Compare Rea, MO Car Insurance Rates (2021)

Car insurance in Rea, MO averages $267 a month. Rea, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rea car insurance rates, compare quotes from the top car insurance companies in Rea, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rea for teen drivers is Nationwide
  • Average car insurance rates in Rea, MO are $3,206/year
  • Average car insurance rates in Rea, MO after a DUI are $3,741/year

If you need to buy Rea, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Rea, MO is right here.

You’ll find Rea car insurance rates, the cheapest Rea, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Rea, Missouri car insurance rates to Springfield car insurance rates, Independence car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Rea, MO car insurance today? Enter your ZIP code for fast, free Rea car insurance quotes.

Cheapest Rea, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rea, MO car insurance rates? Every Rea, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rea, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $1,974 $1,974 $1,759 $1,759 $5,380 $6,991 $1,974 $2,311
Farmers $2,275 $2,270 $2,036 $2,152 $9,157 $9,477 $2,590 $2,714
GEICO $1,927 $2,146 $1,496 $1,892 $5,902 $6,251 $1,783 $1,801
Liberty Mutual $2,781 $3,017 $2,289 $2,567 $9,278 $10,301 $2,938 $3,142
Nationwide $1,344 $1,383 $1,194 $1,278 $3,304 $4,281 $1,526 $1,663
Progressive $1,935 $1,817 $1,583 $1,627 $6,032 $6,791 $2,364 $2,419
State Farm $1,636 $1,636 $1,454 $1,454 $4,628 $5,842 $1,837 $2,098
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Rea, MO

Every driver must carry the minimum car insurance in Rea, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Rea, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rea, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rea, MO. Compare credit history car insurance rates in Rea from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rea, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $3,935 $2,773 $2,337
Farmers $4,672 $3,884 $3,696
GEICO $4,004 $2,608 $2,086
Liberty Mutual $6,522 $3,968 $3,127
Nationwide $2,363 $1,937 $1,690
Progressive $3,563 $2,941 $2,708
State Farm $3,498 $2,310 $1,911
USAA $4,394 $2,045 $1,465

Cheapest Rea, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rea, MO to rates for a clean record with top companies.

Annual Rea, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,254 $3,272 $3,963 $2,573
Farmers $3,556 $4,379 $4,286 $4,115
GEICO $2,283 $2,933 $3,914 $2,468
Liberty Mutual $3,308 $4,724 $4,886 $5,238
Nationwide $1,602 $2,012 $2,634 $1,739
Progressive $2,690 $3,524 $2,957 $3,112
State Farm $2,371 $2,775 $2,573 $2,573
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Rea, MO Car Insurance for Teen Drivers

Teen car insurance in Rea, MO can be expensive. Take a look at rates from the top car insurance companies in Rea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rea, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,380 $6,991
Farmers $9,157 $9,477
GEICO $5,902 $6,251
Liberty Mutual $9,278 $10,301
Nationwide $3,304 $4,281
Progressive $6,032 $6,791
State Farm $4,628 $5,842
USAA $4,844 $5,914

Cheapest Rea, MO Car Insurance for Seniors

Take a look at Rea, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rea, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,759 $1,759
Farmers $2,036 $2,152
GEICO $1,496 $1,892
Liberty Mutual $2,289 $2,567
Nationwide $1,194 $1,278
Progressive $1,583 $1,627
State Farm $1,454 $1,454
USAA $1,448 $1,469

Cheapest Rea, MO Car Insurance Rates After a DUI

A DUI in Rea, MO increases car insurance rates. Compare Rea, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rea, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $3,963
Farmers $4,286
GEICO $3,914
Liberty Mutual $4,886
Nationwide $2,634
Progressive $2,957
State Farm $2,573
USAA $3,578

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Cheapest Rea, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rea, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rea, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $2,985 $3,045
Farmers $4,084 $4,084
GEICO $2,843 $2,956
Liberty Mutual $4,539 $4,539
Nationwide $1,997 $1,997
Progressive $3,071 $3,071
State Farm $2,511 $2,635
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Rea, MO

Take a look at a side-by-side comparison of the top car insurance companies in Rea, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rea, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,015
Farmers $4,084
GEICO $2,900
Liberty Mutual $4,539
Nationwide $1,997
Progressive $3,071
State Farm $2,573
USAA $2,635

Category Winners: Cheapest Car Insurance in Rea, Missouri

Find the cheapest car insurance companies in Rea, MO for each category right here.

Best Annual Car Insurance Rates by Company in Rea, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Rea, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rea car insurance rates. Find the cheapest Rea, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rea, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $2,927 $3,111 $3,008
Farmers $3,836 $4,046 $4,370
GEICO $2,723 $2,920 $3,056
Liberty Mutual $4,303 $4,562 $4,752
Nationwide $1,888 $2,013 $2,089
Progressive $2,770 $3,078 $3,365
State Farm $2,428 $2,581 $2,710
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Rea, Missouri?

What factors can have an impact on Rea, MO car insurance? There are several reasons why Rea car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rea, Missouri.

Commute Time in Rea

The more time you spend in your car the higher the risk of an accident. The average commute length in Rea, MO is 28.3 minutes according to City-Data.

Traffic in Rea

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rea, MO traffic data from INRIX ranks Rea as the 171st-most congested in the world.

Compare Car Insurance Quotes in Rea, MO

Ready to find affordable Rea, Missouri car insurance today? Enter your ZIP code for fast, free Rea, MO car insurance quotes.

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