Compare Red Oak, VA Car Insurance Rates (2021)

Car insurance in Red Oak, VA averages $192 a month. Red Oak, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Red Oak car insurance rates, compare quotes from the top car insurance companies in Red Oak, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Red Oak, VA are $2,300/year
  • Average car insurance rates in Red Oak, VA after a DUI are $2,729/year
  • The cheapest car insurance company in Red Oak for teen drivers is GEICO

If you need to buy Red Oak, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Red Oak, VA is right here.

You’ll find Red Oak car insurance rates, the cheapest Red Oak, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Red Oak, Virginia car insurance rates to Portsmouth car insurance rates, Norfolk car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Red Oak, VA car insurance today? Enter your ZIP code for fast, free Red Oak car insurance quotes.

Cheapest Red Oak, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Red Oak, VA car insurance rates? Every Red Oak, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Red Oak, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,873 $1,772 $1,866 $1,866 $5,798 $6,699 $2,443 $2,456
GEICO $1,530 $1,540 $1,450 $1,450 $3,098 $4,175 $1,775 $1,774
Nationwide $1,455 $1,469 $1,288 $1,330 $3,390 $4,404 $1,602 $1,756
Progressive $1,332 $1,279 $1,188 $1,200 $5,754 $6,479 $1,617 $1,662
State Farm $1,362 $1,362 $1,205 $1,205 $3,758 $4,753 $1,532 $1,747
USAA $1,114 $1,101 $1,033 $1,047 $3,374 $4,025 $1,441 $1,590

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Minimum Car Insurance in Red Oak, VA

Every driver must carry the minimum car insurance in Red Oak, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Red Oak, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Red Oak, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Red Oak, VA. Compare credit history car insurance rates in Red Oak from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Red Oak, Virginia

Insurance Company Poor Fair Good
Allstate $3,783 $3,018 $2,489
GEICO $2,332 $1,983 $1,983
Nationwide $2,478 $1,984 $1,798
Progressive $2,885 $2,491 $2,316
State Farm $3,008 $1,865 $1,474
USAA $2,462 $1,676 $1,383

Cheapest Red Oak, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Red Oak, VA to rates for a clean record with top companies.

Annual Red Oak, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,339 $3,680 $3,374 $2,993
GEICO $1,582 $2,069 $3,163 $1,582
Nationwide $1,810 $1,810 $2,669 $2,059
Progressive $2,212 $2,874 $2,606 $2,564
State Farm $1,953 $2,278 $2,116 $2,116
USAA $1,426 $1,849 $2,450 $1,638

Cheapest Red Oak, VA Car Insurance for Teen Drivers

Teen car insurance in Red Oak, VA can be expensive. Take a look at rates from the top car insurance companies in Red Oak for teenagers.

Annual Car Insurance Rates for Teen Drivers in Red Oak, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,798 $6,699
GEICO $3,098 $4,175
Nationwide $3,390 $4,404
Progressive $5,754 $6,479
State Farm $3,758 $4,753
USAA $3,374 $4,025

Cheapest Red Oak, VA Car Insurance for Seniors

Take a look at Red Oak, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Red Oak, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,866 $1,866
GEICO $1,450 $1,450
Nationwide $1,288 $1,330
Progressive $1,188 $1,200
State Farm $1,205 $1,205
USAA $1,033 $1,047

Cheapest Red Oak, VA Car Insurance Rates After a DUI

A DUI in Red Oak, VA increases car insurance rates. Compare Red Oak, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Red Oak, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,374
GEICO $3,163
Nationwide $2,669
Progressive $2,606
State Farm $2,116
USAA $2,450

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Cheapest Red Oak, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Red Oak, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Red Oak, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,005 $3,188
GEICO $2,059 $2,139
Nationwide $2,087 $2,087
Progressive $2,564 $2,564
State Farm $2,065 $2,167
USAA $1,773 $1,909

The Best Cheap Car Insurance Companies in Red Oak, VA

Take a look at a side-by-side comparison of the top car insurance companies in Red Oak, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Red Oak, Virginia

Insurance Company Average Annual Rates
Allstate $3,096
GEICO $2,099
Nationwide $2,087
Progressive $2,564
State Farm $2,116
USAA $1,841

Category Winners: Cheapest Car Insurance in Red Oak, Virginia

Find the cheapest car insurance companies in Red Oak, VA for each category right here.

Best Annual Car Insurance Rates by Company in Red Oak, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Red Oak, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Red Oak car insurance rates. Find the cheapest Red Oak, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Red Oak, Virginia

Insurance Company Low Medium High
Allstate $3,011 $3,098 $3,181
GEICO $2,024 $2,097 $2,176
Nationwide $2,190 $2,065 $2,005
Progressive $2,454 $2,535 $2,704
State Farm $2,011 $2,111 $2,225
USAA $1,760 $1,844 $1,917

Compare Car Insurance Quotes in Red Oak, VA

Ready to find affordable Red Oak, Virginia car insurance today? Enter your ZIP code for fast, free Red Oak, VA car insurance quotes.

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