Compare Rector, AR Car Insurance Rates (2021)

Car insurance in Rector, AR averages $335 a month. Rector, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rector car insurance rates, compare quotes from the top car insurance companies in Rector, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rector, AR after a DUI are $4,847/year
  • The cheapest car insurance company in Rector is USAA
  • Average car insurance rates in Rector, AR are $4,019/year

If you need to buy Rector, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Rector, AR is right here.

You’ll find Rector car insurance rates, the cheapest Rector, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Rector, Arkansas car insurance rates to North Little Rock car insurance rates, Fayetteville car insurance rates, and Hot Springs car insurance rates.

Ready to find affordable Rector, AR car insurance today? Enter your ZIP code for fast, free Rector car insurance quotes.

Cheapest Rector, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rector, AR car insurance rates? Every Rector, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rector, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,982 $2,989 $2,674 $2,857 $11,234 $13,516 $3,270 $3,541
Farmers $2,258 $2,251 $2,017 $2,122 $9,486 $9,846 $2,575 $2,706
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,640 $2,505 $2,171 $2,268 $10,958 $12,353 $3,146 $3,382
State Farm $1,670 $1,670 $1,495 $1,495 $4,824 $6,065 $1,881 $2,157
Travelers $2,177 $2,218 $2,152 $2,158 $12,708 $20,442 $2,328 $2,686
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

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Minimum Car Insurance in Rector, AR

Every driver must carry the minimum car insurance in Rector, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Rector, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rector, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rector, AR. Compare credit history car insurance rates in Rector from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rector, Arkansas

Insurance Company Poor Fair Good
Allstate $6,757 $5,189 $4,203
Farmers $4,727 $3,966 $3,780
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $5,596 $4,763 $4,425
State Farm $3,848 $2,318 $1,805
Travelers $6,722 $5,610 $5,243
USAA $2,749 $1,878 $1,602

Cheapest Rector, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rector, AR to rates for a clean record with top companies.

Annual Rector, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,409 $5,580 $6,237 $5,305
Farmers $3,521 $4,504 $4,402 $4,204
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,253 $5,888 $4,471 $5,099
State Farm $2,438 $2,876 $2,657 $2,657
Travelers $4,910 $5,073 $7,424 $6,028
USAA $1,597 $2,023 $2,912 $1,772

Cheapest Rector, AR Car Insurance for Teen Drivers

Teen car insurance in Rector, AR can be expensive. Take a look at rates from the top car insurance companies in Rector for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rector, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,234 $13,516
Farmers $9,486 $9,846
GEICO $6,106 $6,139
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $10,958 $12,353
State Farm $4,824 $6,065
Travelers $12,708 $20,442
USAA $4,009 $4,199

Cheapest Rector, AR Car Insurance for Seniors

Take a look at Rector, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rector, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,674 $2,857
Farmers $2,017 $2,122
GEICO $2,234 $2,172
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,171 $2,268
State Farm $1,495 $1,495
Travelers $2,152 $2,158
USAA $1,192 $1,200

Cheapest Rector, AR Car Insurance Rates After a DUI

A DUI in Rector, AR increases car insurance rates. Compare Rector, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rector, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,237
Farmers $4,402
GEICO $5,107
Liberty Mutual $4,959
Nationwide $5,453
Progressive $4,471
State Farm $2,657
Travelers $7,424
USAA $2,912

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Cheapest Rector, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rector, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rector, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,383 $5,383
Farmers $4,158 $4,158
GEICO $3,258 $3,297
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $4,928 $4,928
State Farm $2,593 $2,721
Travelers $5,859 $5,859
USAA $2,017 $2,135

The Best Cheap Car Insurance Companies in Rector, AR

Take a look at a side-by-side comparison of the top car insurance companies in Rector, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rector, Arkansas

Insurance Company Average Annual Rates
Allstate $5,383
Farmers $4,158
GEICO $3,278
Liberty Mutual $3,825
Nationwide $4,006
Progressive $4,928
State Farm $2,657
Travelers $5,859
USAA $2,076

Category Winners: Cheapest Car Insurance in Rector, Arkansas

Find the cheapest car insurance companies in Rector, AR for each category right here.

Best Annual Car Insurance Rates by Company in Rector, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rector, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rector car insurance rates. Find the cheapest Rector, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rector, Arkansas

Insurance Company Low Medium High
Allstate $5,228 $5,380 $5,541
Farmers $3,938 $4,111 $4,424
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $4,466 $4,825 $5,492
State Farm $2,525 $2,654 $2,791
Travelers $5,564 $5,875 $6,137
USAA $1,989 $2,069 $2,171

What affects car insurance rates in Rector, Arkansas?

What factors can have an impact on Rector, AR car insurance? There are several reasons why Rector car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rector, Arkansas.

Commute Time in Rector

The more time you spend in your car the higher the risk of an accident. The average commute length in Rector, AR is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Rector, AR

Ready to find affordable Rector, Arkansas car insurance today? Enter your ZIP code for fast, free Rector, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State