Compare Red Cliff, CO Car Insurance Rates (2021)

Car insurance in Red Cliff, CO averages $311 a month. Red Cliff, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Red Cliff car insurance rates, compare quotes from the top car insurance companies in Red Cliff, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Red Cliff, CO are $3,731/year
  • Average car insurance rates in Red Cliff, CO after a DUI are $4,463/year
  • The cheapest car insurance company in Red Cliff is Liberty Mutual

If you need to buy Red Cliff, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Red Cliff, CO is right here.

You’ll find Red Cliff car insurance rates, the cheapest Red Cliff, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Red Cliff, Colorado car insurance rates to Aurora car insurance rates, Colorado Springs car insurance rates, and Lakewood car insurance rates.

Ready to find affordable Red Cliff, CO car insurance today? Enter your ZIP code for fast, free Red Cliff car insurance quotes.

Cheapest Red Cliff, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Red Cliff, CO car insurance rates? Every Red Cliff, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Red Cliff, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,972 $2,954 $2,690 $2,878 $11,040 $11,189 $3,289 $3,365
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,730 $1,692 $1,476 $1,619 $4,952 $5,383 $1,743 $1,758
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,376 $2,212 $2,064 $2,053 $8,395 $9,416 $2,689 $2,618
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,343 $2,348 $2,222 $2,234 $5,862 $6,726 $3,020 $3,297

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Minimum Car Insurance in Red Cliff, CO

Every driver must carry the minimum car insurance in Red Cliff, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Red Cliff, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Red Cliff, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Red Cliff, CO. Compare credit history car insurance rates in Red Cliff from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Red Cliff, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,927 $3,507 $2,935
Farmers $5,852 $4,761 $4,527
GEICO $3,080 $2,566 $2,052
Liberty Mutual $3,640 $2,222 $1,771
Nationwide $4,201 $3,324 $2,896
Progressive $4,504 $3,864 $3,566
State Farm $4,512 $2,895 $2,331
USAA $5,205 $2,953 $2,362

Cheapest Red Cliff, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Red Cliff, CO to rates for a clean record with top companies.

Annual Red Cliff, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,267 $5,467 $5,392 $5,062
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,225 $2,608 $2,712 $2,632
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,447 $4,817 $3,637 $4,010
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,554 $3,113 $5,478 $2,882

Cheapest Red Cliff, CO Car Insurance for Teen Drivers

Teen car insurance in Red Cliff, CO can be expensive. Take a look at rates from the top car insurance companies in Red Cliff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Red Cliff, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $6,284 $8,441
Farmers $11,040 $11,189
GEICO $5,105 $5,462
Liberty Mutual $4,952 $5,383
Nationwide $5,843 $7,486
Progressive $8,395 $9,416
State Farm $5,882 $7,421
USAA $5,862 $6,726

Cheapest Red Cliff, CO Car Insurance for Seniors

Take a look at Red Cliff, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Red Cliff, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,333 $2,333
Farmers $2,690 $2,878
GEICO $1,682 $1,894
Liberty Mutual $1,476 $1,619
Nationwide $2,066 $2,188
Progressive $2,064 $2,053
State Farm $1,816 $1,816
USAA $2,222 $2,234

Cheapest Red Cliff, CO Car Insurance Rates After a DUI

A DUI in Red Cliff, CO increases car insurance rates. Compare Red Cliff, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Red Cliff, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,563
American Family $5,208
Farmers $5,392
GEICO $3,291
Liberty Mutual $2,712
Nationwide $4,637
Progressive $3,637
State Farm $3,246
USAA $5,478

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Cheapest Red Cliff, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Red Cliff, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Red Cliff, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,709 $3,871
Farmers $5,047 $5,047
GEICO $2,516 $2,616
Liberty Mutual $2,544 $2,544
Nationwide $3,474 $3,474
Progressive $3,978 $3,978
State Farm $3,169 $3,323
USAA $3,407 $3,607

The Best Cheap Car Insurance Companies in Red Cliff, CO

Take a look at a side-by-side comparison of the top car insurance companies in Red Cliff, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Red Cliff, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,790
Farmers $5,047
GEICO $2,566
Liberty Mutual $2,544
Nationwide $3,474
Progressive $3,978
State Farm $3,246
USAA $3,507

Category Winners: Cheapest Car Insurance in Red Cliff, Colorado

Find the cheapest car insurance companies in Red Cliff, CO for each category right here.

Best Annual Car Insurance Rates by Company in Red Cliff, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Red Cliff, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Red Cliff car insurance rates. Find the cheapest Red Cliff, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Red Cliff, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,623 $3,868 $3,879
Farmers $4,500 $4,983 $5,657
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,399 $2,533 $2,700
Nationwide $3,517 $3,472 $3,432
Progressive $3,728 $3,989 $4,217
State Farm $3,060 $3,247 $3,430
USAA $3,366 $3,506 $3,648

What affects car insurance rates in Red Cliff, Colorado?

What factors can have an impact on Red Cliff, CO car insurance? There are several reasons why Red Cliff car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Red Cliff, Colorado.

Commute Time in Red Cliff

The more time you spend in your car the higher the risk of an accident. The average commute length in Red Cliff, CO is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Red Cliff, CO

Ready to find affordable Red Cliff, Colorado car insurance today? Enter your ZIP code for fast, free Red Cliff, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State