Compare Reader, WV Car Insurance Rates (2021)

Car insurance in Reader, WV averages $329 a month. Reader, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Reader car insurance rates, compare quotes from the top car insurance companies in Reader, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Reader, WV are $3,954/year
  • The cheapest car insurance company in Reader is State Farm
  • Average car insurance rates in Reader, WV after a DUI are $4,884/year

If you need to buy Reader, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Reader, WV is right here.

You’ll find Reader car insurance rates, the cheapest Reader, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Reader, West Virginia car insurance rates to Vienna car insurance rates, Bluefield car insurance rates, and Fairmont car insurance rates.

Ready to find affordable Reader, WV car insurance today? Enter your ZIP code for fast, free Reader car insurance quotes.

Cheapest Reader, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Reader, WV car insurance rates? Every Reader, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Reader, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,936 $2,731 $2,612 $2,619 $10,413 $10,858 $3,270 $3,286
GEICO $2,820 $2,783 $2,689 $2,607 $6,842 $8,256 $2,714 $2,829
Liberty Mutual $3,804 $4,137 $3,057 $3,724 $14,055 $15,870 $3,942 $4,345
Nationwide $1,997 $2,027 $1,819 $1,906 $5,159 $6,526 $2,252 $2,410
Progressive $2,150 $2,078 $1,976 $1,978 $9,130 $10,278 $2,583 $2,670
State Farm $1,644 $1,644 $1,472 $1,472 $3,601 $4,651 $1,939 $1,538
USAA $1,729 $1,706 $1,606 $1,621 $5,703 $6,313 $2,236 $2,405

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Minimum Car Insurance in Reader, WV

Every driver must carry the minimum car insurance in Reader, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Reader, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Reader, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Reader, WV. Compare credit history car insurance rates in Reader from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Reader, West Virginia

Insurance Company Poor Fair Good
Allstate $5,869 $4,663 $3,989
GEICO $4,755 $3,865 $3,208
Liberty Mutual $9,481 $5,803 $4,565
Nationwide $3,429 $2,896 $2,712
Progressive $4,608 $3,998 $3,710
State Farm $3,226 $1,966 $1,544
USAA $4,300 $2,470 $1,975

Cheapest Reader, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Reader, WV to rates for a clean record with top companies.

Annual Reader, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,100 $4,849 $5,769 $4,645
GEICO $2,427 $3,919 $6,819 $2,605
Liberty Mutual $5,430 $6,837 $7,579 $6,620
Nationwide $2,409 $3,216 $3,745 $2,679
Progressive $3,492 $4,660 $4,171 $4,099
State Farm $2,068 $2,422 $2,245 $2,245
USAA $2,293 $2,709 $3,862 $2,796

Cheapest Reader, WV Car Insurance for Teen Drivers

Teen car insurance in Reader, WV can be expensive. Take a look at rates from the top car insurance companies in Reader for teenagers.

Annual Car Insurance Rates for Teen Drivers in Reader, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,413 $10,858
GEICO $6,842 $8,256
Liberty Mutual $14,055 $15,870
Nationwide $5,159 $6,526
Progressive $9,130 $10,278
State Farm $3,601 $4,651
USAA $5,703 $6,313

Cheapest Reader, WV Car Insurance for Seniors

Take a look at Reader, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Reader, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,612 $2,619
GEICO $2,689 $2,607
Liberty Mutual $3,057 $3,724
Nationwide $1,819 $1,906
Progressive $1,976 $1,978
State Farm $1,472 $1,472
USAA $1,606 $1,621

Cheapest Reader, WV Car Insurance Rates After a DUI

A DUI in Reader, WV increases car insurance rates. Compare Reader, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Reader, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,769
GEICO $6,819
Liberty Mutual $7,579
Nationwide $3,745
Progressive $4,171
State Farm $2,245
USAA $3,862

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Cheapest Reader, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Reader, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Reader, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,841 $4,841
GEICO $3,900 $3,985
Liberty Mutual $6,616 $6,616
Nationwide $3,012 $3,012
Progressive $4,105 $4,105
State Farm $2,186 $2,304
USAA $2,881 $2,949

The Best Cheap Car Insurance Companies in Reader, WV

Take a look at a side-by-side comparison of the top car insurance companies in Reader, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Reader, West Virginia

Insurance Company Average Annual Rates
Allstate $4,841
GEICO $3,942
Liberty Mutual $6,616
Nationwide $3,012
Progressive $4,105
State Farm $2,245
USAA $2,915

Category Winners: Cheapest Car Insurance in Reader, West Virginia

Find the cheapest car insurance companies in Reader, WV for each category right here.

Best Annual Car Insurance Rates by Company in Reader, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Reader, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Reader car insurance rates. Find the cheapest Reader, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Reader, West Virginia

Insurance Company Low Medium High
Allstate $4,696 $4,834 $4,992
GEICO $3,728 $3,952 $4,148
Liberty Mutual $6,288 $6,601 $6,960
Nationwide $2,927 $3,002 $3,108
Progressive $3,941 $4,062 $4,313
State Farm $2,118 $2,239 $2,379
USAA $2,813 $2,910 $3,022

What affects car insurance rates in Reader, West Virginia?

What factors can have an impact on Reader, WV car insurance? There are several reasons why Reader car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Reader, West Virginia.

Commute Time in Reader

The more time you spend in your car the higher the risk of an accident. The average commute length in Reader, WV is 47.6 minutes according to City-Data.

Compare Car Insurance Quotes in Reader, WV

Ready to find affordable Reader, West Virginia car insurance today? Enter your ZIP code for fast, free Reader, WV car insurance quotes.

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