayville, MO

Every driver must carry the minimum car insurance in Rayville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Rayville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rayville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rayville, MO. Compare credit history car insurance rates in Rayville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rayville, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,224 $2,973 $2,505
Farmers $4,919 $4,105 $3,905
GEICO $3,761 $2,452 $1,962
Liberty Mutual $6,715 $4,085 $3,217
Nationwide $2,737 $2,256 $1,960
Progressive $3,745 $3,107 $2,866
State Farm $3,694 $2,398 $1,964
USAA $4,216 $1,958 $1,402

Cheapest Rayville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rayville, MO to rates for a clean record with top companies.

Annual Rayville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,420 $3,495 $4,258 $2,762
Farmers $3,730 $4,637 $4,534 $4,338
GEICO $2,097 $2,759 $3,758 $2,286
Liberty Mutual $3,401 $4,865 $5,029 $5,395
Nationwide $1,826 $2,337 $3,112 $1,996
Progressive $2,810 $3,753 $3,111 $3,284
State Farm $2,466 $2,905 $2,686 $2,686
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Rayville, MO Car Insurance for Teen Drivers

Teen car insurance in Rayville, MO can be expensive. Take a look at rates from the top car insurance companies in Rayville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rayville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,780 $7,514
Farmers $9,792 $10,148
GEICO $5,659 $5,998
Liberty Mutual $9,602 $10,662
Nationwide $3,918 $5,027
Progressive $6,518 $7,325
State Farm $4,894 $6,173
USAA $4,587 $5,609

Cheapest Rayville, MO Car Insurance for Seniors

Take a look at Rayville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rayville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,882 $1,882
Farmers $2,102 $2,227
GEICO $1,374 $1,777
Liberty Mutual $2,339 $2,622
Nationwide $1,373 $1,457
Progressive $1,632 $1,677
State Farm $1,503 $1,503
USAA $1,391 $1,422

Cheapest Rayville, MO Car Insurance Rates After a DUI

A DUI in Rayville, MO increases car insurance rates. Compare Rayville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rayville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,258
Farmers $4,534
GEICO $3,758
Liberty Mutual $5,029
Nationwide $3,112
Progressive $3,111
State Farm $2,686
USAA $3,392

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Rayville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rayville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rayville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,202 $3,266
Farmers $4,309 $4,309
GEICO $2,676 $2,774
Liberty Mutual $4,672 $4,672
Nationwide $2,318 $2,318
Progressive $3,240 $3,240
State Farm $2,619 $2,752
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Rayville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Rayville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rayville, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,234
Farmers $4,309
GEICO $2,725
Liberty Mutual $4,672
Nationwide $2,318
Progressive $3,240
State Farm $2,686
USAA $2,526

Category Winners: Cheapest Car Insurance in Rayville, Missouri

Find the cheapest car insurance companies in Rayville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Rayville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Rayville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rayville car insurance rates. Find the cheapest Rayville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rayville, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,139 $3,336 $3,226
Farmers $4,029 $4,267 $4,633
GEICO $2,548 $2,746 $2,881
Liberty Mutual $4,432 $4,695 $4,891
Nationwide $2,181 $2,339 $2,434
Progressive $2,911 $3,248 $3,560
State Farm $2,517 $2,697 $2,843
USAA $2,420 $2,517 $2,640

Compare Car Insurance Quotes in Rayville, MO

Ready to find affordable Rayville, Missouri car insurance today? Enter your ZIP code for fast, free Rayville, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption