Compare Reed, KY Car Insurance Rates (2021)

Car insurance in Reed, KY averages $324 a month. Reed, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Reed car insurance rates, compare quotes from the top car insurance companies in Reed, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Reed, KY after a DUI are $4,674/year
  • Average car insurance rates in Reed, KY are $3,890/year
  • The cheapest car insurance company in Reed for teen drivers is USAA

If you need to buy Reed, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Reed, KY is right here.

You’ll find Reed car insurance rates, the cheapest Reed, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Reed, Kentucky car insurance rates to Independence car insurance rates, Bowling Green car insurance rates, and Covington car insurance rates.

Ready to find affordable Reed, KY car insurance today? Enter your ZIP code for fast, free Reed car insurance quotes.

Cheapest Reed, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Reed, KY car insurance rates? Every Reed, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Reed, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,948 $2,926 $2,659 $2,834 $10,598 $11,904 $3,283 $3,477
GEICO $3,381 $3,130 $3,530 $3,197 $6,876 $8,160 $2,763 $2,387
Liberty Mutual $2,520 $2,728 $2,162 $2,407 $10,022 $11,048 $2,631 $2,728
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,698 $1,612 $1,528 $1,537 $8,246 $9,295 $2,097 $2,132
State Farm $1,803 $1,803 $1,610 $1,610 $5,410 $6,849 $2,014 $2,256
Travelers $1,971 $2,007 $1,929 $1,934 $9,176 $14,665 $2,057 $2,383
USAA $1,710 $1,719 $1,543 $1,577 $4,464 $4,716 $2,162 $2,374

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Minimum Car Insurance in Reed, KY

Every driver must carry the minimum car insurance in Reed, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Reed, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Reed, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Reed, KY. Compare credit history car insurance rates in Reed from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Reed, Kentucky

Insurance Company Poor Fair Good
Allstate $6,717 $4,641 $3,878
GEICO $6,869 $3,430 $2,235
Liberty Mutual $6,469 $3,978 $3,146
Nationwide $4,672 $3,666 $3,197
Progressive $3,921 $3,431 $3,202
State Farm $4,227 $2,547 $1,984
Travelers $5,036 $4,264 $4,246
USAA $3,766 $2,111 $1,722

Cheapest Reed, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Reed, KY to rates for a clean record with top companies.

Annual Reed, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,239 $5,488 $5,830 $4,759
GEICO $2,483 $4,428 $6,759 $3,041
Liberty Mutual $3,785 $5,799 $4,518 $4,020
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $2,913 $4,308 $3,320 $3,531
State Farm $2,667 $3,172 $2,919 $2,919
Travelers $3,944 $4,057 $5,834 $4,226
USAA $1,913 $2,703 $3,215 $2,301

Cheapest Reed, KY Car Insurance for Teen Drivers

Teen car insurance in Reed, KY can be expensive. Take a look at rates from the top car insurance companies in Reed for teenagers.

Annual Car Insurance Rates for Teen Drivers in Reed, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,598 $11,904
GEICO $6,876 $8,160
Liberty Mutual $10,022 $11,048
Nationwide $6,037 $7,550
Progressive $8,246 $9,295
State Farm $5,410 $6,849
Travelers $9,176 $14,665
USAA $4,464 $4,716

Cheapest Reed, KY Car Insurance for Seniors

Take a look at Reed, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Reed, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,659 $2,834
GEICO $3,530 $3,197
Liberty Mutual $2,162 $2,407
Nationwide $2,519 $2,640
Progressive $1,528 $1,537
State Farm $1,610 $1,610
Travelers $1,929 $1,934
USAA $1,543 $1,577

Cheapest Reed, KY Car Insurance Rates After a DUI

A DUI in Reed, KY increases car insurance rates. Compare Reed, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Reed, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,830
GEICO $6,759
Liberty Mutual $4,518
Nationwide $4,997
Progressive $3,320
State Farm $2,919
Travelers $5,834
USAA $3,215

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Cheapest Reed, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Reed, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Reed, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,079 $5,079
GEICO $4,139 $4,217
Liberty Mutual $4,531 $4,531
Nationwide $3,845 $3,845
Progressive $3,518 $3,518
State Farm $2,848 $2,991
Travelers $4,515 $4,515
USAA $2,438 $2,628

The Best Cheap Car Insurance Companies in Reed, KY

Take a look at a side-by-side comparison of the top car insurance companies in Reed, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Reed, Kentucky

Insurance Company Average Annual Rates
Allstate $5,079
GEICO $4,178
Liberty Mutual $4,531
Nationwide $3,845
Progressive $3,518
State Farm $2,919
Travelers $4,515
USAA $2,533

Category Winners: Cheapest Car Insurance in Reed, Kentucky

Find the cheapest car insurance companies in Reed, KY for each category right here.

Best Annual Car Insurance Rates by Company in Reed, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Reed, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Reed car insurance rates. Find the cheapest Reed, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Reed, Kentucky

Insurance Company Low Medium High
Allstate $4,747 $5,060 $5,430
GEICO $3,922 $4,162 $4,450
Liberty Mutual $4,337 $4,504 $4,751
Nationwide $3,908 $3,801 $3,826
Progressive $3,242 $3,481 $3,831
State Farm $2,759 $2,918 $3,080
Travelers $4,298 $4,538 $4,710
USAA $2,416 $2,527 $2,656

Compare Car Insurance Quotes in Reed, KY

Ready to find affordable Reed, Kentucky car insurance today? Enter your ZIP code for fast, free Reed, KY car insurance quotes.

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