Compare Reasnor, IA Car Insurance Rates (2021)

Car insurance in Reasnor, IA averages $242 a month. Reasnor, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Reasnor car insurance rates, compare quotes from the top car insurance companies in Reasnor, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Reasnor, IA after a DUI are $3,494/year
  • Average car insurance rates in Reasnor, IA are $2,901/year
  • The cheapest car insurance company in Reasnor is USAA

If you need to buy Reasnor, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Reasnor, IA is right here.

You’ll find Reasnor car insurance rates, the cheapest Reasnor, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Reasnor, Iowa car insurance rates to West Des Moines car insurance rates, Cedar Rapids car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Reasnor, IA car insurance today? Enter your ZIP code for fast, free Reasnor car insurance quotes.

Cheapest Reasnor, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Reasnor, IA car insurance rates? Every Reasnor, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Reasnor, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,859 $1,859 $1,665 $1,665 $4,988 $6,978 $1,859 $2,237
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,588 $1,521 $1,309 $1,361 $4,034 $4,549 $1,910 $2,072
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,496 $2,544 $2,444 $2,448 $11,454 $18,287 $2,607 $3,046
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

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Minimum Car Insurance in Reasnor, IA

Every driver must carry the minimum car insurance in Reasnor, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Reasnor, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Reasnor, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Reasnor, IA. Compare credit history car insurance rates in Reasnor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Reasnor, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,681 $2,707 $2,278
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,698 $2,191 $1,990
State Farm $3,113 $1,926 $1,519
Travelers $6,359 $5,445 $5,194
USAA $2,242 $1,543 $1,337

Cheapest Reasnor, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Reasnor, IA to rates for a clean record with top companies.

Annual Reasnor, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,085 $3,059 $3,961 $2,450
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,840 $3,033 $1,997 $2,302
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,115 $5,516 $7,392 $5,640
USAA $1,305 $1,751 $2,274 $1,498

Cheapest Reasnor, IA Car Insurance for Teen Drivers

Teen car insurance in Reasnor, IA can be expensive. Take a look at rates from the top car insurance companies in Reasnor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Reasnor, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $4,988 $6,978
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $4,034 $4,549
State Farm $3,825 $4,856
Travelers $11,454 $18,287
USAA $3,071 $3,260

Cheapest Reasnor, IA Car Insurance for Seniors

Take a look at Reasnor, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Reasnor, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,665 $1,665
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,309 $1,361
State Farm $1,254 $1,254
Travelers $2,444 $2,448
USAA $1,055 $1,075

Cheapest Reasnor, IA Car Insurance Rates After a DUI

A DUI in Reasnor, IA increases car insurance rates. Compare Reasnor, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Reasnor, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,222
American Family $3,961
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $1,997
State Farm $2,186
Travelers $7,392
USAA $2,274

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Cheapest Reasnor, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Reasnor, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Reasnor, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,855 $2,922
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,293 $2,293
State Farm $2,133 $2,239
Travelers $5,666 $5,666
USAA $1,645 $1,769

The Best Cheap Car Insurance Companies in Reasnor, IA

Take a look at a side-by-side comparison of the top car insurance companies in Reasnor, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Reasnor, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $2,889
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,293
State Farm $2,186
Travelers $5,666
USAA $1,707

Category Winners: Cheapest Car Insurance in Reasnor, Iowa

Find the cheapest car insurance companies in Reasnor, IA for each category right here.

Best Annual Car Insurance Rates by Company in Reasnor, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Reasnor, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Reasnor car insurance rates. Find the cheapest Reasnor, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Reasnor, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $2,899 $3,050 $2,718
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,157 $2,300 $2,422
State Farm $2,083 $2,198 $2,277
Travelers $5,322 $5,752 $5,924
USAA $1,614 $1,713 $1,795

What affects car insurance rates in Reasnor, Iowa?

What factors can have an impact on Reasnor, IA car insurance? There are several reasons why Reasnor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Reasnor, Iowa.

Commute Time in Reasnor

The more time you spend in your car the higher the risk of an accident. The average commute length in Reasnor, IA is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Reasnor, IA

Ready to find affordable Reasnor, Iowa car insurance today? Enter your ZIP code for fast, free Reasnor, IA car insurance quotes.

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