Compare Red Lodge, MT Car Insurance Rates (2021)

Car insurance in Red Lodge, MT averages $285 a month. Red Lodge, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Red Lodge car insurance rates, compare quotes from the top car insurance companies in Red Lodge, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Red Lodge is Liberty Mutual
  • Average car insurance rates in Red Lodge, MT are $3,414/year
  • The cheapest car insurance company in Red Lodge for teen drivers is Liberty Mutual

If you need to buy Red Lodge, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Red Lodge, MT is right here.

You’ll find Red Lodge car insurance rates, the cheapest Red Lodge, MT car insurance companies, and information on Montana car insurance laws. You can also compare Red Lodge, Montana car insurance rates to Belgrade car insurance rates, Havre car insurance rates, and Livingston car insurance rates.

Ready to find affordable Red Lodge, MT car insurance today? Enter your ZIP code for fast, free Red Lodge car insurance quotes.

Cheapest Red Lodge, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Red Lodge, MT car insurance rates? Every Red Lodge, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Red Lodge, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,819 $2,819 $2,589 $2,589 $11,052 $11,052 $3,035 $3,035
Farmers $2,844 $2,844 $2,542 $2,542 $7,918 $7,918 $3,124 $3,124
GEICO $3,134 $2,928 $3,057 $2,788 $7,655 $7,125 $2,687 $2,449
Liberty Mutual $1,076 $1,076 $1,047 $1,047 $2,088 $2,088 $1,271 $1,271
Nationwide $2,951 $2,951 $2,674 $2,674 $5,957 $5,957 $3,129 $3,129
Progressive $3,620 $3,620 $3,204 $3,204 $7,853 $7,853 $4,077 $4,077
State Farm $1,762 $1,762 $1,532 $1,532 $5,039 $5,039 $1,903 $1,903
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

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Minimum Car Insurance in Red Lodge, MT

Every driver must carry the minimum car insurance in Red Lodge, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Red Lodge, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Red Lodge, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Red Lodge, MT. Compare credit history car insurance rates in Red Lodge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Red Lodge, Montana

Insurance Company Poor Fair Good
Allstate $5,883 $4,720 $4,018
Farmers $4,827 $3,857 $3,637
GEICO $6,267 $3,340 $2,326
Liberty Mutual $1,370 $1,370 $1,370
Nationwide $4,662 $3,344 $3,028
Progressive $5,727 $4,313 $4,026
State Farm $3,683 $2,239 $1,755
USAA $2,788 $1,875 $1,511

Cheapest Red Lodge, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Red Lodge, MT to rates for a clean record with top companies.

Annual Red Lodge, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,078 $4,832 $5,907 $4,677
Farmers $3,601 $4,672 $4,554 $3,601
GEICO $2,556 $4,046 $6,256 $3,053
Liberty Mutual $940 $1,616 $1,616 $1,308
Nationwide $2,654 $3,848 $4,992 $3,217
Progressive $4,080 $5,171 $4,998 $4,506
State Farm $2,407 $2,711 $2,559 $2,559
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Red Lodge, MT Car Insurance for Teen Drivers

Teen car insurance in Red Lodge, MT can be expensive. Take a look at rates from the top car insurance companies in Red Lodge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Red Lodge, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,052 $11,052
Farmers $7,918 $7,918
GEICO $7,655 $7,125
Liberty Mutual $2,088 $2,088
Nationwide $5,957 $5,957
Progressive $7,853 $7,853
State Farm $5,039 $5,039
USAA $4,089 $4,089

Cheapest Red Lodge, MT Car Insurance for Seniors

Take a look at Red Lodge, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Red Lodge, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,589 $2,589
Farmers $2,542 $2,542
GEICO $3,057 $2,788
Liberty Mutual $1,047 $1,047
Nationwide $2,674 $2,674
Progressive $3,204 $3,204
State Farm $1,532 $1,532
USAA $1,166 $1,166

Cheapest Red Lodge, MT Car Insurance Rates After a DUI

A DUI in Red Lodge, MT increases car insurance rates. Compare Red Lodge, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Red Lodge, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,907
Farmers $4,554
GEICO $6,256
Liberty Mutual $1,616
Nationwide $4,992
Progressive $4,998
State Farm $2,559
USAA $2,852

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Cheapest Red Lodge, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Red Lodge, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Red Lodge, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,758 $4,989
Farmers $4,107 $4,107
GEICO $3,907 $4,048
Liberty Mutual $1,370 $1,370
Nationwide $3,678 $3,678
Progressive $4,689 $4,689
State Farm $2,482 $2,636
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Red Lodge, MT

Take a look at a side-by-side comparison of the top car insurance companies in Red Lodge, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Red Lodge, Montana

Insurance Company Average Annual Rates
Allstate $4,874
Farmers $4,107
GEICO $3,978
Liberty Mutual $1,370
Nationwide $3,678
Progressive $4,689
State Farm $2,559
USAA $2,058

Category Winners: Cheapest Car Insurance in Red Lodge, Montana

Find the cheapest car insurance companies in Red Lodge, MT for each category right here.

Best Annual Car Insurance Rates by Company in Red Lodge, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Red Lodge, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Red Lodge car insurance rates. Find the cheapest Red Lodge, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Red Lodge, Montana

Insurance Company Low Medium High
Allstate $4,650 $4,863 $5,108
Farmers $3,818 $4,103 $4,400
GEICO $3,850 $3,956 $4,127
Liberty Mutual $1,285 $1,374 $1,452
Nationwide $2,851 $3,926 $4,257
Progressive $4,473 $4,677 $4,916
State Farm $2,442 $2,549 $2,687
USAA $1,975 $2,048 $2,150

What affects car insurance rates in Red Lodge, Montana?

What factors can have an impact on Red Lodge, MT car insurance? There are several reasons why Red Lodge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Red Lodge, Montana.

Car Theft in Red Lodge

High levels of vehicle theft can make car insurance more expensive. Red Lodge, MT car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Red Lodge

The more time you spend in your car the higher the risk of an accident. The average commute length in Red Lodge, MT is 13.9 minutes according to City-Data.

Compare Car Insurance Quotes in Red Lodge, MT

Ready to find affordable Red Lodge, Montana car insurance today? Enter your ZIP code for fast, free Red Lodge, MT car insurance quotes.

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