Compare Reeds, MO Car Insurance Rates (2021)

Car insurance in Reeds, MO averages $266 a month. Reeds, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Reeds car insurance rates, compare quotes from the top car insurance companies in Reeds, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Reeds, MO are $3,196/year
  • The cheapest car insurance company in Reeds for teen drivers is Nationwide
  • Average car insurance rates in Reeds, MO after a DUI are $3,751/year

If you need to buy Reeds, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Reeds, MO is right here.

You’ll find Reeds car insurance rates, the cheapest Reeds, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Reeds, Missouri car insurance rates to Blue Springs car insurance rates, St. Charles car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Reeds, MO car insurance today? Enter your ZIP code for fast, free Reeds car insurance quotes.

Cheapest Reeds, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Reeds, MO car insurance rates? Every Reeds, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Reeds, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,893 $2,804 $2,600 $2,683 $7,994 $8,672 $2,778 $2,871
American Family $2,114 $2,114 $1,886 $1,886 $5,888 $7,636 $2,114 $2,463
Farmers $2,183 $2,178 $1,948 $2,065 $9,072 $9,394 $2,488 $2,600
GEICO $1,757 $1,976 $1,367 $1,759 $5,527 $5,856 $1,606 $1,615
Liberty Mutual $2,536 $2,749 $2,087 $2,340 $8,684 $9,645 $2,674 $2,856
Nationwide $1,401 $1,428 $1,257 $1,329 $3,550 $4,535 $1,599 $1,726
Progressive $1,941 $1,803 $1,590 $1,636 $6,370 $7,159 $2,369 $2,425
State Farm $1,582 $1,582 $1,417 $1,417 $4,517 $5,689 $1,776 $2,024
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

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Minimum Car Insurance in Reeds, MO

Every driver must carry the minimum car insurance in Reeds, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Reeds, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Reeds, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Reeds, MO. Compare credit history car insurance rates in Reeds from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Reeds, Missouri

Insurance Company Poor Fair Good
Allstate $5,742 $3,693 $3,051
American Family $4,259 $3,001 $2,528
Farmers $4,557 $3,801 $3,615
GEICO $3,702 $2,414 $1,932
Liberty Mutual $6,024 $3,672 $2,893
Nationwide $2,477 $2,050 $1,783
Progressive $3,659 $3,031 $2,795
State Farm $3,418 $2,239 $1,844
USAA $4,495 $2,106 $1,513

Cheapest Reeds, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Reeds, MO to rates for a clean record with top companies.

Annual Reeds, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,576 $4,030 $4,999 $4,042
American Family $2,417 $3,526 $4,334 $2,774
Farmers $3,454 $4,293 $4,199 $4,018
GEICO $2,082 $2,713 $3,675 $2,262
Liberty Mutual $3,052 $4,373 $4,512 $4,848
Nationwide $1,654 $2,121 $2,827 $1,810
Progressive $2,736 $3,668 $3,035 $3,207
State Farm $2,301 $2,700 $2,500 $2,500
USAA $2,150 $2,630 $3,681 $2,356

Cheapest Reeds, MO Car Insurance for Teen Drivers

Teen car insurance in Reeds, MO can be expensive. Take a look at rates from the top car insurance companies in Reeds for teenagers.

Annual Car Insurance Rates for Teen Drivers in Reeds, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,994 $8,672
American Family $5,888 $7,636
Farmers $9,072 $9,394
GEICO $5,527 $5,856
Liberty Mutual $8,684 $9,645
Nationwide $3,550 $4,535
Progressive $6,370 $7,159
State Farm $4,517 $5,689
USAA $4,991 $6,094

Cheapest Reeds, MO Car Insurance for Seniors

Take a look at Reeds, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Reeds, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,600 $2,683
American Family $1,886 $1,886
Farmers $1,948 $2,065
GEICO $1,367 $1,759
Liberty Mutual $2,087 $2,340
Nationwide $1,257 $1,329
Progressive $1,590 $1,636
State Farm $1,417 $1,417
USAA $1,481 $1,502

Cheapest Reeds, MO Car Insurance Rates After a DUI

A DUI in Reeds, MO increases car insurance rates. Compare Reeds, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Reeds, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,999
American Family $4,334
Farmers $4,199
GEICO $3,675
Liberty Mutual $4,512
Nationwide $2,827
Progressive $3,035
State Farm $2,500
USAA $3,681

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Cheapest Reeds, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Reeds, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Reeds, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,162 $4,162
American Family $3,231 $3,294
Farmers $3,991 $3,991
GEICO $2,632 $2,733
Liberty Mutual $4,196 $4,196
Nationwide $2,103 $2,103
Progressive $3,162 $3,162
State Farm $2,440 $2,561
USAA $2,607 $2,802

The Best Cheap Car Insurance Companies in Reeds, MO

Take a look at a side-by-side comparison of the top car insurance companies in Reeds, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Reeds, Missouri

Insurance Company Average Annual Rates
Allstate $4,162
American Family $3,263
Farmers $3,991
GEICO $2,683
Liberty Mutual $4,196
Nationwide $2,103
Progressive $3,162
State Farm $2,500
USAA $2,704

Category Winners: Cheapest Car Insurance in Reeds, Missouri

Find the cheapest car insurance companies in Reeds, MO for each category right here.

Best Annual Car Insurance Rates by Company in Reeds, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Reeds, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Reeds car insurance rates. Find the cheapest Reeds, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Reeds, Missouri

Insurance Company Low Medium High
Allstate $4,015 $4,154 $4,317
American Family $3,154 $3,365 $3,268
Farmers $3,727 $3,950 $4,296
GEICO $2,507 $2,702 $2,840
Liberty Mutual $3,963 $4,215 $4,410
Nationwide $1,971 $2,123 $2,215
Progressive $2,831 $3,168 $3,485
State Farm $2,337 $2,506 $2,658
USAA $2,581 $2,694 $2,838

What affects car insurance rates in Reeds, Missouri?

What factors can have an impact on Reeds, MO car insurance? There are several reasons why Reeds car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Reeds, Missouri.

Commute Time in Reeds

The more time you spend in your car the higher the risk of an accident. The average commute length in Reeds, MO is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Reeds, MO

Ready to find affordable Reeds, Missouri car insurance today? Enter your ZIP code for fast, free Reeds, MO car insurance quotes.

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