Compare Redding, CA Car Insurance Rates (2021)

Car insurance in Redding, CA averages $257 a month. Redding, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Redding car insurance rates, compare quotes from the top car insurance companies in Redding, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Redding for teen drivers is USAA
  • Average car insurance rates in Redding, CA after a DUI are $4,288/year
  • Average car insurance rates in Redding, CA are $3,082/year

If you need to buy Redding, California car insurance, the options can be confusing. Everything you need to know about car insurance in Redding, CA is right here.

You’ll find Redding car insurance rates, the cheapest Redding, CA car insurance companies, and information on California car insurance laws. You can also compare Redding, California car insurance rates to San Francisco car insurance rates, Fresno car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Redding, CA car insurance today? Enter your ZIP code for fast, free Redding car insurance quotes.

Cheapest Redding, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Redding, CA car insurance rates? Every Redding, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Redding, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,179 $2,187 $1,591 $1,613 $5,907 $7,429 $2,791 $3,083
Farmers $2,370 $2,370 $2,132 $2,132 $7,559 $12,408 $2,807 $3,124
GEICO $1,532 $1,534 $1,442 $1,442 $4,651 $4,733 $2,199 $2,251
Liberty Mutual $2,392 $2,273 $2,209 $2,144 $5,232 $5,538 $2,709 $2,722
Nationwide $2,706 $2,584 $2,380 $2,245 $6,838 $7,557 $3,222 $3,178
Progressive $1,416 $1,454 $1,224 $1,440 $3,788 $4,535 $2,042 $2,190
State Farm $2,452 $2,452 $2,189 $2,189 $4,475 $5,567 $2,708 $2,790
Travelers $2,063 $2,003 $1,826 $1,807 $4,146 $4,751 $2,660 $2,609
USAA $1,777 $1,684 $1,737 $1,743 $4,026 $4,040 $2,449 $2,314

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Minimum Car Insurance in Redding, CA

Every driver must carry the minimum car insurance in Redding, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Redding, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Redding, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Redding, CA to rates for a clean record with top companies.

Annual Redding, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,027 $3,395 $5,318 $2,650
Farmers $3,226 $4,391 $5,472 $4,362
GEICO $1,730 $2,666 $3,349 $2,146
Liberty Mutual $2,735 $3,668 $3,307 $2,898
Nationwide $2,682 $3,438 $5,797 $3,438
Progressive $1,481 $2,520 $2,912 $2,131
State Farm $2,211 $2,639 $4,994 $2,568
Travelers $1,850 $2,962 $3,440 $2,681
USAA $1,644 $2,441 $3,999 $1,800

Cheapest Redding, CA Car Insurance for Teen Drivers

Teen car insurance in Redding, CA can be expensive. Take a look at rates from the top car insurance companies in Redding for teenagers.

Annual Car Insurance Rates for Teen Drivers in Redding, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,907 $7,429
Farmers $7,559 $12,408
GEICO $4,651 $4,733
Liberty Mutual $5,232 $5,538
Nationwide $6,838 $7,557
Progressive $3,788 $4,535
State Farm $4,475 $5,567
Travelers $4,146 $4,751
USAA $4,026 $4,040

Cheapest Redding, CA Car Insurance for Seniors

Take a look at Redding, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Redding, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,591 $1,613
Farmers $2,132 $2,132
GEICO $1,442 $1,442
Liberty Mutual $2,209 $2,144
Nationwide $2,380 $2,245
Progressive $1,224 $1,440
State Farm $2,189 $2,189
Travelers $1,826 $1,807
USAA $1,737 $1,743

Cheapest Redding, CA Car Insurance Rates After a DUI

A DUI in Redding, CA increases car insurance rates. Compare Redding, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Redding, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,318
Farmers $5,472
GEICO $3,349
Liberty Mutual $3,307
Nationwide $5,797
Progressive $2,912
State Farm $4,994
Travelers $3,440
USAA $3,999

Cheapest Redding, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Redding, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Redding, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,020 $3,675
Farmers $3,959 $4,767
GEICO $2,247 $2,699
Liberty Mutual $2,894 $3,411
Nationwide $3,395 $4,282
Progressive $2,053 $2,469
State Farm $2,988 $3,218
Travelers $2,466 $3,000
USAA $2,277 $2,665

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Cheapest Redding, CA Car Insurance Rates by ZIP Code

Redding car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Redding, CA.

Annual Car Insurance Rates by ZIP Code in Redding, California

ZIP Code Average Annual Rates
96001 $4,130
96002 $4,214
96003 $4,155

The Best Cheap Car Insurance Companies in Redding, CA

Take a look at a side-by-side comparison of the top car insurance companies in Redding, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Redding, California

Insurance Company Average Annual Rates
Allstate $3,347
Farmers $4,363
GEICO $2,473
Liberty Mutual $3,152
Nationwide $3,839
Progressive $2,261
State Farm $3,103
Travelers $2,733
USAA $2,471

Category Winners: Cheapest Car Insurance in Redding, California

Find the cheapest car insurance companies in Redding, CA for each category right here.

Best Annual Car Insurance Rates by Company in Redding, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Redding, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Redding car insurance rates. Find the cheapest Redding, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Redding, California

Insurance Company Low Medium High
Allstate $3,169 $3,376 $3,497
Farmers $4,071 $4,396 $4,621
GEICO $2,245 $2,501 $2,673
Liberty Mutual $2,961 $3,177 $3,319
Nationwide $3,427 $3,910 $4,179
Progressive $1,989 $2,338 $2,456
State Farm $2,793 $3,152 $3,365
Travelers $2,404 $2,799 $2,996
USAA $2,233 $2,520 $2,660

What affects car insurance rates in Redding, California?

What factors can have an impact on Redding, CA car insurance? There are several reasons why Redding car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Redding, California.

Car Theft in Redding

High levels of vehicle theft can make car insurance more expensive. Redding, CA car theft statistics from the FBI indicate 539 vehicle thefts a year.

Commute Time in Redding

The more time you spend in your car the higher the risk of an accident. The average commute length in Redding, CA is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Redding, CA

Ready to find affordable Redding, California car insurance today? Enter your ZIP code for fast, free Redding, CA car insurance quotes.

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