Compare Redwood City, CA Car Insurance Rates (2021)

Car insurance in Redwood City, CA averages $286 a month. Redwood City, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Redwood City car insurance rates, compare quotes from the top car insurance companies in Redwood City, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Redwood City, CA are $3,429/year
  • The cheapest ZIP code in Redwood City is 94065
  • The cheapest car insurance company in Redwood City for teen drivers is USAA

If you need to buy Redwood City, California car insurance, the options can be confusing. Everything you need to know about car insurance in Redwood City, CA is right here.

You’ll find Redwood City car insurance rates, the cheapest Redwood City, CA car insurance companies, and information on California car insurance laws. You can also compare Redwood City, California car insurance rates to Los Angeles car insurance rates, Sacramento car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Redwood City, CA car insurance today? Enter your ZIP code for fast, free Redwood City car insurance quotes.

Cheapest Redwood City, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Redwood City, CA car insurance rates? Every Redwood City, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Redwood City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,684 $2,690 $1,973 $1,989 $7,541 $9,510 $3,440 $3,786
Farmers $2,444 $2,444 $2,209 $2,209 $7,870 $12,930 $2,904 $3,242
GEICO $1,598 $1,599 $1,503 $1,503 $4,878 $4,958 $2,297 $2,345
Liberty Mutual $2,199 $2,083 $2,049 $1,986 $4,854 $5,155 $2,481 $2,495
Nationwide $3,016 $2,878 $2,641 $2,488 $7,726 $8,509 $3,613 $3,567
Progressive $1,810 $1,861 $1,543 $1,827 $4,864 $5,838 $2,603 $2,794
State Farm $2,870 $2,870 $2,566 $2,566 $5,302 $6,574 $3,180 $3,279
Travelers $2,328 $2,252 $2,063 $2,042 $4,824 $5,498 $3,020 $2,956
USAA $1,901 $1,800 $1,854 $1,861 $4,345 $4,380 $2,639 $2,493

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Minimum Car Insurance in Redwood City, CA

Every driver must carry the minimum car insurance in Redwood City, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Redwood City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Redwood City, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Redwood City, CA to rates for a clean record with top companies.

Annual Redwood City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,539 $4,262 $6,674 $3,331
Farmers $3,348 $4,561 $5,684 $4,532
GEICO $1,807 $2,793 $3,498 $2,241
Liberty Mutual $2,529 $3,388 $3,055 $2,679
Nationwide $3,007 $3,852 $6,508 $3,852
Progressive $1,895 $3,226 $3,715 $2,734
State Farm $2,606 $3,108 $5,865 $3,024
Travelers $2,091 $3,390 $3,940 $3,070
USAA $1,767 $2,634 $4,302 $1,936

Cheapest Redwood City, CA Car Insurance for Teen Drivers

Teen car insurance in Redwood City, CA can be expensive. Take a look at rates from the top car insurance companies in Redwood City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Redwood City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,541 $9,510
Farmers $7,870 $12,930
GEICO $4,878 $4,958
Liberty Mutual $4,854 $5,155
Nationwide $7,726 $8,509
Progressive $4,864 $5,838
State Farm $5,302 $6,574
Travelers $4,824 $5,498
USAA $4,345 $4,380

Cheapest Redwood City, CA Car Insurance for Seniors

Take a look at Redwood City, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Redwood City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,973 $1,989
Farmers $2,209 $2,209
GEICO $1,503 $1,503
Liberty Mutual $2,049 $1,986
Nationwide $2,641 $2,488
Progressive $1,543 $1,827
State Farm $2,566 $2,566
Travelers $2,063 $2,042
USAA $1,854 $1,861

Cheapest Redwood City, CA Car Insurance Rates After a DUI

A DUI in Redwood City, CA increases car insurance rates. Compare Redwood City, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Redwood City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,674
Farmers $5,684
GEICO $3,498
Liberty Mutual $3,055
Nationwide $6,508
Progressive $3,715
State Farm $5,865
Travelers $3,940
USAA $4,302

Cheapest Redwood City, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Redwood City, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Redwood City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,794 $4,609
Farmers $4,112 $4,951
GEICO $2,348 $2,822
Liberty Mutual $2,677 $3,149
Nationwide $3,801 $4,808
Progressive $2,619 $3,166
State Farm $3,519 $3,783
Travelers $2,811 $3,435
USAA $2,452 $2,867

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Cheapest Redwood City, CA Car Insurance Rates by ZIP Code

Redwood City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Redwood City, CA.

Annual Car Insurance Rates by ZIP Code in Redwood City, California

ZIP Code Average Annual Rates
94061 $4,750
94062 $4,690
94063 $4,911
94065 $4,641

The Best Cheap Car Insurance Companies in Redwood City, CA

Take a look at a side-by-side comparison of the top car insurance companies in Redwood City, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Redwood City, California

Insurance Company Average Annual Rates
Allstate $4,201
Farmers $4,532
GEICO $2,585
Liberty Mutual $2,913
Nationwide $4,305
Progressive $2,893
State Farm $3,651
Travelers $3,123
USAA $2,659

Category Winners: Cheapest Car Insurance in Redwood City, California

Find the cheapest car insurance companies in Redwood City, CA for each category right here.

Best Annual Car Insurance Rates by Company in Redwood City, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Redwood City, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Redwood City car insurance rates. Find the cheapest Redwood City, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Redwood City, California

Insurance Company Low Medium High
Allstate $4,008 $4,235 $4,362
Farmers $4,236 $4,567 $4,791
GEICO $2,376 $2,614 $2,765
Liberty Mutual $2,725 $2,939 $3,074
Nationwide $3,883 $4,384 $4,647
Progressive $2,574 $2,991 $3,112
State Farm $3,292 $3,715 $3,946
Travelers $2,722 $3,213 $3,434
USAA $2,424 $2,709 $2,846

What affects car insurance rates in Redwood City, California?

What factors can have an impact on Redwood City, CA car insurance? There are several reasons why Redwood City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Redwood City, California.

Car Theft in Redwood City

High levels of vehicle theft can make car insurance more expensive. Redwood City, CA car theft statistics from the FBI indicate 170 vehicle thefts a year.

Commute Time in Redwood City

The more time you spend in your car the higher the risk of an accident. The average commute length in Redwood City, CA is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Redwood City, CA

Ready to find affordable Redwood City, California car insurance today? Enter your ZIP code for fast, free Redwood City, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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